r/FinancialPlanning is a subreddit with 986k members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses struggling, financial, advice, retirement, and investing, and they frequently recommend/review index funds, savings accounts, and bank.
Discuss and ask questions about personal finances, budgeting, income, retirement plans, insurance, investing, and frugality.
Popular Themes in r/FinancialPlanning
#1
Advice Requests
: "Grandparents want to open a separate 529 plan for tax purposes"
65 posts
#2
Money Talk
: "$1.3 million inheritance at 23 yrs old"
31 posts
#3
Solution Requests
: "I have 32k savings where can I invest"
3 posts
Popular Topics in r/FinancialPlanning
#1
Struggling
51 posts
#2
Financial
49 posts
#3
Advice
19 posts
#4
Retirement
: "60-year-old mom with no Retirement or current income — how should she invest her savings?"
14 posts
#5
Investing
: "I’m making more with my Investing* than salary … should I cut my working hours ?"
13 posts
#6
Investment
: "Got a new job full base salary, no equity. Where should I start investing monthly?"
12 posts
#7
Financial Advice
: "Any Financial Advice for an 18 y/o soon going to college?"
12 posts
#8
Hate
10 posts
#9
Debt
10 posts
#10
Savings
: "13 years until retirement, house and truck almost paid off, $16k in Savings and so far 16k in roth ira. What should I be investing the roth in with my 16 k and 8500 ea year for the next 13 years?"
9 posts
Products Discussed in r/FinancialPlanning
Index Funds
26 reviews
#1
Vanguard
4.5★ from 6 reviews
#2
Index Funds
4.5★ from 4 reviews
#3
VXUS
5.0★ from 2 reviews
Savings Accounts
23 reviews
#1
Ally
4.8★ from 4 reviews
#2
529 Accounts
4.0★ from 2 reviews
#3
Capital One
4.0★ from 2 reviews
Bank
22 reviews
#1
Monarch
4.7★ from 7 reviews
#2
YNAB
4.8★ from 4 reviews
#3
Fidelity
4.0★ from 3 reviews
Member Growth in r/FinancialPlanning
Yearly
+26k members(2.7%)
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About
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Last updated: August 14, 2026