r/personalfinance
21.8M members
r/personalfinance is a subreddit with 21.8M members. The community frequently discusses house, 401k, credit card, savings, and debt, and they frequently recommend/review budget app, budgeting app, and online banking, and the most common flair used is planning, debt, investing, retirement, and other.
Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!
Popular Topics in r/personalfinance
#1
House
6 posts
#2
401k
5 posts
#3
Credit Card
5 posts
#4
Savings
4 posts
#5
Debt
4 posts
#6
Investing
4 posts
#7
Looking For
3 posts
#8
Loan
3 posts
#9
Roth Ira
3 posts
#10
Retirement
2 posts
Products Discussed in r/personalfinance
Budget App
187 reviews
#1
YNAB
4.6★ from 39 reviews
#2
Mint
3.7★ from 20 reviews
#3
EveryDollar
4.2★ from 13 reviews
Budgeting App
128 reviews
#1
YNAB
4.4★ from 29 reviews
#2
You Need A Budget
4.8★ from 15 reviews
#3
Monarch
4.1★ from 8 reviews
Online Banking
105 reviews
#1
Ally
4.5★ from 24 reviews
#2
Credit Union
4.1★ from 8 reviews
#3
Charles Schwab
4.9★ from 7 reviews
Flair Used in r/personalfinance
#1
Planning
: "Utilizing full tuition from my employer for degree."
17 posts
#2
Debt
: "When to use emergency fund"
16 posts
#3
Investing
: "What's your unpopular investing opinion?"
14 posts
#4
Retirement
: "I want to retire but so much of my wealth is from Capital Gains"
14 posts
#5
Other
: "TRS vs ORP for my situation"
13 posts
#6
Auto
: "im confused on what i should do and need help"
12 posts
#7
Housing
: "Mobile home maybe an okay idea in this particular circumstance?"
11 posts
#8
Taxes
: "Overview of Compensation for New Job: 1099 full time"
9 posts
#9
Saving
: "First HYSA Recommendations"
9 posts
#10
Budgeting
: "Tools for asset management"
8 posts
Member Growth in r/personalfinance
Yearly
+420k members(2.0%)
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About
GummySearch helps people research Reddit communities by organizing activity, growth, themes, and post-level signals into one place.
This page gives a focused view of r/personalfinance, including current member size, discussion patterns, product reviews, and related communities to explore.
This data is synced periodically so insights stay current and useful for ongoing research.
Last updated: August 23, 2026