r/personalfinance
21.8M members
r/personalfinance is a subreddit with 21.8M members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses debt, investment, savings, retirement, and investing, and they frequently recommend/review budget app, budgeting app, and online banking.
Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!
Popular Themes in r/personalfinance
#1
Advice Requests
: "Is my husband doing something fraudulent?"
73 posts
#2
Money Talk
: "My full time job did not accept my resignation but instead cut my hours to 6 a week. Am I able to file for unemployment?"
21 posts
#3
Pain & Anger
: "Debit Card intercepted in mail and was used to withdraw $3000. Will I get it back?"
19 posts
#4
Solution Requests
: "Credit card and HYSA recommendations"
3 posts
#5
Ideas
: "what’s something at the age of 23 that I can invest/do financially to be well off in my future and create generational wealth?"
1 post
Popular Topics in r/personalfinance
#1
Debt
: "31 year old feel like im drowning in Debt"
8 posts
#2
Investment
: "Inherited a large quantity of a single company stock but price has stayed relatively the same. Best Investment options?"
7 posts
#3
Savings
: "what’s something at the age of 23 that I can invest/do financially to be well off in my future and create generational wealth?"
7 posts
#4
Retirement
: "30yr old how do I save for Retirement?"
7 posts
#5
Investing
: "Investing while in college/graduating with student loans?"
7 posts
#6
Inheritance
: "How to make Inheritance work for me"
5 posts
#7
401k
: "Old 401k sent check early distribution instead of direct rollover and saying theres nothing they can do."
5 posts
#8
Credit
: "Credit considered valid during fraud"
4 posts
#9
Mortgage
: "Should I buy house now or wait and let savings (ideally) grow?"
4 posts
#10
Roth
: "Back door Roth advice needed"
4 posts
Products Discussed in r/personalfinance
Budget App
187 reviews
#1
YNAB
4.6★ from 39 reviews
#2
Mint
3.7★ from 20 reviews
#3
EveryDollar
4.2★ from 13 reviews
Budgeting App
128 reviews
#1
YNAB
4.4★ from 29 reviews
#2
You Need A Budget
4.8★ from 15 reviews
#3
Monarch
4.1★ from 8 reviews
Online Banking
105 reviews
#1
Ally
4.5★ from 24 reviews
#2
Credit Union
4.1★ from 8 reviews
#3
Charles Schwab
4.9★ from 7 reviews
Flair Used in r/personalfinance
#1
Other
: "Husband gets paid through Zelle?"
32 posts
#2
Retirement
: "Old 401k sent check early distribution instead of direct rollover and saying theres nothing they can do."
22 posts
#3
Investing
: "Where to invest paycheck?"
21 posts
#4
Planning
: "I'm 17 and recently found out my mom nuked my college fund. Is it really not worth it to take out student loans anymore? I'm worried about my future."
20 posts
#5
Budgeting
: "Owe a $27k plumbing bill. Have the cash to pay but it’s no interest and no payments for a year."
17 posts
#6
Debt
: "mil husband & i found out this friday that he’s 3k in debt, and we have to pay it off today or else our housing application is cancelled"
16 posts
#7
Housing
: "How have I failed so miserably while everyone around me is doing fine."
12 posts
#8
Saving
: "What banks will allow a 17 year old to create a savings account?"
10 posts
#9
Credit
: "Debit Card intercepted in mail and was used to withdraw $3000. Will I get it back?"
8 posts
#10
Auto
: "I trapped myself in an $850/mo truck payment. How do I get out?"
7 posts
Member Growth in r/personalfinance
Yearly
+499k members(2.3%)
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About
GummySearch helps people research Reddit communities by organizing activity, growth, themes, and post-level signals into one place.
This page gives a focused view of r/personalfinance, including current member size, discussion patterns, product reviews, and related communities to explore.
This data is synced periodically so insights stay current and useful for ongoing research.
Last updated: July 23, 2026