r/personalfinance
21.9M members
r/personalfinance is a subreddit with 21.9M members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses job dissatisfaction, credit card, ira, housing, and debt, and they frequently recommend/review budget app, budgeting app, and online banking.
Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!
Popular Themes in r/personalfinance
#1
Advice Requests
: "Am I doing anything incorrectly at this point in my life? 25 yr old with no Student Loan"
26 posts
#2
Money Talk
: "Where should I invest my 12 Lac savings?"
8 posts
#3
Pain & Anger
: "RIP LightStream - The GOAT for Unsecured Auto Loans"
5 posts
#4
Solution Requests
: "Looking for finance app with specific SMS capability"
4 posts
#5
Ideas
: "Why hasn't any finance app combined the Account Aggregator (AA) framework with 100% local on-device storage yet?"
1 post
Popular Topics in r/personalfinance
#1
Job Dissatisfaction
3 posts
#2
Credit Card
3 posts
#3
Ira
2 posts
#4
Housing
2 posts
#5
Debt
2 posts
#6
Struggling
2 posts
#7
Bank
1 post
#8
Bank Account
1 post
#9
Debt_management
1 post
#10
Advice
1 post
Products Discussed in r/personalfinance
Budget App
187 reviews
#1
YNAB
4.6★ from 39 reviews
#2
Mint
3.7★ from 20 reviews
#3
EveryDollar
4.2★ from 13 reviews
Budgeting App
128 reviews
#1
YNAB
4.4★ from 29 reviews
#2
You Need A Budget
4.8★ from 15 reviews
#3
Monarch
4.1★ from 8 reviews
Online Banking
105 reviews
#1
Ally
4.5★ from 24 reviews
#2
Credit Union
4.1★ from 8 reviews
#3
Charles Schwab
4.9★ from 7 reviews
Flair Used in r/personalfinance
#1
Retirement
: "Questions around boosting (unmarried) partners pension & retirement prospects"
16 posts
#2
Other
: "Feel like your paycheck disappears before the month ends? 💸"
12 posts
#3
Investing
: "Online investment platform?"
12 posts
#4
Debt
: "Mortgage forbearance for 6 months a smart move here? (Freedom Mortgage)"
11 posts
#5
Budgeting
: "Road to Health and Wealth"
10 posts
#6
Insurance
: "Baby on the way, should I get life insurance through my work?"
5 posts
#7
Housing
: "I feel ashamed. 26 and my parents are paying my rent"
5 posts
#8
Planning
: "24 year old here. How can I start building my finances from scratch? Is it too late?"
5 posts
#9
Credit
: "Borrowing/Repaying small amount of PLoC is increasing my credit score everytime. Normal?"
4 posts
#10
Employment
: "Is this vanguard website legit? I got an email i thought my employer might’ve sent me"
4 posts
Member Growth in r/personalfinance
Yearly
+456k members(2.1%)
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About
GummySearch helps people research Reddit communities by organizing activity, growth, themes, and post-level signals into one place.
This page gives a focused view of r/personalfinance, including current member size, discussion patterns, product reviews, and related communities to explore.
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Last updated: October 20, 2026