Best savings account on Reddit

48 reviews from r/Banking, r/phinvest, r/irishpersonalfinance and 5 more subreddits

48 reviews from
and
By Brand
/
By Product
#1

Cimb

4.7
(3)
"Good"
·
"Convenience (easily withdrawable)"
·
"Around 2.5%, sometimes higher with their promos and free pesonet transfers to banks"
#2

Zurich

5.0
(2)
"Expected to grow much more"
·
"Managed investment options for your children"
#3

Amex

5.0
(2)
"If you want to keep your banking products together"
·
"Amex is fine."
#4

Cibc

5.0
(2)
"Higher interest"
·
"5.6% for 4 months"
#5

Wealthfront

5.0
(2)
"I've been really pleased with Wealthfront. It's currently at 5.0% APY but goes up to 5.5% with the referral link. I particularly like the "[categories](https://support.wealthfront.com/hc/en-us/articles/360059000652-Categories)" and "[automated savings](https://support.wealthfront.com/hc/en-us/articles/360045189471-Setting-up-your-automated-savings-plan)" features. Essentially you can subdivide your HYSA account into different categories and then split your deposits into those categories with a series of rules."
·
"Get 5% for just sitting there"
#6

Tonik

5.0
(2)
"Group stash feature"
·
"Free Instapay transfers to other banks"
#7

Marcus

5.0
(2)
"Reliable, supposedly good customer service, easy UI, no weird notarization stuff to sign up"
·
"Free wire transfers"
#8

Ally

4.5
(2)
"Ally offer very good customer service."
·
"Decent"
#9

Discover

4.5
(2)
"Discover offer very good customer service."
·
"Decent"
#10

Trade Republic

3.0
(2)
"With instant access"
·
"Concerned by some reviews/conversations"
#11

Maya Savings

5.0
(1)
"High interest rate"
#12

Gotyme

5.0
(1)
"Malataas ang interest na you can earn with your savings and you can open a subaccount to allocate your money."
#13

Maya Bank

5.0
(1)
"10%-14% interest"
#14

Mp2

5.0
(1)
"Dividend yield is at 6%-7%"
#15

Tangerine

5.0
(1)
"6% for 5 months"
#16

Capitol One

5.0
(1)
"Easy to transfer back and forth"
#17

Raisin Bank

5.0
(1)
"Long-term account"
#18

Live Oak Bank

5.0
(1)
"Started using them this year for my business savings account."
#19

Etfs

5.0
(1)
"Bank savings accounts"
#20

Other Banks

5.0
(1)
"Simple product"
#21

Metrobank

5.0
(1)
"Real time, pinaka dugay siguru paabot naku kay 2 hours gikan pag receive naku sa notif about bank/fund transfer"
#22

Ocbc

5.0
(1)
"A good thing to have"
#23

E*Trade

5.0
(1)
"Put it in an S&P 500 index fund"
#24

Uob

5.0
(1)
"Good"
#25

Cit Bank

5.0
(1)
"If you want to get 0.70% higher (5.05%) APY on your deposit"
#26

Gcash

5.0
(1)
"Easy transfers to UNO, CIMB, BPI and MayBank"
#27

Unionbank

5.0
(1)
"Approved"
#28

Ufb Direct

5.0
(1)
"Currently at 5.25%"
#29

Uno

5.0
(1)
"Time deposits up to 6+% and u can choose how long you leave it in TD"
#30

Bpi

2.5
(2)
"Transfer money from gcash to bpi"
·
"Dili ko mo recommend ug BDO kay daghan ug pangutana ug ang incoming funds dapat sakto sa imo gi declare"
#31

Capital One

4.0
(1)
"Decent"
#32

Singlife

4.0
(1)
"Consider"
#33

Google

4.0
(1)
"Most of the recommendations on this post are solid"
#34

Standard Chartered

4.0
(1)
"Good alternative"
#35

An Post/State Savings

3.0
(1)
"Very safe"
#36

Dbs

1.0
(1)
"Worst"

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