r/personalfinance
21.8M members
r/personalfinance is a subreddit with 21.8M members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses budgeting, investment platform, bank account, budgeting app, and savings account, and they frequently recommend/review budget app, budgeting app, and online banking.
Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!
Popular Themes in r/personalfinance
#1
Advice Requests
: "Help me understand my retirement plan"
59 posts
#2
Money Talk
: "29 looking to buy car with my husband 32. Is financing with a bank I've already had an auto loan with our best option?"
24 posts
#3
Pain & Anger
: "Car Totaled But I Still Owe"
7 posts
#4
Self-Promotion
: "Joined Axos Bank for easier banking."
1 post
Popular Topics in r/personalfinance
#1
Budgeting
5 posts
#2
Investment Platform
5 posts
#3
Bank Account
4 posts
#4
Budgeting App
4 posts
#5
Savings Account
4 posts
#6
Car
: "29 looking to buy Car with my husband 32. Is financing with a bank I've already had an auto loan with our best option?"
4 posts
#7
Financial Advice
3 posts
#8
High Yield Savings
3 posts
#9
Investment
3 posts
#10
Personal Finance App
3 posts
Products Discussed in r/personalfinance
Budget App
187 reviews
#1
YNAB
4.6★ from 39 reviews
#2
Mint
3.7★ from 20 reviews
#3
EveryDollar
4.2★ from 13 reviews
Budgeting App
128 reviews
#1
YNAB
4.4★ from 29 reviews
#2
You Need A Budget
4.8★ from 15 reviews
#3
Monarch
4.1★ from 8 reviews
Online Banking
105 reviews
#1
Ally
4.5★ from 24 reviews
#2
Credit Union
4.1★ from 8 reviews
#3
Charles Schwab
4.9★ from 7 reviews
Flair Used in r/personalfinance
#1
Planning
: "student loan question"
18 posts
#2
Debt
: "Debt with 1 credit card and a tmobile phone and fscu bank at 23 years old"
13 posts
#3
Auto
: "Vehicle allowance/leaving company"
10 posts
#4
Retirement
: "403(b) Question Roth/Traditional"
10 posts
#5
Other
: "How much effort should I put in?"
10 posts
#6
Investing
: "Former Company Stock Ownership"
9 posts
#7
Budgeting
: "To save 500 a month or just 300?"
9 posts
#8
Credit
: "Home Equity Loan Question! My fiance accidentally tanked his nearly excellent credit and now has a 14k high interest loan."
9 posts
#9
Saving
: "How to build my savings?"
5 posts
#10
Housing
: "How much should I spend on rent?"
4 posts
Member Growth in r/personalfinance
Yearly
+426k members(2.0%)
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About
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This page gives a focused view of r/personalfinance, including current member size, discussion patterns, product reviews, and related communities to explore.
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Last updated: September 21, 2026