Best cashback credit card on Reddit

188 reviews from r/PersonalFinanceCanada, r/dubai, r/UAEcreditcards and 13 more subreddits

188 reviews from

and

By Brand

By Product

Rogers

4.2

(27)

"Rogers Mastercard WE is the best card for Costco (1.5% - 3%)"

"The best."

"Effective 3% cashback everywhere."

"3% on everything."

"2-3% base cashback is wayyy too good."

"Flat 1.5% on all purchases."

"Flat 1.5% on everything, even Costco."

"It's hard to beat the Rogers WE MC."

"If yes, look to the Rogers MasterCard as it pays out 2% on all purchases."

"Rogers Mastercard - effective 3% cash back on any purchase when cash back is redeemed towards a rogers/Fido/Shaw bill. No annual fee."

Tangerine

4.0

(17)

"A lot of people say Tangerine, ill try it."

"2% on groceries and reoccurring bills."

"Choose 3 categories for 2%"

"Tangerine - 2% cash back on grocery, gym (if it is a recurring bill and recognize by Mastercard as so), and public transportation. No annual fee."

"Categories that can get you 2%."

"No fees."

"No fees. Good bank."

"Is no fee and gives you 2% cash back on two categories of your choosing."

"I use tangerine world. Gas, groceries, restaurants are my options as those are my most heaviest expenses in the year."

"Tangerine MasterCard give you 2% back in 2 categories of your choice."

BMO

4.1

(11)

"3% cashback for groceries."

"Has 3% cashback for groceries."

"Gives 5% on groceries."

"BMO cashback, 0$ fee, has 3% on groceries."

"Offers a 5% cash back on groceries."

"BMO is 5% on groceries, 4% transit, 3% gas, 2% bills, 1% all else."

"We just got the world elite to try for a year, based on a coworkers recom"

"3% on groceries with no annual fee."

"It has a very low multiplier spend limit."

Amex

4.4

(10)

"Nothing beats AMEX Cobalt."

"The Amex Cobalt is a great card."

"The highest rate is the Amex Platinum Cashback, going up to 1.25% if you spend a fair amount."

"I have the free AMEX with 1% cashback and each year I get around £200."

"Although the Amex airpoints card gives airpoints, Amex although do cash back offers quite frequently."

"Amex cobalt + Rogers Red mastercard."

"If no fees are really important, just get the Tangerine MC."

"Great options."

"Is a good free one."

"I do the vast majority of my spending on the Amex Platinum."

CIBC

4.1

(10)

"Which offers 4% on groceries."

"4% on gas and groceries."

"Gives decent cash back and has no fee."

"I have a Costco credit card that I do all my shopping on."

"We use the costco cibc, the cdn tire bank black one, and the amazon rewards card for amazon purchases."

"I like the CIBC Dividend VI. Also love the Costco MC."

"TD Cashback Visa Infinite, Scotia Momentum Visa Infinite, CIBC Dividend Visa Infinite, etc."

"For groceries and Gas (4%)"

"CIBC Dividend for 4% gas and grocery"

Citi

4.3

(9)

"Citi Double Cash works best for you."

"If you are truly looking for just cash back, it's hard to beat the Citi double cash."

"Can't really go wrong with the Double Cash card - 2% back, no annual fee."

"Citi Double Cash, especially with such a short credit history."

"I use Citi double cash. 2%."

"If you are really only interested in one card, I would suggest a 2-2.5% for everything card like Citi Double Cash."

"IMO the Citi custom cash will be your best single card. 5% on your groceries."

"The Fidelity card seems redundant if you have the Double Cash."

"Citi Cashback card can get you 1% & on your grocery spend spends it is 2%."

American Express

4.0

(9)

"Amex has one that gives you 5% for the first 3 months, not sure if that's still available"

"Advice: Amex for cashback, M&S or John Lewis for rewards vouchers."

"IMO, it's the Amex SimplyCash Preferred. It gives 4% on Gas, 4% on Groceries and 2% on everything else."

"Great card with great rewards."

"The AMEX SimplyCash Preferred is good if you're happy having an AMEX and $99 annual fee."

"I use AMEX SimplyCash Preferred Card, I think it has the best cashback rates, 4% on Gas & groceries and 2% on everything else."

"Amex is 4% groceries, 4% gas, 2% all else."

"I also use the amex cash back at 3% no AF."

"Get 5% cashback on your purchases (up to £100) for the first three months."

Mashreq

4.6

(5)

"Mashreq Cashback"

"Mashreq Cashback = free for life, 5% on dining."

"Mashreq cashback card. Got 1000aed after spending 9500 in first 2 month."

"Mashreq cashback for dining and grocery."

"Unlimited savings."

Chase

4.2

(5)

"Best Cashback Credit Card for Everyday Purchases."

"Chase Amazon prime, I get as many household things and toiletries on Amazon."

"You'd get 60,000 points. That translates to $500 after the annual fee."

"The Chase Freedom Unlimited card might be a good choice for you."

"The Chase Marriott card is another option with no conversion fee."

#10

TD

4.2

(5)

"Td visa infinite cashback card you can bank the cashback."

"3% on gas, groceries or anything automatically withdrawn."

"Giving reward points to expedia as well as Amazon."

"I've enjoyed the TD First Class Travel card."

#11

Emirates NBD

4.8

(4)

"ENBD DUO CASH BACK CARD IS THE BEST WITH 5% CASH BACK."

"5% Cashback on Groceries, Fuel, Education, Utilities & Electronics Outlets."

"ENBD Duo. It covers all the expenses you mentioned."

"That'll cover your expenses."

#12

Dubai First

4.3

(4)

"Dubai First! 1000 joining bonus on spend of 10k in first 3 months."

"Dubai First (5% dining and groceries, 3% fuel i think) and ADCB 365 (6% dining, 5% groceries)."

"Dubai First is good."

"Some guy called me today and offered a 5% cashback on most everything through a card from Dubai First."

#13

Costco

4.0

(4)

"I have a Costco credit card that I do all my shopping on. 3% on restaurant and Costco gas."

"3% on gas and restaurants."

"If you buy your gas there."

"I tend to pair Costco's card with Tangerine."

#14

Citibank

4.0

(4)

"Citibank Double-Cash are both 2% Mastercards."

"Look no further. Check out citibank cashback."

"FAB or Citibank"

"Offer a good range of credit cards."

#15

Scotiabank

4.0

(4)

"I’m using the Scotiabank Visa Infinite card right now. - 4% cash back on groceries and recurrent payments."

"Scotiabank Momentum"

"First year free and 10% bonus introductory rate is pretty nice."

"I think they have wider purchase types range for 2% cash back."

#16

PC

3.8

(4)

"I get about $100 back a month in points."

"Decent if you can get one of the better versions."

"No fee points on any purchase."

"For shoppers (This used to be my go to MC but I'm phasing it out)"

#17

ADIB

4.0

(3)

"Adib cashback No gimmick Straight 4% credited to statement."

"ADIB cash back: 4% fuel dining grocery education utility bills."

"ADIB Cashback."

#18

Simplii

4.0

(3)

"1.5% back groceries & 4% back on restaurants."

"4% cash back on some categories."

"4% All restaurants and takeout"

#19

Alliant

4.0

(3)

"Alliant Federal Credit Union Visa is 2.5% on everything"

"For 2.5%."

"Alliant visa cashback for 2.5%."

#20

ADCB

4.0

4.0

4.0

(1)

"If you have a PayPal account, the PayPal MasterCard is 2% back, no redemption minimum."

#51

3.0

(1)

"John Lewis Partnership Card does a 0.5% cashback on everything."

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