Best cc on Reddit
217 reviews from r/CreditCardsIndia, r/CreditCards, r/PersonalFinanceCanada and 12 more subreddits
217 reviews from
and
By Brand
/By Product
#1
SBI
4.6
(18)
"THE HOLY TRINITY OF FUEL CARDS."
"SBI cashback."
"Best would be SBI cashback card."
"SBI cashback, RBL shoprite or HSBC live plus for grocery shopping"
"Sib cashback is the best."
"SBI cashback."
"Sbi cashback cc is the best."
"SBI cc would have declined it citing Govt expenses."
"Undisputed King SBI CB 👑"
"Ideal for online shopping."
#2
HSBC
4.4
(19)
"Food and grocery - pick hsbc."
"HSBC Live + for sure."
"Live+"
"HSBC live+ no doubt"
"Hsbc live+ 100% as it covers all vendors"
"So my vote goes to hsbc liv+"
"HSBC live plus anyday."
"There is only one right answer. Hsbc live plus."
"Hsbc live+ and HDFC Swiggy I believe they’re good. Swiggy gives 5%."
"Live+ yung gamit ko to fill up the 10k/month minimum (utilities lang 90%) to avail 8% cashback."
#3
Amex
4.7
(16)
"Take amex plat travel and spend additional 65000 within a year excluding rent to hit 4L."
"Take amex plat travel for upto 4L spends bro."
"The Amex Blue Cash Everyday (BCE) card codes Walmart Pay as groceries."
"For 4 L, you can go for Amex plat travel or axis atlas."
"I feel amex plat travel+ hdfc DCB (minimum)+ Axis Atlas should be enough for travel related."
"Buy gold in amex."
"Amex Plat Travel and Axis Atlas for travel bookings in INR."
"Amex plat travel + axis atlas."
"Amex gold is good if you do i pickup from grubhub."
"My amex platinum came with Zomato gold 1 year+ eazydiner 1 year + great deals at hotel restaurants."
#4
ICICI
4.6
(16)
"If you're alumnus of any tier1 college, you can get ICICI sapphiro ltf, twice a montho BOGO upto rs500."
"Amazon ICICI card upto 5% and zero convienence fee on Amazon app."
"Icici amazon card & IDFC Millennia!"
"First card should be LTF & Core card imo. Icici Amazon/ Rubyx/ sapphire"
"Amazon Pay ICICI - 5% reward without any cap for Prime members"
"Icici APay"
"My first card was Amazon pay icici cc, got it with no credit score and the joining process was extremely simple and straightforward."
"Have received more than 15k as apay balance a couple of times."
"Solid 1500/- cash-back every month."
"CB on jewellery purchases is a big win."
#5
IndusInd
4.9
(12)
"IndusInd EazyDiner Signature Card, gives 25% off on dining every time."
"I would say EazyDiner signature from IndusInd"
"Indusind eazydiner or axis high end + eazy diner - both offer same and greatest benefits."
"Indusind eazydiner"
"Indusind eazydiner all day."
"Indusind eazydiner Signature 2 movie tickets 200 each free."
"Best Dinning Card is 'Eazy Diners Signature Card' from IndusInd."
"EasyDiner signature will be the best one - They cover some restaurants but you save huge on each visit."
"Induslnd EazyDiner wins by miles ahead!"
"IndusInd EazyDiner Signature! 25% off up to 1,000 every time."
#6
Axis
4.3
(13)
"Axis Atlas is great for points which you can redeem for hotel/flight booking."
"Buy clothes in axis."
"For every flight and direct hotel bookings use axis Atlas."
"You can speak to Axis to open a no balance account and probably get an approval for Atlas!"
"Get Axis ace or Tata Neu Infinity for 1.5% on offline."
"Axis ACE gives 1.5% discount."
"Axis atlas"
"Axis ace gives 1.5%."
"If you can compromise a bit maybe Axis Ace as well."
"See if he can get Atlas. Its a pretty good travel card."
#7
HDFC
4.6
(11)
"HDFC Swiggy Credit Card is also one of the best cashback credit cards."
"I think HDFC Millennia is the best in this category."
"HDFC millennia or ICICI Amazon pay"
"HDFC Millennia They give very good cash-back and RP to redeem rate is 1:1."
"Why is no one mentioning HDFC Swiggy LTF card?"
"HDFC Swiggy- LTF, 10% on grocery and food, 5% on everything else, No need for Amazon Prime to get 5%,"
"HDFC Swiggy since you get 10% on Swiggy, Instamart & Dineout."
"HDFC Swiggy gives you 10% on Dineout for a diverse collection of restaurants."
"HDFC swiggy, it has a good reward rate and they recently started to give cashback statement credit."
"10% on swiggy, 5% across online."
#8
IDFC
4.4
(5)
"THE HOLY TRINITY OF FUEL CARDS."
"Idfc wow. It’s FD backed."
"IDFC WOW."
"Most of the beginners may not have a credit history. So I would recognise IDFC Wow card issues against FD."
"IDFC wow is being given to freshers."
#9
Amazon
5.0
(4)
"Amazon Pay ICICI Federal bank starter card CSB Jupiter Rupay."
"Amazon Pay ICICI. We all use Amazon. Has some cashback across categories."
"Amazon Pay ICICI hands down the best for beginners."
"4,5,6 Amazon pay icici no doubt."
#10
Tata
4.5
(4)
"Between SBI and Tata Neu Infinity, Tata Neu."
"Kiwi for 2% and Neu Infinity for 1.5% are the best UPI cards right now."
"TATA neu. 1.5% cashback on all. Including UPI."
"Tata neu card tied to tata upi."
#11
Capital One
4.0
(4)
"Product change you’re quick silver to a Savor and get the Venture."
"Use Savor for 3 percent categories and Venture for everything else."
"No AF, Capital One Savor and WF Autograph 3% back."
"Capital one savor card is 3% for restaurants and groceries."
#12
American Express
5.0
(3)
"Might be a good option."
"Try the Blue Cash Everyday first."
"AmEx have a BCE soft pull, try that."
#13
Kiwi
4.3
(3)
"I had used other Rupay CCs but since one month I'm using Kiwi. It is the best card for UPI."
"I can only think of Kiwi for your usecase. It'll solve your spends through UPI."
"Kiwi or BOB Snapdeal for UPI, currently the best ones"
#14
RBL
4.3
(3)
"THE HOLY TRINITY OF FUEL CARDS."
"Rbl World Safari."
"Get RBL World safari (FYF) or AU Ixigo (LTF) for 0% forex."
#15
Flipkart
4.0
(3)
"Flipkart Axis is good too."
"Flipkart axis Bank."
"You can save loads once you start using Flipkart."
#16
UOB
4.0
(3)
"UOB One CC does 10% cashback I think."
"UOB one credit card gives you 10% on grab and also 3.33% extra on 1k spend"
"UOB ONE for 5-10% Cashback"
#17
AAA Daily Advantage Visa
4.0
(3)
"Another vote for the no-AF AAA Daily Advantage Visa."
"The AAA daily advantage visa card is pretty good for what you’re looking for."
"AAA credit card. The daily advantage visa has 3% on wholesale clubs and 5% on grocery stores."
#18
Amazon Pay ICICI
5.0
(2)
"Amazon pay ICICI or swiggy hdfc."
"No one can beat Amazon Pay ICICI."
#19
Amazon Pay
5.0
(2)
"Amazon Pay ICICI is a great starter card."
"AmazonPay ICICI FTW!"
#20
Apay
5.0
(2)
"Apay hands down with no nonsense minimum 1% cashback on almost everything"
"Apay hands down. Easy process, less hassle and good rewards and cashback. LTF."
#21
Venture X
5.0
(2)
"My suggestion is Venture X."
"If you do a lot of travel, the Venture X card pays for itself with the travel insurance, access to airport lounges, etc."
#22
Emirates NBD
5.0
(2)
"FREE FOR LIFE - 5% Cashback on Groceries, Fuel, Education, Utilities & Electronics Outlets."
"EmiratesNBD DUO credit card: - FREE FOR LIFE - 5% Cashback on Groceries."
#23
Niyo
5.0
(2)
"Take Niyo; I’ve done Thailand twice and Bhutan once!"
"Niyo is best right now."
#24
AU
4.5
(2)
"Au ixiago is really good."
"Au ixigo for flight tickets and its LTF."
#25
GoodChills Studio
4.5
(2)
"GoodChillsStudio has really nice stuff."
"GoodChills Studio is what I can remember."
#26
Wio
4.5
(2)
"The best card for cashback."
"I use wio credit and it gives me 2% percent."
#27
Wells Fargo
4.0
(2)
"Apply for another no annual fee card."
"I can recommend Wells Fargo Autograph/Journey."
#28
PayPal Debit Card
4.0
(2)
"PayPal Debit MC set to grocery: 5% up to $1000/month spend."
"PayPal debit card with groceries set as the 5% category should work."
#29
Amex Platinum
4.0
(2)
"I would recommend you to use Amex Platinum travel card."
"Amex plat travel (6 lakh itr) , indusind legend, all of them has good domestic lounge access."
#30
Airtel
4.0
(2)
"Airtel Axis and HDFC Millennia should be on the list."
"I have found Airtel Axis + Eazydiner Signature + HSBC Live+ to be a necessary combo"
#31
Scotiabank Momentum Visa Infinite
4.0
(2)
"I use Scotia momentum Visa Infinite for the 4% cash back on recurring payments and grocery."
"I'm referring to Scotiabank Momentum Visa Infinite."
#32
BOA
4.0
(2)
"Bofa ccr has a broader online shopping category."
"BOA CCR apparently has a pretty broad online category."
#33
Cobalt
4.0
(2)
"I predict that once you run the math, the yearly fee will be a speedbump next to the mountain of points value."
"The Cobalt makes sense if you do your grocery shopping at a store that isn't Superstore."
#34
Airtel Axis
4.0
(2)
"Good for utilities ( gives 25% cashback for airtel mobile and other airtel recharges + 10% on electricity and gas)"
"Zomato, Swiggy, Recharge and utilities: Airtel axis bank CC."
#35
Missha Perfect Cover BB Cream
5.0
(1)
"Missha Perfect Cover BB cream is fantastic."
#36
Erborian CC Red Correct
5.0
(1)
"Erborian CC red correct. It doesn't break me out and I have redness on my face."
#37
Missha BB Cream
5.0
(1)
"Missha BB in 21 is the OG grey BB, it’s so good, and so cheap!"
#38
ENBD Duo Cash Back Card
5.0
(1)
"ENBD DUO CASH BACK CARD WILL BE THE BEST WITH 5% CASH BACK."
#39
SIB Cashback
5.0
(1)
"SIB CASHBACK IS THE BEST WHEN COMPARED TO ALL CASHBACK CARDS IN UAE."
#40
PC Financial
5.0
(1)
"If you buy groceries at Loblaws & go to Shoppers Drug - the PC Financial is hard to beat."
#41
Elf
5.0
(1)
"I LOVE the Elf skin tint."
#42
Triangle WE
5.0
(1)
"Triangle WE also allows bill payments for utilities and you don't have to pay extra fees."
#43
Discover
5.0
(1)
"Discover is probably your best bet."
#44
Tangerine MasterCard
4.0
(1)
"Any zero fees cash back card. Tangerine MasterCard is the one I use."
#45
Simplii Visa Cashback
4.0
(1)
"You 2 main cards - Simplii visa cashback for restaurants/bars/coffee 4% Cashback."
#46
Tangerine Credit Card
4.0
(1)
"I recommend no-fees Tangerine CC because it's pretty simple - 2% cashback on 3 categories of your choice."
#47
BMO World Elite Cashback
4.0
(1)
"I'm happy with BMO world elite cashback."
#48
Amore
4.0
(1)
"Go na for Amore. Simple lang rebate system."
#49
NAFFL
4.0
(1)
"For beginners, usually recommended ang mga NAFFL."
#50
Citi Cashback
4.0
(1)
"Citi Cashback/HSBC Cash+."
#51
ADCB Cashback
4.0
(1)
"ADCB Cashback for petrol and bill payments %3 cashback."
#52
Venmo Visa
4.0
(1)
"Venmo Visa. 3% CB as long as grocery will be your highest category."
#53
AAA Daily
4.0
(1)
"AAA daily 5% groceries and 3% wholesale with $10k spending."
#54
HDFC Tata Neu Infinity
4.0
(1)
"HDFC Tata neu infinity has 2 domestic & 1 intl. loung per quarter."
#55
Barclaycard Platinum
4.0
(1)
"I personally am more a fan of Barclays/Barclaycard and I would recommend running the eligibility checker on Barclaycard website directly for the platinum card."
#56
Bilt Card
4.0
(1)
"I used to pay rent with Bilt, but I got the USBAR. My place accepts Apple Pay, so now USBAR is the card that gives the best rewards for the transaction."
#57
RH Gold
4.0
(1)
"RH gold is 3X"
#58
US Bank Smartly
4.0
(1)
"Us bank smartly - 4X (if you got 100k+ investment with them)"
#59
Investbank Platinum Cashback
4.0
(1)
"Investbank platinum cashback card offers 3% cashback on ALL spends."
#60
Wells Fargo Autograph
4.0
(1)
"The Wells Fargo Autograph card is pretty good."
#61
C1 Savor
4.0
(1)
"I think C1 Savor would be a good fit."
#62
Atlas
4.0
(1)
"Go for Atlas and Amex plat travel card."
#63
Hyatt
4.0
(1)
"Hyatt card and Hilton Aspire would be valuable to add."
#64
Amex Aeroplan Reserve
4.0
(1)
"The AMEX Aeroplan Reserve card can be used as a primary card."
#65
Triangle
4.0
(1)
"Get the Triangle WE for free roadside assistance and to receive cash back on bill payments."
#66
Amex Green
4.0
(1)
"Try getting the Amex Green or the Amex SimplyCash."
#67
Metrobank
4.0
(1)
"You can also check Metrobank MFree, automatic NAFFL ito."
#68
Tangerine
4.0
(1)
"Tangerine for my two 2% categories"
#69
Invest
4.0
(1)
"Invest bank 3%."
#70
Cashback Plus
4.0
(1)
"Otherwise you can go for Cashback Plus which gives you access to lounges and cashback on all your needs + movie tickets."
#71
No7
4.0
(1)
"Works for me, and I have such pale skin."
#72
NARS
4.0
(1)
"My favorite tinted moisturizers are NARS and Lancôme."
#73
Lancôme
4.0
(1)
"My favorite tinted moisturizers are NARS and Lancôme."
#74
Rimmel
4.0
(1)
"I wear Rose Vanilla."
#75
Sifix
4.0
(1)
"From tsr, I like Sifix (there's so many pretty dresses)."
#76
EWB
3.0
(1)
"Hindi 8.88% ang cashback ng EWB Visa Platinum for Grocery."
#77
HSBC+
3.0
(1)
"Hsbc+, 10% cashback for offline spends (dining and grocery)."
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