r/FinancialPlanning is a subreddit with 983k members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses struggling, financial, advice, debt, and investment, and they frequently recommend/review index funds, savings accounts, and bank.
Discuss and ask questions about personal finances, budgeting, income, retirement plans, insurance, investing, and frugality.
Popular Themes in r/FinancialPlanning
#1
Advice Requests
: "I’m 29 and have $181k in savings. Should I be doing anything differently?"
70 posts
#2
Money Talk
: "Just got married and finances are everywhere."
15 posts
#3
Pain & Anger
: "Should we wipe out our house savings ($28k) to pay off $20k in credit card debt after an income drop?"
1 post
#4
Self-Promotion
: "My Consultation Business is taking off!!"
1 post
Popular Topics in r/FinancialPlanning
#1
Struggling
51 posts
#2
Financial
49 posts
#3
Advice
19 posts
#4
Debt
: "8k - Pay off Debt or put into savings?"
15 posts
#5
Investment
11 posts
#6
Hate
10 posts
#7
Savings
: "8k - Pay off debt or put into Savings?"
10 posts
#8
Budget
10 posts
#9
Financial Advisor
9 posts
#10
Retirement
: "38M - 100,000 Salary - planning for Retirement."
9 posts
Products Discussed in r/FinancialPlanning
Index Funds
26 reviews
#1
Vanguard
4.5★ from 6 reviews
#2
Index Funds
4.5★ from 4 reviews
#3
VXUS
5.0★ from 2 reviews
Savings Accounts
23 reviews
#1
Ally
4.8★ from 4 reviews
#2
529 Accounts
4.0★ from 2 reviews
#3
Capital One
4.0★ from 2 reviews
Bank
22 reviews
#1
Monarch
4.7★ from 7 reviews
#2
YNAB
4.8★ from 4 reviews
#3
Fidelity
4.0★ from 3 reviews
Member Growth in r/FinancialPlanning
Yearly
+25k members(2.6%)
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About
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Last updated: July 14, 2026