r/UKPersonalFinance is a subreddit with 1.8M members. The most common kinds of discussions are advice requests and pain & anger, and the community frequently discusses struggling, investment, savings, debt, and mortgage, and they frequently recommend/review stocks and shares isa, current account, and budgeting app.
Discuss, learn and request advice on how to budget, protect, save and invest your pounds and pence in the UK.
Popular Themes in r/UKPersonalFinance
#1
Advice Requests
: "Husband may lose his job, what is a sensible way to deal with our situation now?"
66 posts
#2
Pain & Anger
: "The struggle is brutal and getting worse"
18 posts
#3
Money Talk
: "Paid off mortgage last week - what is best to do with extra money?"
9 posts
#4
Ideas
: "Spent a weekend doing the maths on plug-in solar for a UK flat, sharing what I worked out"
1 post
Popular Topics in r/UKPersonalFinance
#1
Struggling
61 posts
#2
Investment
: "SIPP Investment - 5-8 years out from retirement."
48 posts
#3
Savings
: "I’ve just reached £25k in Savings for a house deposit and I feel surprisingly flat about it"
43 posts
#4
Debt
: "29 years old and constantly stuck in -£1850 overdraft and paying Debts"
39 posts
#5
Mortgage
: "Paid off Mortgage last week - what is best to do with extra money?"
37 posts
#6
Tax
: "Is a child trust fund Tax free?"
35 posts
#7
Pension
: "Should I move my old Aviva workplace Pension?"
35 posts
#8
Isa
: "Best stocks and shares lifetime Isa"
28 posts
#9
Income
: "Declaring tutoring Income to HMRC"
23 posts
#10
Credit
: "My flatmate is 5 days late paying his share of the rent, will this impact my Credit score?"
20 posts
Products Discussed in r/UKPersonalFinance
Stocks And Shares Isa
96 reviews
#1
Vanguard
4.3★ from 24 reviews
#2
Trading 212
4.6★ from 10 reviews
#3
Hargreaves Lansdown
4.1★ from 10 reviews
Current Account
61 reviews
#1
Starling
4.9★ from 9 reviews
#2
Monzo
4.8★ from 8 reviews
#3
Santander
3.9★ from 7 reviews
Budgeting App
30 reviews
#1
YNAB
4.7★ from 6 reviews
#2
Moneyhub
4.4★ from 5 reviews
#3
Actual Budget
4.0★ from 3 reviews
Flair Used in r/UKPersonalFinance
#1
+Comments Restricted to UKPF
: "The struggle is brutal and getting worse"
14 posts
#2
Removed
: "Charging rent to a sibling - is it fair?"
3 posts
#3
R5 - unanswerable, yes/no, DAE
: "is it wrong for me to report a business for not paying taxes?"
2 posts
#4
Removed - R3 R5 - unanswerable, yes/no, DAE
: "How much is worth saving before having children?"
1 post
#5
R89 - Short term savings
: "House equity and where to keep it"
1 post
#6
R89 - Short term savings
: "Gifted £100k for house development. Where to put the money right now?"
1 post
#7
Removed - R2
: "What is the best way to proceed given my savings situation?"
1 post
#8
Removed - R3
: "New mortgage - am I being silly?"
1 post
Member Growth in r/UKPersonalFinance
Yearly
+107k members(6.2%)
Similar Subreddits to r/UKPersonalFinance
r/AusFinance
821k members
11.6% / yr
r/CanadaFinance
61k members
37.6% / yr
r/debtfree
1.7M members
4.0% / yr
r/FIREUK
313k members
13.9% / yr
r/MiddleClassFinance
351k members
38.6% / yr
r/Money
786k members
20.7% / yr
r/personalfinance
21.7M members
2.9% / yr
r/PersonalFinanceCanada
1.8M members
8.6% / yr
r/SwissPersonalFinance
44k members
54.5% / yr
r/ukfinance
26k members
50.7% / yr
About
GummySearch helps people research Reddit communities by organizing activity, growth, themes, and post-level signals into one place.
This page gives a focused view of r/UKPersonalFinance, including current member size, discussion patterns, product reviews, and related communities to explore.
This data is synced periodically so insights stay current and useful for ongoing research.
Last updated: June 4, 2026