r/whitecoatinvestor is a subreddit with 131k members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses looking for, investment, financial advice, high income professional, and loan, and they frequently recommend/review savings account, high yield savings, and business credit card.
This subreddit is a place where high income professionals of all types can ask, answer, discuss, and debate the personal finance and investing questions specific to our unique situations without being criticized, ostracized, or downvoted simply for having a high income and "first world" problems. This includes physicians, dentists, attorneys, physician assistants, nurse practitioners, pharmacists, physical therapists, occupational therapists, and others with high incomes.
Popular Themes in r/whitecoatinvestor
#1
Advice Requests
: "Is medical school still a good wealth building path considering the debt required to make it through and the new student loan laws?"
49 posts
#2
Money Talk
: "How to create supplemental income as a physician?"
26 posts
#3
Pain & Anger
: "Everyone wants their slice of the pie"
3 posts
#4
Opportunities
: "First job jitters, taking less money for better experience out of residency"
1 post
Popular Topics in r/whitecoatinvestor
#1
Looking For
3 posts
#2
Investment
: "I am a 42-year-old female dentist, and I’ve recently started wondering whether I should continue holding tech stocks or streamline my Investment portfolio"
3 posts
#3
Financial Advice
2 posts
#4
High Income Professional
2 posts
#5
Loan
: "R1 IM Loan repayment strategy"
2 posts
#6
Insurance
: "Malpractice Insurance for independent utilization review (Nexus, Maximus, etc.)?"
2 posts
#7
Cpa
1 post
#8
Tax
1 post
#9
Multifamily Syndicators
1 post
#10
Contract Lawyer
1 post
Products Discussed in r/whitecoatinvestor
Savings Account
15 reviews
#1
Fidelity
5.0★ from 3 reviews
#2
Ally
4.3★ from 3 reviews
#3
SoFi
4.0★ from 2 reviews
High Yield Savings
12 reviews
#1
American Express
4.5★ from 4 reviews
#2
Wealthfront
4.5★ from 2 reviews
#3
SoFi
4.0★ from 1 review
Business Credit Card
9 reviews
#1
Capital One
4.5★ from 4 reviews
#2
Chase
4.7★ from 3 reviews
#3
Ink Unlimited
4.0★ from 1 review
Flair Used in r/whitecoatinvestor
#1
Personal Finance and Budgeting
: "Porsche 992.2. Buy it?"
58 posts
#2
Student Loan Management
: "Dating a dentist with 450k private loan…"
42 posts
#3
General/Welcome
: "Anyone else regret not meeting a significant other before becoming an attending?"
29 posts
#4
General Investing
: "Cardiac anesthesiologist since 2010 and currently doing locums. I started reading the wci blog back in 2010 and then started investing in fskax in 2011. Thankful everyday for the creation of the wci blog. This is this year hitting my financial goals all due to wci blog"
18 posts
#5
Insurance
: "Go for full disability insurance or half during residency?"
14 posts
#6
Retirement Accounts
: "Do you know about the newly created 530(a) account for children under 18"
10 posts
#7
Mortgages and Home Buying
: "Everyone wants their slice of the pie"
7 posts
#8
Practice Management
: "Allergy job market"
5 posts
#9
Real Estate Investing
: ""Stocks are too slow/dumb/theoretical, I'm gonna use real estate to grow wealth" -all my buddies (who have neither index funds or real estate)"
4 posts
#10
Financial Advisors
: "Gotta a question for y’all"
4 posts
Member Growth in r/whitecoatinvestor
Yearly
+25k members(23.0%)
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Last updated: July 21, 2026