Best card on Reddit

179 reviews from r/CreditCards, r/PersonalFinanceCanada, r/CreditCardsIndia and 13 more subreddits

179 reviews from

and

By Brand

By Product

Citi

4.6

(21)

"Love the citi custom cash"

"I'd suggest something like a Citi Double Cash - 2% cash back everywhere."

"Nil fee (spent based). 3% international cash back."

"Citi Custom Cash 5% back in one category up to $500 per month."

"Citi Custom Cash for 5% cash back on up to $500 on your top selected category."

"The easiest is probably the citi custom cash. 5% on your top category up to $500 in spend."

"Citi Custom Cash is the best option right now. It gives 5% cash back."

"The Citi Custom Cash card is 5% on highest spend category."

"Earn 5% cash back on your top eligible spend category each billing cycle up to $500 spent."

"It has an elevated sign-up bonus for 75k points (worth $750) after spending $4k in three months."

Wells Fargo

4.3

(17)

"Wells Fargo Active Cash has 2% cash back for all purchases."

"Zero annual fees, so you can keep it forever with no downsides."

"Wells Fargo Autograph would be your best bet for a 1 card solution."

"I think the best no annual fee travel card is the Wells Fargo Autograph."

"Wells Fargo Autograph? 3X on travel (includes hotels, gas, airfare, rideshare, rental cars, etc)..."

"WF Autograph (no AF) has great multipliers and no need to use a travel portal."

"You could also add Wells Fargo Autograph."

"I use Wellsfargo Autograph for this very specific reason."

"Wells Fargo Autograph - 3% on restaurants, travel, transit, gas/charging..."

"You can get the Wells Fargo Autograph to cover dining, travel and gas."

Chase

4.6

(16)

"So get the Chase Sapphire Reserve. Once your fee waiver expires, transfer points to Hyatt."

"Get the Chase Sapphire Preferred for a great sign-up bonus and flexible travel rewards."

"I would recommend the Chase Freedom Flex if your primary category is groceries and clothes."

"CSP would be really good to get right now, you can get 60000 points + $300 travel credit at the moment."

"Chase Amazon Prime Visa - 5% Amazon & 2% Gas & 10% rotating items."

"If you already subscribe to amazon prime, then getting that card is an obvious recommendation."

"Chase Amazon Prime Visa - no AF, no FTF, 5% at Amazon.com."

"Get the Chase Freedom Flex and Sapphire Preferred (CSP) Cards."

"Get the chase sapphire preferred and transfer the points."

"Cancel or downgrade your CSP then apply for the Sapphire Reserve."

American Express

4.3

(12)

"The Amex BCE has a $7 statement credit for D+."

"The Amex Blue Cash Preferred gives 6% on streaming."

"AMEX True Cashback gives 1.5% on all spending."

"Amex blue cash preferred has a 6% on select streaming subscriptions."

"4% groceries/gas and 2% everything else."

"No annual fee cards from companies known to be open to new borrowers."

"4% cashback on grocery and gas."

"For Travel: I would suggest looking into the Amex Blue Business Preferred."

"4% in Groceries, 4% in Gas, 2% on everything else."

"Then I use Amex SimplyCash Preferred for Gas and everything else."

Capital One

4.5

(11)

"Cap1 Venture X and Savor."

"Venture X and Savor One Duo is the only answer here."

"2% cash back on everything, no category limits."

"The venture X is the best credit card for traveling."

"Good for beginners, no annual fee, and would get you 3% on dining, groceries."

"Is the best."

"No annual fee cards from companies known to be open to new borrowers."

"For Travel: I would suggest looking into the Capital One Spark 2X Miles."

"Is great if you are allowed to book in their portal."

"C1 duo is a very viable set up, esp if you can take advantage of the travel benefits from VX."

AAA

4.6

(9)

"AAA travel advantage visa (works at Costco) 5% up to $7k/year."

"Cash back wise the AAA travel advantage... are the best gas cards."

"$0 annual fee, 5% cash back on gas."

"No AF, no FTF. 5% gas and EV stations, 3% grocery, restaurants, and travel."

"Is a great option."

"3% - Wholesale"

"You should look at the AAA Daily Advantage Visa Signature Credit Card instead, which gives 5% on groceries without an annual fee."

"AAA Daily Advantage Card - 5% on Groceries, 3% on Wholesale Clubs (Costco)..."

"For 5% groceries for a few months now."

Amex

4.6

(9)

"Amex hands down. Expenses for your trip will be quite a bit and you’ll earn a significant number of MR points."

"Get the amex platinum travel card. I got mine within a week and honestly amex rewarding is the best."

"I have an AmEx blue card - 6% back on groceries and gas!"

"Amex gives the best Credit Limit. Blue Cash everyday easy approval."

"The platinum is worth it."

"The Blue cash everyday from Amex is a solid card with 3% on Groceries..."

"Amex Gold, Green, Hilton Aspire or Bonvoy Brilliant are a few of the cards he should look at."

"Amex BCE gives 3 percent on online retail and it also works for groceries."

"Maybe try the BCP? I earn 6% on HEB purchases."

SBI

4.5

(8)

"SBI Cashback is the best card for buying the games from Steam."

"Hands down, it’s the best card that you can get if you don’t live with your family."

"SBI Cashback."

"Start with SBI Cashback Card and ICICI Amazonpay."

"If it is purely cash back that you're looking for, you can go for a combination of SBI cash back."

"I can recommend the following: 1. SBI cash back."

"Get sbi cashback for online spends."

"I think SBI cashback card will give 5% cashback."

Scotiabank

4.0

(4)

"6% back at Safeway & Sobeys brands."

"I usually get 300 - 350 cashback for the entire year."

"The 4% on grocery and recurring bill is very good for me."

#10

US Bank

4.0

4.0

(1)

"4% Groceries and Gas."

#42

BMO

4.0

(1)

#43

3.0

(1)

"Besides that, Citi Cashback is really the only valid one."

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