Best card on Reddit
191 reviews from r/CreditCards, r/CreditCardsIndia, r/PersonalFinanceCanada and 15 more subreddits
191 reviews from
and
By Brand
/By Product
#1
Citi
4.6
(21)
"Love the citi custom cash"
"I'd suggest something like a Citi Double Cash - 2% cash back everywhere."
"Nil fee (spent based). 3% international cash back."
"Citi Custom Cash 5% back in one category up to $500 per month."
"Citi Custom Cash for 5% cash back on up to $500 on your top selected category."
"The easiest is probably the citi custom cash. 5% on your top category up to $500 in spend."
"Citi Custom Cash is the best option right now. It gives 5% cash back."
"The Citi Custom Cash card is 5% on highest spend category."
"Earn 5% cash back on your top eligible spend category each billing cycle up to $500 spent."
"It has an elevated sign-up bonus for 75k points (worth $750) after spending $4k in three months."
#2
Wells Fargo
4.3
(18)
"Wells Fargo Active Cash has 2% cash back for all purchases."
"Zero annual fees, so you can keep it forever with no downsides."
"Wells Fargo Autograph would be your best bet for a 1 card solution."
"I think the best no annual fee travel card is the Wells Fargo Autograph."
"Wells Fargo Autograph? 3X on travel (includes hotels, gas, airfare, rideshare, rental cars, etc)..."
"0% APR for 12 months, No AF, 3x points (uncapped) on Travel, Dining, Gas"
"WF Autograph (no AF) has great multipliers and no need to use a travel portal."
"You could also add Wells Fargo Autograph."
"I use Wellsfargo Autograph for this very specific reason."
"Wells Fargo Autograph - 3% on restaurants, travel, transit, gas/charging..."
#3
Chase
4.6
(16)
"So get the Chase Sapphire Reserve. Once your fee waiver expires, transfer points to Hyatt."
"Get the Chase Sapphire Preferred for a great sign-up bonus and flexible travel rewards."
"I would recommend the Chase Freedom Flex if your primary category is groceries and clothes."
"CSP would be really good to get right now, you can get 60000 points + $300 travel credit at the moment."
"Chase Amazon Prime Visa - 5% Amazon & 2% Gas & 10% rotating items."
"If you already subscribe to amazon prime, then getting that card is an obvious recommendation."
"Chase Amazon Prime Visa - no AF, no FTF, 5% at Amazon.com."
"Get the Chase Freedom Flex and Sapphire Preferred (CSP) Cards."
"Get the chase sapphire preferred and transfer the points."
"Cancel or downgrade your CSP then apply for the Sapphire Reserve."
#4
Capital One
4.4
(12)
"Cap1 Venture X and Savor."
"Venture X and Savor One Duo is the only answer here."
"The venture X is the best credit card for traveling."
"Good for beginners, no annual fee, and would get you 3% on dining, groceries."
"Is the best."
"Solid second card option"
"0% APR and you can transfer your points to a venture card and use for travel."
"No annual fee cards from companies known to be open to new borrowers."
"For Travel: I would suggest looking into the Capital One Spark 2X Miles."
"Is great if you are allowed to book in their portal."
#5
American Express
4.3
(12)
"The Amex BCE has a $7 statement credit for D+."
"The Amex Blue Cash Preferred gives 6% on streaming."
"AMEX True Cashback gives 1.5% on all spending."
"Amex blue cash preferred has a 6% on select streaming subscriptions."
"4% groceries/gas and 2% everything else."
"No annual fee cards from companies known to be open to new borrowers."
"4% cashback on grocery and gas."
"For Travel: I would suggest looking into the Amex Blue Business Preferred."
"4% in Groceries, 4% in Gas, 2% on everything else."
"Then I use Amex SimplyCash Preferred for Gas and everything else."
#6
AAA
4.6
(9)
"AAA travel advantage visa (works at Costco) 5% up to $7k/year."
"Cash back wise the AAA travel advantage... are the best gas cards."
"$0 annual fee, 5% cash back on gas."
"No AF, no FTF. 5% gas and EV stations, 3% grocery, restaurants, and travel."
"Is a great option."
"3% - Wholesale"
"You should look at the AAA Daily Advantage Visa Signature Credit Card instead, which gives 5% on groceries without an annual fee."
"AAA Daily Advantage Card - 5% on Groceries, 3% on Wholesale Clubs (Costco)..."
"For 5% groceries for a few months now."
#7
Amex
4.6
(9)
"Amex hands down. Expenses for your trip will be quite a bit and you’ll earn a significant number of MR points."
"Get the amex platinum travel card. I got mine within a week and honestly amex rewarding is the best."
"I have an AmEx blue card - 6% back on groceries and gas!"
"Amex gives the best Credit Limit. Blue Cash everyday easy approval."
"The platinum is worth it."
"The Blue cash everyday from Amex is a solid card with 3% on Groceries..."
"Amex Gold, Green, Hilton Aspire or Bonvoy Brilliant are a few of the cards he should look at."
"Amex BCE gives 3 percent on online retail and it also works for groceries."
"Maybe try the BCP? I earn 6% on HEB purchases."
#8
SanDisk
4.9
(8)
"Sandisk first of all, lexar, samsung"
"Sandisk or Samsung. Anything else is dooky"
"As for a microSD, go with SanDisk Extreme. I got an A2 1TB version."
"SanDisk Extreme."
"They have never failed me so I use that brand for this as well 😅"
"Just buy the good one."
"SanDisk Extreme is ALWAYS what I recommend."
"Any branded card will do. Me, I like HP and Sandisk."
#9
SBI
4.5
(8)
"SBI Cashback is the best card for buying the games from Steam."
"Hands down, it’s the best card that you can get if you don’t live with your family."
"SBI Cashback."
"Start with SBI Cashback Card and ICICI Amazonpay."
"If it is purely cash back that you're looking for, you can go for a combination of SBI cash back."
"I can recommend the following: 1. SBI cash back."
"Get sbi cashback for online spends."
"I think SBI cashback card will give 5% cashback."
#10
Samsung
4.8
(5)
"Samsung or SanDisk"
"I recommend Samsung and SanDisk. I only use these brands and they never let me down."
"I would recommend Samsung or SanDisk."
"I am using Samsung in all of my units now and haven’t had any problems with them."
"I tend to stick to brands that are well-known - Samsung, Sandisk etc."
#11
Scotiabank
4.0
(4)
"6% back at Safeway & Sobeys brands."
"I usually get 300 - 350 cashback for the entire year."
"The 4% on grocery and recurring bill is very good for me."
#12
US Bank
4.0
(4)
"US Bank Smartly."
"US Bank Smartly at 4% if you can throw 100k into various USB accounts."
"It gives you 4% back."
"The usbank altitude go is 4x dining, 2x gas/groceries 2x streaming..."
#13
Savor
5.0
(3)
"Savorone is now the Savor. It's still the best Cap 1 card to pair with the VX."
"Savor is the one to go with."
"Savor is the one to go with."
#14
Axis
4.7
(3)
"With Axis Atlas you can get good reward rate."
"Try to get Axis Magnus burgundy. Great reward rate for high spends."
"Axis Ace gives 1.5% on offline spends."
#15
Rogers Bank
4.0
(3)
"Has pretty good cashback with 0$ fee."
"If you have Fido/Rogers service, then RogersBank cc is a no brainer."
"And rogers world elite for everything else (2% cash back)."
#16
Tangerine
4.0
(3)
"Tangerine and simplii have good cashback cards."
"I use the no fee Tangerine MC for Groceries."
#17
ICICI
5.0
(2)
"5% off on all Amazon Prime."
"Amazon Pay ICICI - Best Lifetime Free (LTF) credit card."
#18
Wyndham
5.0
(2)
"I use Wyndham Business Earner for 8x back on gas and 5x for utilities."
"Wyndham Business Earner, 8x per dollar om gas and 5x on utilities."
#19
PayPal
5.0
(2)
"For your high grocery spend, look into the PayPal debit card."
"A great option for 5% cashback now."
#20
Discover
4.5
(2)
"Discover, always easy to understand and friendly for people with no credit."
"No annual fee cards from companies known to be open to new borrowers."
#21
SIB
4.5
(2)
"10% cashback for real estate, dining."
"10% cashback up to 300 or 3k worth of spends."
#22
AU
4.0
(2)
"Go for AU IXIGO."
"You can look at AU IXIGO it's LTF plus gets you more than enough lounge access per quarter."
#23
Bilt
4.0
(2)
"You may consider looking at the bilt card. It has a lot of similarities to csp."
"If so, get Bilt. No AF. No SUB so you’re not losing out."
#24
Venmo
4.0
(2)
"3% - Walmart/Costco/Grocery Stores"
"The Venmo credit card gives 3% unlimited cash back at Costco."
#25
Costco
3.5
(2)
"Costco Visa already earns 3% back on travel."
"Costco Visa seems fine to me, but it's not going to add up to much."
#26
PerGear
5.0
(1)
"Just get a CF-A from PerGear they have the cheapest $/GB and are Japanese made."
#27
HSBC
5.0
(1)
"No annual fee, no minimum spend required."
#28
Emirates NBD DUO Credit Card
5.0
(1)
"EmiratesNBD DUO credit card: - FREE FOR LIFE - 5% Cashback on Groceries."
#29
Games of Berkeley
5.0
(1)
"Games of Berkeley is a good call for a gift card."
#30
Redstone
5.0
(1)
"Redstone Signature Visa if you’re in TN or AL is the best CC for straight gas cash back."
#31
Sam's Club
5.0
(1)
"Sam's Club Mastercard, 5% Cash Back on any gas station!"
#32
Kingston
5.0
(1)
"Kingston canvas go, the fastest you can get."
#33
U.S. Bank
5.0
(1)
"The U.S. Bank Altitude Reserve will be your best option."
#34
Emirates NBD
4.0
(1)
"Surprisingly, either ENBD Noon or ADCB Talabat."
#35
Tata
4.0
(1)
"Tata neu infinity for utility and upi."
#36
HDFC
4.0
(1)
"Any HDFC Biz card."
#37
Comenity
4.0
(1)
"**Comenity AAA Daily Advantage** (no AF) - 5% grocery."
#38
Angelbird
4.0
(1)
"Angelbird has some decent ones that aren’t tooooo expensive."
#39
Intel
4.0
(1)
"The B580 for $250 which performs between a Nvidia RTX 4060 and a RTX 4060 Ti"
#40
Maybank
4.0
(1)
"No fee if you use your card at least once every 3 months."
#41
Maribank
4.0
(1)
"Flat 1.7% and 5% Cashback on shopee."
#42
ADIB
4.0
(1)
"4% cashback for utilities, sewa and groceries."
#43
Redstone FCU
4.0
(1)
"3% - Wholesale"
#44
Bank of America
4.0
(1)
"3% on one category which in your case is gas"
#45
CIBC
4.0
(1)
"4% Groceries and Gas."
#46
BMO
4.0
(1)
#47
Neo
4.0
(1)
#48
Triangle
4.0
(1)
"Lastly the Triangle MC for property taxes."
#49
PNC
4.0
(1)
"Maybe consider the PNC Cash Unlimited Visa since you already bank there."
#50
Hilton
4.0
(1)
"Hilton Surpass and Hilton Aspires are great options."
#51
American Express Blue Cash Preferred
4.0
(1)
"Amex Blue Cash Preferred gives you 3% on rideshares."
#52
Capital One Savor Rewards
4.0
(1)
"I would recommend the Capital One Savor Rewards and the American Express Blue Cash Everyday."
#53
Sharjah Islamic Bank Credit Card
4.0
(1)
"Sharjah islamic bank has 10 percent cashback on online purchases."
#54
JCB
4.0
(1)
"Get yourself a JCB card: these issue fast and the offer is too good to not use."
#55
IHG
4.0
(1)
"If youre below 5/24 I would get the IHG Premier."
#56
Kroger
4.0
(1)
"How about a Kroger card? if your address is outside the northeast."
#57
Microcenter
4.0
(1)
"I've been pretty happy with microcenter brand micro SD cards."
#58
Webstraunt
3.0
(1)
"Cash back and free shipping with the webstraunt credit card."
#59
Amazon Prime Visa
3.0
(1)
"I think the Prime Visa he already has is probably best."
#60
Citi Cashback
3.0
(1)
"Besides that, Citi Cashback is really the only valid one."
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