Debit Card reviews from Reddit
Summary
We analyzed 173 Reddit reviews across 39 subreddits and 54 posts to rank the best Debit Card brands recommended by redditors, including communities like r/phtravel, r/AusFinance, r/CreditCardsIndia, r/PakistaniTech, r/UAEcreditcards. Top-rated brands include GCash (4.8/5), GoTyme (4.4/5), Wise (4.4/5).
Stats
Reviews173
Subreddits39
Posts54
Brands83
Products46
173 reviews from
and
By Brand
/By Product
#1
GCash
4.8
(13)
"Gcash card and Maya ang ginamit ko sa Japan trip namin."
"GCash!"
"Gcash Visa is very easy to recommend. zero transaction fees."
"Get Gcash Visa not the Mastercard one. Visa has better ex rates."
"Gcash card!!! Have used it in singapore, japan, and taiwan."
"Gcash talaga for me. Tried everything else."
"Gcash has the best conversion rates but tbh i’m a gotyme apologist."
"Gcash card the best"
"Gcash. Used it multiple times overseas, goods ang exchange rate sa swipe and withdraw."
"I’ve used the GCash card in Taiwan and Vietnam to minimize fees and conversion rates."
#2
GoTyme
4.4
(12)
"I used gotyme before in South America, given their currencies."
"I used Gotyme in Vietnam & Japan. No fail!"
"GoTyme is very useful 👍"
"GoTyme! Used it solely for my recent US trip in April."
"100% GoTyme for me! Tried and tested here in Asia & EU."
"GoTyme"
"Mas mura rates ng GoTyme kesa sa BPI kaya yun ginamit ko sa purchases ko and ok naman siya."
"Gcash maganda conversion rate. But better to have other options."
"GoTyme for me. Never failed."
"I used Gotyme to withdraw in Japan kasi wala kong Gcash card then nagbigay sila ng discount voucher."
#3
Wise
4.4
(8)
"Get a Wise debit card. If you already have a Wise account for international transfers, it takes one click to get a Wise virtual debit card that you can use with your phone like a normal card."
"Wise debit card."
"No regrets, they work seamlessly."
"I use Wise as my international travel card."
"Am using Wise and Macquarie."
"Great app, easy to use (physical card and Apple ph) and especially handy for managing multiple currencies."
"Wise for ATMs. Transfer in the cash you’ll need in the correct currency."
"Get a Wise card. Fees are involved but you'll get the best exchange rates."
#4
SadaPay
4.1
(7)
"Using Sadapay for Netflix, Amazon, Spotify, and YouTube. Everything works perfectly, faced no issues as yet."
"Sadapay works like a charm."
"SadaPay in my opinion. They have lower fee compared to Nayapay."
"I use SadaPay for all online payments, subscription but nothing expensive."
"Sadapay."
"Virtual card of Sadapay."
"Use sadapay but don't keep too much of your funds in it because if a transaction is declined multiple times sadapay suspends your account."
#5
Greenlight
4.3
(6)
"My kid has had a Greenlight card since he was 6 or 7. It's amazing."
"Had a good experience with Greenlight. I get notified of every purchase."
"Check out Greenlight. Lots of parental controls."
"There's greenlight, been using it for 5 years. The fee is $5 monthly for up to 4 or 5 kids."
"It’s super convenient to have everything with Acorns."
"I got my elderly relative a Greenlight card because I already had an account for my kids."
#6
IDFC
4.4
(5)
"IDFC Mayura 0% Forex mark up fees."
"For me IDFC select debit card has given very good reward points."
"IDFC Wow CC, FI Debit (if you keep balance above 50k), RBL Safari CC - they all have zero forex fee."
"Newly introduced IDFC Mayura have 0 forex and Ashwa have 1% forex."
"IDFC Select/Wealth Debut Cards."
#7
Revolut
4.2
(5)
"Wiser or Revolut...Always."
"Look at revolut it's really good"
"Get a Revolut card and preload it before you go?"
"Easy transfers from overseas relatives is a plus."
"Revolut is working, not sure if it's the best"
#8
PayPal
4.5
(4)
"It's a veryyyy simple signup with no credit check, and no downside at all really."
"I found this debit card last week and I can confirm that choosing 'gas' category gives you 5% cashback."
"Why not get him a pay pal card and you can transfer money on it."
"I spend over $500/mo on groceries I hopped on this right away."
#9
Spriggy
4.5
(4)
"Spriggy is the way. You can set savings goals where they can’t touch the money until they reach the goal."
"You can also lock it and you get notifications about their purchases."
"Spriggy... or Kit... we just moved to Kit."
"I’d suggest a prepaid card like Spriggy."
#10
Wealthsimple
4.3
(4)
"The Wealthsimple Cash card is probably your best bet. No foreign exchange fees, no monthly fees, it'll work just about everywhere you need it to."
"Wealthsimple Cash Card."
"Wealthsimple cash card"
"Cash card for 1% cash back, not visa"
#11
Schwab
5.0
(3)
"They reimburse all ATM fees worldwide and no FTF. Great service too."
"Free ATM fee reimbursement worldwide."
"For travel schwab is great. They reimburse both domestic and international atm fees and have no foreign tx fees."
#12
YouTrip
5.0
(3)
"Seriously, you should consider a YouTrip card, if you are using KBank."
"YouTrip from KBank for travel and a Citi Royal Orchid card for local spending to earn those air miles for upgrades."
"YouTrip if you use KBank."
#13
WIO
5.0
(3)
"Try WIO. It's the best."
"Wio is the best."
"I would recommend WIO. You can instantly switch the same card between debit or credit."
#14
Commonwealth Bank
5.0
(3)
"Have found it really good, you have parental access/controls."
"We like my kids 'kit' account through Commbank."
"Highly recommend it."
#15
ABL
4.7
(3)
"ABL Premium debit card is the best."
"Try ABL, and you'll be impressed with their premium card offers."
"Get ABL visa premium debit card. It is nice."
#16
HBL
4.7
(3)
"My HBL debit card works fine for international payments."
"Preferably Use bank cards like hbl, meezan, ubl, alfalah etc."
"The biggest bank and has the most discounts all the time"
#17
ICICI
4.0
(3)
"I have found ICICI bank to be the better of the lot."
"I use ICICI account with a minimum balance requirement, and annual Debit card fee less than 500 INR."
"I use UPI with ICICI bank."
#18
Monzo
5.0
(2)
"Monzo is great, their app works really well and also has some cool saving/budgeting features."
"If you're in the uk get a monzo account, they do a kids account that's like a sub-account of yours and their own debit card."
#19
BPI
5.0
(2)
"BPI the best."
"BPI."
#20
Sony Bank
5.0
(2)
"Recommendation is Sony Bank: Receive international transfers at no fee, most favorable exchange rates, comes with a free debit card (Apple and Google Pay capable)."
"Sony Bank is the best for your situation."
#21
Kotak
4.5
(2)
"Kotak811 without a doubt and its super version for best experience"
"Kotak 811"
#22
Seabank
4.5
(2)
"Seabank ngayon ang nag-o-offer ng best cashbacks among all digital banks."
"Seabank for 0.3% cashback for purchases."
#23
Cash App
4.5
(2)
"I use cash app for my son. It's got good supervision, and also both his mom and I can put money on it."
"Cashapp has the ability to sponsor a minor's account as a parent."
#24
HDFC Platinum Debit Card
4.5
(2)
"Any rupay platinum debit card and hdfc platinum debit card using both and Love em... I opened jio payments Bank account just for rupay platinum debit card."
"HDFC millenia and hdfc platinum"
#25
UBank
4.5
(2)
"Just get a debit card with no international fees like UBank."
"Debit: Ubank or Macquarie."
#26
GoHenry
4.5
(2)
"It’s great."
"We've been using GoHenry for our young children. Lots of features and ways to pay out allowances, or just treat it like a debit card."
#27
Rupay
4.5
(2)
"For lounge access, try to get a rupay select debit card."
"However with any rupay platinum debit card you can get lounge access."
#28
SIB
4.5
(2)
"Ive been using SIB Digital and it’s absolutely amazing."
"SIB Cashback + ENBD Duo. Duo is free."
#29
Suyool
4.0
(2)
"Go for suyool since ull pay no fees to add the money and no fees in lebanon for payments."
"Suyool offers low fees, lots of benefits, like free vip lounge access in over 25+ airports."
#30
HDFC Millenia Debit Card
4.0
(2)
"HDFC Millenia debit card which gives 400 Rs per month"
"HDFC millenia and hdfc platinum"
#31
Macquarie
4.0
(2)
"Macquarie."
"Macquarie for debit."
#32
Allied Bank
4.0
(2)
"Allied bank simple acc works ig!"
"Gives away the most discounts."
#33
OCBC
4.0
(2)
"OCBC or DBS/POSB are good."
"Can try OCBC Frank"
#34
ENBD
4.0
(2)
"Go for ENBD DUO, free for life, based on your spends it suits you."
"Check ENBD as they have an exclusive offer for 3 credit cards now (Visa flexi, MC platinum, Visa platinum)"
#35
Uphold
3.5
(2)
"Uphold offers 1% cashback, look into that. Crypto card but due to UK regulations, It pays 1% in GBP"
"If your not into crypto just top up as you spend and cash out on rebates they give you."
#36
Blue One Card
5.0
(1)
"Try this one www.blueonecard.com"
#37
Privacy.com
5.0
(1)
"I use privacy.com for this"
#38
Chime
5.0
(1)
"Another option is the Chime card, which has no monthly fees and no overdraft fees."
#39
Venmo
5.0
(1)
"Venmo has a free teen card. No subscription required."
#40
DKB
5.0
(1)
"Ich nutze selbst eine Kombination aus DKB VISA und Advanzia/Gebuhrenfrei MasterCard."
#41
Advanzia
5.0
(1)
"Ich nutze selbst eine Kombination aus DKB VISA und Advanzia/Gebuhrenfrei MasterCard."
#42
IndusInd
5.0
(1)
"IndusInd Select or Exclusive Debit Cards."
#43
Truelink
5.0
(1)
"I recommend Truelink -- we use it for my MIL with dementia but it could work well for this too."
#44
HSBC
5.0
(1)
"Talk to the Banks. I know HSBC offers lounge access with their debit cards."
#45
ADCB
5.0
(1)
"For me , ADCB Talabat Card."
#46
DCB Bank
5.0
(1)
"DCB Bank Niyo Global Debit Card is the best with zero forex markup fee!"
#47
Niyo
5.0
(1)
"The Niyo Global Card is my top pick for international travel. It offers zero mark-up fees and competitive exchange rates."
#48
SeaBank
5.0
(1)
"SeaBank Card gamit ko during my Europe trip. No fees with cashbacks."
#49
Great Southern Bank
5.0
(1)
"Check out Great Southern Bank. They have great kids accounts and there is one that has a debit card."
#50
ADIB
5.0
(1)
"I have been using ADIB smartbanking for a year and a half, never had an issue."
#51
Westpac
5.0
(1)
"Has most of the same features as things like Spriggy without paying money for it."
#52
Kit
5.0
(1)
"The app also has an education component (scams, savings goals)."
#53
Up
5.0
(1)
"Just use Up or Ubank, Ive used both for a year around Asia without any issues."
#54
Nayapay
5.0
(1)
"For online transactions use nayapay or sadapay, i think it's the best option in my opinion"
#55
Emaar
5.0
(1)
"With No Fee ( Free For Life )"
#56
Capital One
5.0
(1)
"There are no fees attached, plus it comes with fraud protection."
#57
E&money
5.0
(1)
"You get 1% cashback for all the transactions."
#58
BDO Kabayan
4.0
(1)
"Try BDO Kabayan."
#59
RBL Xtra Rewards
4.0
(1)
"RBL xtra rewards 1500+gst"
#60
Fab Bank
4.0
(1)
"Fab bank cash back 3%."
#61
Citi Cashback Credit Card
4.0
(1)
"I use the Citi Cashback CC. The cashback cancels out the FX fee."
#62
Kotak 811
4.0
(1)
"You can try kotak811 or Jupiter bank."
#63
Al Fardan Exchange
4.0
(1)
"You should be able to get a travelez card from Al Fardan exchange."
#64
Emirates Islamic
4.0
(1)
"Emirates islamic savings acc."
#65
American Express
4.0
(1)
"Amex Bluebird is a good choice. No fees every month, and it's easy to add money."
#66
HyperJar
4.0
(1)
"We use hyperjar for our kids which works really well and has helped them realise saving is a good thing."
#67
Naya Pay
4.0
(1)
"Naya pay."
#68
Al Maryah Bank
4.0
(1)
"AL MARYAH BANK."
#69
HDFC
4.0
(1)
"You can still get 1% rewards with HDFC Platinum DC."
#70
RBL
4.0
(1)
"For large spends and no premium cards eligibility: RBL World Safari I've been using it myself."
#71
Fi
4.0
(1)
"Fi is good in Debit cards. Zero forex markup."
#72
Maybank
4.0
(1)
"If you're going to a place that has a strong Maybank presence (Malaysia and Singapore, for example), opening a savings account and getting an ATM card is worth it."
#73
CBA
4.0
(1)
"CBA has lots of controls for parents. But Apple Pay for the kids.. which was the must have need."
#74
Suncorp
4.0
(1)
"Switched to a bank account with Suncorp (which they can have from 11 years old)."
#75
TrueLink
4.0
(1)
"Not exactly what you asked, but you might want to look into the TrueLink prepaid Visa."
#76
POSB
4.0
(1)
"Personally would either go for the POSBPassion Debit card or the UOB One card depending on which fits your needs / spending patterns better."
#77
Meijer
4.0
(1)
"If you are in the Midwest and shop at Meijer, get their master card."
#78
Meezan Bank
4.0
(1)
"I use Meezan Bank since it works real good."
#79
Mashreq
4.0
(1)
"Actually been using it since before I was 18 and just turned 18 recently"
#80
Liv. Bank
3.0
(1)
"Liv bank was pretty shit before now it’s fine."
#81
Alrajhi
3.0
(1)
"It gives u a cash back of 20% from official gaming stores such as psn,steam and xbox gaming store"
#82
Askari Bank
3.0
(1)
"Has discounts in IDC lab"
#83
BOTIM Wallet
3.0
(1)
"These issue cards which u can load and use. Just like a debit card."
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