r/UKPersonalFinance is a subreddit with 1.9M members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses struggling, credit card, mortgage, debt, and investment, and they frequently recommend/review budgeting app, currency exchange, and budgeting software.
Discuss, learn and request advice on how to budget, protect, save and invest your pounds and pence in the UK.
Popular Themes in r/UKPersonalFinance
#1
Advice Requests
: "Family member withdrew £70k from pension. Now faces huge tax bill."
63 posts
#2
Money Talk
: "Best way to achieve rapid house sale."
13 posts
#3
Pain & Anger
: "I’m 20 years old and I have ruined my life"
9 posts
#4
Ideas
: "Can't sell our flat... Any ideas?"
2 posts
#5
Self-Promotion
: "I kept forgetting free trials and getting charged, so I started using this £1/month tool"
2 posts
#6
Solution Requests
: "What do I do with my debt? What solutions are the best for me?"
1 post
Popular Topics in r/UKPersonalFinance
#1
Struggling
58 posts
#2
Credit Card
15 posts
#3
Mortgage
13 posts
#4
Debt
13 posts
#5
Investment
12 posts
#6
Savings
8 posts
#7
Bank
7 posts
#8
Apps
6 posts
#9
Websites
6 posts
#10
Loan
6 posts
Products Discussed in r/UKPersonalFinance
Budgeting App
30 reviews
#1
YNAB
4.7★ from 6 reviews
#2
Moneyhub
4.4★ from 5 reviews
#3
Actual Budget
4.0★ from 3 reviews
Currency Exchange
30 reviews
#1
Wise
4.8★ from 6 reviews
#2
Starling
5.0★ from 3 reviews
#3
Interactive Brokers
4.3★ from 3 reviews
Budgeting Software
26 reviews
#1
YNAB
4.8★ from 4 reviews
#2
Yolt
4.0★ from 3 reviews
#3
Monzo
4.0★ from 2 reviews
Flair Used in r/UKPersonalFinance
#1
+Comments Restricted to UKPF
: "Family member withdrew £70k from pension. Now faces huge tax bill."
5 posts
#2
Removed - R2
: "Sense check on pension and investment plan"
5 posts
#3
Removed
: "I’m turning 18 within the next week. Any advice?"
2 posts
#4
R89 - Short term savings
: "What to do with remortgage funds for short period?"
1 post
#5
Removed - R3
: "I need help getting out of debt"
1 post
Member Growth in r/UKPersonalFinance
Yearly
+98k members(5.6%)
Similar Subreddits to r/UKPersonalFinance
r/CanadaFinance
64k members
38.2% / yr
r/fatFIRE
493k members
10.3% / yr
r/fiaustralia
330k members
7.0% / yr
r/FinancialPlanning
985k members
2.7% / yr
r/MiddleClassFinance
363k members
37.2% / yr
r/personalfinance
21.8M members
2.3% / yr
r/PersonalFinanceCanada
1.9M members
6.8% / yr
r/personalfinanceindia
600k members
13.5% / yr
r/PersonalFinanceNZ
141k members
13.0% / yr
r/povertyfinance
2.8M members
19.5% / yr
About
GummySearch helps people research Reddit communities by organizing activity, growth, themes, and post-level signals into one place.
This page gives a focused view of r/UKPersonalFinance, including current member size, discussion patterns, product reviews, and related communities to explore.
This data is synced periodically so insights stay current and useful for ongoing research.
Last updated: August 1, 2026