Best cashback credit card on Reddit
179 reviews from r/PersonalFinanceCanada, r/UAEcreditcards, r/dubai and 13 more subreddits
179 reviews from
and
By Brand
/By Product
#1
Rogers
4.3
(24)
"The best."
"Effective 3% cashback everywhere."
"3% on everything."
"2-3% base cashback is wayyy too good."
"Flat 1.5% on all purchases."
"Flat 1.5% on everything, even Costco."
"It's hard to beat the Rogers WE MC."
"If yes, look to the Rogers MasterCard as it pays out 2% on all purchases."
"Rogers Mastercard - effective 3% cash back on any purchase when cash back is redeemed towards a rogers/Fido/Shaw bill. No annual fee."
"2% cash back if you are a Rogers / Fido customer."
#2
Tangerine
4.0
(17)
"A lot of people say Tangerine, ill try it."
"2% on groceries and reoccurring bills."
"Choose 3 categories for 2%"
"Tangerine - 2% cash back on grocery, gym (if it is a recurring bill and recognize by Mastercard as so), and public transportation. No annual fee."
"Categories that can get you 2%."
"No fees."
"No fees. Good bank."
"Is no fee and gives you 2% cash back on two categories of your choosing."
"I use tangerine world. Gas, groceries, restaurants are my options as those are my most heaviest expenses in the year."
"Tangerine MasterCard give you 2% back in 2 categories of your choice."
#3
BMO
4.1
(10)
"3% cashback for groceries."
"Has 3% cashback for groceries."
"Gives 5% on groceries."
"BMO cashback, 0$ fee, has 3% on groceries."
"Offers a 5% cash back on groceries."
"Offers a 5% cash back on groceries."
"BMO is 5% on groceries, 4% transit, 3% gas, 2% bills, 1% all else."
"3% on groceries with no annual fee."
"It has a very low multiplier spend limit."
#4
CIBC
4.1
(10)
"Which offers 4% on groceries."
"4% on gas and groceries."
"Gives decent cash back and has no fee."
"I have a Costco credit card that I do all my shopping on."
"We use the costco cibc, the cdn tire bank black one, and the amazon rewards card for amazon purchases."
"I like the CIBC Dividend VI. Also love the Costco MC."
"TD Cashback Visa Infinite, Scotia Momentum Visa Infinite, CIBC Dividend Visa Infinite, etc."
"For groceries and Gas (4%)"
"CIBC Dividend for 4% gas and grocery"
#5
Amex
4.4
(9)
"Nothing beats AMEX Cobalt."
"The Amex Cobalt is a great card."
"The highest rate is the Amex Platinum Cashback, going up to 1.25% if you spend a fair amount."
"I have the free AMEX with 1% cashback and each year I get around £200."
"Although the Amex airpoints card gives airpoints, Amex although do cash back offers quite frequently."
"Amex cobalt + Rogers Red mastercard."
"If no fees are really important, just get the Tangerine MC."
"Great options."
"Is a good free one."
#6
Citi
4.3
(9)
"Citi Double Cash works best for you."
"If you are truly looking for just cash back, it's hard to beat the Citi double cash."
"Can't really go wrong with the Double Cash card - 2% back, no annual fee."
"Citi Double Cash, especially with such a short credit history."
"I use Citi double cash. 2%."
"If you are really only interested in one card, I would suggest a 2-2.5% for everything card like Citi Double Cash."
"IMO the Citi custom cash will be your best single card. 5% on your groceries."
"The Fidelity card seems redundant if you have the Double Cash."
"Citi Cashback card can get you 1% & on your grocery spend spends it is 2%."
#7
American Express
4.0
(8)
"IMO, it's the Amex SimplyCash Preferred. It gives 4% on Gas, 4% on Groceries and 2% on everything else."
"Great card with great rewards."
"Go with the AMEX Simplicash. 4% on gas and groceries, 2% everywhere else."
"The AMEX SimplyCash Preferred is good if you're happy having an AMEX and $99 annual fee."
"I use AMEX SimplyCash Preferred Card, I think it has the best cashback rates, 4% on Gas & groceries and 2% on everything else."
"Amex is 4% groceries, 4% gas, 2% all else."
"I also use the amex cash back at 3% no AF."
"Get 5% cashback on your purchases (up to £100) for the first three months."
#8
Mashreq
4.5
(6)
"Mashreq Cashback"
"Mashreq Cashback = free for life, 5% on dining."
"Mashreq cashback card. Got 1000aed after spending 9500 in first 2 month."
"Mashreq cashback for dining and grocery."
"Offers a welcome bonus of 1000 aed on a lifetime free card."
"Unlimited savings."
#9
TD
4.2
(5)
"Td visa infinite cashback card you can bank the cashback."
"3% on gas, groceries or anything automatically withdrawn."
"Giving reward points to expedia as well as Amazon."
"I've enjoyed the TD First Class Travel card."
#10
Emirates NBD
4.8
(4)
"ENBD DUO CASH BACK CARD IS THE BEST WITH 5% CASH BACK."
"5% Cashback on Groceries, Fuel, Education, Utilities & Electronics Outlets."
"ENBD Duo. It covers all the expenses you mentioned."
"That'll cover your expenses."
#11
Chase
4.3
(4)
"Best Cashback Credit Card for Everyday Purchases."
"Chase Amazon prime, I get as many household things and toiletries on Amazon."
"The Chase Freedom Unlimited card might be a good choice for you."
"The Chase Marriott card is another option with no conversion fee."
#12
Costco
4.0
(4)
"I have a Costco credit card that I do all my shopping on. 3% on restaurant and Costco gas."
"3% on gas and restaurants."
"If you buy your gas there."
"I tend to pair Costco's card with Tangerine."
#13
PC
3.8
(4)
"I get about $100 back a month in points."
"Decent if you can get one of the better versions."
"No fee points on any purchase."
"For shoppers (This used to be my go to MC but I'm phasing it out)"
#14
Dubai First
4.3
(3)
"Dubai First! 1000 joining bonus on spend of 10k in first 3 months."
"Dubai First (5% dining and groceries, 3% fuel i think) and ADCB 365 (6% dining, 5% groceries)."
"Dubai First is good."
#15
ADIB
4.0
(3)
"Adib cashback No gimmick Straight 4% credited to statement."
"ADIB cash back: 4% fuel dining grocery education utility bills."
"ADIB Cashback."
#16
Simplii
4.0
(3)
"1.5% back groceries & 4% back on restaurants."
"4% cash back on some categories."
"4% All restaurants and takeout"
#17
ADCB
4.0
(3)
"Adcb 365 seems to give 3% up to cap of AED 1k."
"Check ADCB 365 cashback credit card - I get around 500AED from it too."
"You can go for ADCB 365 if nbd duo is not an option for you."
#18
Alliant
4.0
(3)
"Alliant Federal Credit Union Visa is 2.5% on everything"
"For 2.5%."
"Alliant visa cashback for 2.5%."
#19
Citibank
4.0
(3)
"Citibank Double-Cash are both 2% Mastercards."
"Look no further. Check out citibank cashback."
"Offer a good range of credit cards."
#20
Sav
4.5
(2)
"Sav card - 5% cashback on all spends."
"Sav card - gives you cashback."
#21
U.S. Bank
4.5
(2)
"The new hot girl is the US Bank Smartly Visa which can give you 4%(!!!) on all charges."
"The 3% U.S. Bank Altitude Reserve Visa is what I use at Costco."
#22
PC Financial
4.5
(2)
"4.5% Shoppers drug mart"
"You’ll receive 100 $in points"
#23
SIB
4.0
(2)
"SIB cash-back & ENBD Duo both are good."
"SIB cashback, ADIB cashback."
#24
Scotiabank
4.0
(2)
"I’m using the Scotiabank Visa Infinite card right now. - 4% cash back on groceries and recurrent payments."
"First year free and 10% bonus introductory rate is pretty nice."
#25
Fidelity
4.0
(2)
"Fidelity Visa is 2% on everything."
"Some cards offer up to 2% cashback cards along all the categories."
#26
BOA
4.0
(2)
"Gives 2% back grocery stores."
"BOA has the best cash back credit card ecosystem without rotating categories."
#27
HSBC
5.0
(1)
"If you eat out often, try HSBC Gold Visa Cashback. 5% on all dining transactions."
#28
Burgan’s Bank
5.0
(1)
"Burgan’s bank credit card has up to 15% cash back."
#29
ABK
5.0
(1)
"ABK’s new Cashback 10%."
#30
Bank of America
5.0
(1)
"If you qualify for platinum honors - BOA cash rewards is 3.5% supermarkets and whole sale clubs."
#31
RAK Bank
5.0
(1)
"I get above 4% with RAKBANK world."
#32
AAA
5.0
(1)
"AAA Daily Advantage card gives cash back 5% on groceries."
#33
Unionbank
5.0
(1)
"Unionbank Cashback Platinum - 1.5% on any spend, no cap!"
#34
Scotia
5.0
(1)
"The best cashback card is actually Scotia Amex gold."
#35
Walmart
4.0
(1)
"5% on Walmarts with grocery via self-check."
#36
UnionBank
4.0
(1)
"1.5% cashback on everything, no limits."
#37
KrowdFit
4.0
(1)
"The KrowdFit Wellness Rewards Mastercard says that it pays 4% cash back on medical expenses."
#38
CT
4.0
(1)
"4% Canadian Tire, Sport Chek, Marks"
#39
FNBO
4.0
(1)
"I’d suggest looking into the evergreen card by FNBO, it’s a visa signature with 2% on everything."
#40
DIB
4.0
(1)
"4 percent cashback on utilities, supermarket, fuel, etc."
#41
Emirates Islamic
4.0
(1)
"10% on telecom bill payments."
#42
Wells Fargo
4.0
(1)
"Wells Fargo Active Cash and Citibank Double-Cash are both 2% Mastercards."
#43
Manulife
4.0
(1)
"3% groceries, 2% travel."
#44
PayPal
4.0
(1)
"If you have a PayPal account, the PayPal MasterCard is 2% back, no redemption minimum."
#45
BNS
4.0
(1)
#46
Curve
4.0
(1)
"A low risk intro would be the Free Curve card while you decide."
#47
ENBD
4.0
(1)
"ENBD duo comes to mind for sure cashback."
#48
Dubai Islamic Bank
4.0
(1)
"Dubai Islamic Bank CC give 4% upto 400 I guess."
#49
Security Bank
4.0
(1)
"5% groceries, 4% gas, 3% utilities."
#50
EIB
4.0
(1)
"EIB cashback and NBD Duo."
#51
Barclaycard
4.0
(1)
"Barclaycard cashback supply a dual card which is 1% spent on the Amex and 0.5% on the visa."
#52
AmBank
4.0
(1)
"The AmBank cash rebate card is quite good."
#53
Dosh
4.0
(1)
"I'm using dosh for the first 1k per month and then the SBS / Amex cards after that."
#54
Venmo
4.0
(1)
"Venmo will yield 3% CB at Costco/Sams/Target/Walmart."
#55
Nationwide
3.0
(1)
"Only the Nationwide Select and Asda Money cards are really any good."
#56
Rak Bank
3.0
(1)
"Has amazing cash back but expect 0 customer service."
#57
John Lewis
3.0
(1)
"John Lewis Partnership Card does a 0.5% cashback on everything."
#58
NBK
3.0
(1)
"I have the new 247 NBK platinum visa cashback."
#59
Metrobank
1.0
(1)
"Don't get the Metrobank Platinum Cashback card. It's the worst CB card out there."
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