r/FinancialPlanning is a subreddit with 981k members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses financial, struggling, retirement, investment, and 401k, and they frequently recommend/review index funds, savings accounts, and bank.
Discuss and ask questions about personal finances, budgeting, income, retirement plans, insurance, investing, and frugality.
Popular Themes in r/FinancialPlanning
#1
Advice Requests
: "Should we wipe out our house savings ($28k) to pay off $20k in credit card debt after an income drop?"
104 posts
#2
Money Talk
: "I just paid off the 6.5% mortgage!"
33 posts
#3
Solution Requests
: "15 and need a bank account"
4 posts
#4
Pain & Anger
: "Separated with a newborn: he demands 50/50 expenses but I’m the only one doing childcare"
2 posts
Popular Topics in r/FinancialPlanning
#1
Financial
: "Looking for advice on what to do next Financially"
75 posts
#2
Struggling
51 posts
#3
Retirement
: "Fidelity says I can't take incremental withdrawals from 401k after Retirement"
39 posts
#4
Investment
: "What’s the best way to invest 300k?"
38 posts
#5
401k
: "Investing in a 401k at 29"
33 posts
#6
Savings
: "Should we wipe out our house Savings ($28k) to pay off $20k in credit card debt after an income drop?"
32 posts
#7
Advice
: "I was living paycheck to paycheck so I increased my income. I have a spending issue and I would like Advice on how to save money."
29 posts
#8
Debt
: "Should we wipe out our house savings ($28k) to pay off $20k in credit card Debt after an income drop?"
23 posts
#9
Financial Advice
: "Future Financial Advice for a No Debt Teacher"
19 posts
#10
Money
: "Tips for how to save Money as a broke college student with no help from parents and shitty on-campus job"
15 posts
Products Discussed in r/FinancialPlanning
Index Funds
26 reviews
#1
Vanguard
4.5★ from 6 reviews
#2
Index Funds
4.5★ from 4 reviews
#3
VXUS
5.0★ from 2 reviews
Savings Accounts
23 reviews
#1
Ally
4.8★ from 4 reviews
#2
529 Accounts
4.0★ from 2 reviews
#3
Capital One
4.0★ from 2 reviews
Bank
22 reviews
#1
Monarch
4.7★ from 7 reviews
#2
YNAB
4.8★ from 4 reviews
#3
Fidelity
4.0★ from 3 reviews
Member Growth in r/FinancialPlanning
Yearly
+23k members(2.4%)
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About
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Last updated: June 15, 2026