r/FinancialPlanning is a subreddit with 989k members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses financial advisor, investing, budgeting app, investment, and savings, and they frequently recommend/review index funds, savings accounts, and bank.
Discuss and ask questions about personal finances, budgeting, income, retirement plans, insurance, investing, and frugality.
Popular Themes in r/FinancialPlanning
#1
Advice Requests
: "24 years old and maxing Roth for 2026. What else?"
11 posts
#2
Money Talk
: "how much money should we have saved at 27"
2 posts
#3
Pain & Anger
: "Finally automated how I track multiple investment accounts, but it exposed a massive $1,800/yr advisor fee leak"
1 post
Popular Topics in r/FinancialPlanning
#1
Financial Advisor
: "Indecision around a Financial Advisor after recent life insurance pay out"
12 posts
#2
Investing
: "F26 — Should I travel or start Investing/building assets?"
9 posts
#3
Budgeting App
7 posts
#4
Investment
7 posts
#5
Savings
: "how much money should we have saved at 27"
6 posts
#6
Retirement
: "Kindly review this Retirement strategy?"
6 posts
#7
Retirement Accounts
: "Naming beneficiaries on Retirement Accounts"
6 posts
#8
401k
: "What to do with 403B and 401k? Options for Roth IRA?"
5 posts
#9
Income
: "How to properly spend my 2 new Incomes post graduate."
5 posts
#10
Roth Ira
: "Thinking about opening a Roth Ira"
4 posts
Products Discussed in r/FinancialPlanning
Index Funds
26 reviews
#1
Vanguard
4.5★ from 6 reviews
#2
Index Funds
4.5★ from 4 reviews
#3
VXUS
5.0★ from 2 reviews
Savings Accounts
23 reviews
#1
Ally
4.8★ from 4 reviews
#2
529 Accounts
4.0★ from 2 reviews
#3
Capital One
4.0★ from 2 reviews
Bank
22 reviews
#1
Monarch
4.7★ from 7 reviews
#2
YNAB
4.8★ from 4 reviews
#3
Fidelity
4.0★ from 3 reviews
Member Growth in r/FinancialPlanning
Yearly
+28k members(2.9%)
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About
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Last updated: October 2, 2026