r/StudentLoans

718k members
r/StudentLoans is a subreddit with 718k members. The most common kinds of discussions are advice requests and pain & anger, and the community frequently discusses struggling, student loans, idr, mohela, and frustrating, and they frequently recommend/review savings account, high yield savings account, and lender.
/r/StudentLoans: Reddit's hub for advice, articles, and general discussion about getting and repaying student loans.

Popular Themes in r/StudentLoans

#1
Advice Requests
: "Be kind. I know I don’t know what I’m doing. I need to learn quickly."
16 posts
#2
Pain & Anger
: "I’m not sure my life is worth it"
4 posts

Popular Topics in r/StudentLoans

#1

Struggling

27 posts
#2

Student Loans

16 posts
#3

Idr

: "If Mohela moves me out of SAVE into standard, can I switch to an Idr later?"
7 posts
#4

Mohela

: "SAVE Plan Update: Mohela is sending final 30-day notices. Here's the timeline."
6 posts
#5

Frustrating

4 posts
#6

Save Plan

: "Save Plan & In-school Deferment"
4 posts
#7

Payment Issues

: "Mohela didn't process 11/1 payment?"
4 posts
#8

Notices

: "SAVE Plan Update: MOHELA is sending final 30-day Notices. Here's the timeline."
3 posts
#9

Plan Change

: "Moving from SAVE to IBR, no real options.. Can I switch to RAP later?"
3 posts
#10

Election

: "To Americans, remember to vote today. Remember who put you in this situation."
3 posts

Products Discussed in r/StudentLoans

Savings Account

18 reviews
#1
Wealthfront
4.0★ from 5 reviews
#2
Capital One
3.5★ from 2 reviews
#3
American Express
4.0★ from 2 reviews
#1
High Yield Savings Account
4.0★ from 14 reviews
#2
Capital One
3.0★ from 1 review
#3
Cash Plus Account
4.0★ from 1 review

Lender

2 reviews
#1
College Ave
2.0★ from 1 review
#2
Sallie Mae
1.0★ from 1 review

Flair Used in r/StudentLoans

#1
Advice
: "“Important Repayment Plan Update Federal student loan repayment options are changing. Most borrowers do NOT need to take action immediately. If action is required, we will contact you directly with your deadline...”"
36 posts
#2
News/Politics
: "To Americans, remember to vote today. Remember who put you in this situation."
5 posts
#3
Rant/Complaint
: "What glorious options"
2 posts
#4
Data Point
: "Date Was Pushed Back (Not by me)"
1 post

Member Growth in r/StudentLoans

Yearly
+54k members(8.1%)

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About

GummySearch helps people research Reddit communities by organizing activity, growth, themes, and post-level signals into one place.

This page gives a focused view of r/StudentLoans, including current member size, discussion patterns, product reviews, and related communities to explore.

This data is synced periodically so insights stay current and useful for ongoing research.

Last updated: November 4, 2026