Best insurance on Reddit
188 reviews from r/IndiaInvestments, r/DobermanPinscher, r/petinsurancereviews and 60 more subreddits
188 reviews from
and
By Brand
/By Product
#1
Trupanion
4.3
(15)
"We have trupanion and have had it since day one."
"I like Trupanion."
"I actually ended up choosing Trupanion mainly because of their direct payments."
"Trupanion is the only pet insurance anybody should be getting."
"I will shill for metlife+wellness for all the small cost stuff and trupanion for all the big costs."
"Immediate coverage through vet's billing system, no paperwork needed."
"I have Trupanion for my one dog."
"They're pretty good so far."
"I really like trupanion, they do a lifetime deductible per condition."
"Hi there, i use trupanion. its been decent."
#2
Pets Best
4.3
(11)
"It was a huge life saver for us."
"Only ever heard amazing things with pets best."
"I couldn't be happier with the coverage. I highly recommend th"
"They have been great."
"I use Pets Best"
"I have had good experience with pet's best!"
"I'm happy with PetsBest"
"Pets Best looks to be the best."
"Pets Best"
"The claim process has been easy and payment pretty quick."
#3
HDFC Ergo
4.1
(10)
"Superb end to end consulting without any fee. They'll get you your insurance issued without breaking a sweat."
"HDFC Ergo is the best in terms of claims."
"Optima Restore by HDFC Ergo offers excellent coverage and customer service."
"I took an HDFC Ergo policy for my parents."
"My recco -HDFC ERGO is quite reliable."
"HDFC Ergo is better. It's is the second best based off number of hospitals under it."
"Seems like general consensus is that hdfc ergo is good."
"HDFC Ergo seems to be the best among the options available."
"HDFC Ergo is considered a good option."
"Too many restrictions and lack of options."
#4
Nationwide
4.3
(8)
"Nationwide is great."
"We have Nationwide and I would highly recommend."
"Has covered multiple things from vet visits to hospital stays to x rays, surgeries and even putting down our last dog."
"Nationwide here, 4 years. Recommend."
"I’ve heard Nationwide is decent for this."
"Mine is through Nationwide, which I get discounted through my work."
"As long as you get the pup enrolled before any prior conditions they cover about everything."
"I’ve never had any issues as far as payments."
#5
Embrace
3.9
(8)
"It’s fine! Customizable."
"They cover up to 1k in dental care."
"Have no complaints."
"We have embrace so far they’ve been good."
"I liked how I could fine tune the annual limit, deductible, and percentage reimbursed."
"Embrace here. Have used a number of times including a scare that turned out to be nothing."
"Embrace is who we use. At 8 years of premiums, we are still ahead on my older Britt."
"Personally I have Embrace pet insurance, it’s the company my vet uses for her dog."
#6
Healthy Paws
4.7
(6)
"We have Healthy Paws for our 6 and would recommend them to anyone!"
"I have healthy paws and love it."
"Healthy paws all the way."
"I chose Healthy Paws."
"Super easy to submit claims."
"Healthy paws has been good for my little dog with a bunch of chronic health issues."
#7
HDFC
4.3
(6)
"HDFC ERGO Optima Secure is recommended for its excellent claim service experience."
"HDFC Optima Secure is by far the best"
"If you want for private: HDFC is probably best now."
"Good with ditto and with HDFC ergo for at least 1 cr cover. If you want enough cover to match medical inflation and support on claims."
"Decent coverage with 20L, effectively 3x from Day 1 for 29M."
"HDFC is better in terms of claim settlements."
#8
Metlife
4.2
(6)
"Metlife + wellness is amazing that first year with constant shots and checkup."
"MetLife being a bit cheaper."
"Anything claimed for wellness goes toward the deductible too."
"Metlife has a wellness add-on that covers dental cleanings."
"I just purchased Metlife with the addon for preventative care for 3 of my cats."
"So far, they haven't denied anything except routine blood work."
#9
Allianz
3.8
(6)
"I also use the Allianz annual plan, if I have more than one cruise booked in a year’s time."
"Allianz is our go to.. it isn’t just for cruises- it also covers you for car trips, etc.."
"I bought Allianz as it seemed the most economical for what I needed"
"Check out this site where you can compare rates but as others mentioned, Allianz is a good company."
"Allianz were surprisingly easy to deal with and paid quickly."
"I usually go with Allianz, but most travel insurance co."
#10
Chubb
4.6
(5)
"Chubb is who insured my artwork."
"We had hurricane damage at our second home and they were out within two days."
"My personal experience with Chubb was fantastic, I really liked the claims experience / it was white glove."
"I use Chubb insurance."
"Yes Chubb. It’s not cheap but it’s pretty good."
#11
Figo
4.2
(5)
"We have Figo, and they’ve been great."
"They were really easy to work with."
"I have been happy with them."
"So far no complaints"
"I’ve liked them so far."
#12
Niva Bupa
3.5
(6)
"Offers unlimited claims for the same illness with its 'ReAssure Forever' feature."
"Recommend Niva BUPA Assure plan + top up as BUPA is one of the big players in health insurance world wide."
"Niva Bupa Reassure 2.0 is the best."
"Pretty good amongst the available ones imo."
"Stay away from Niva Bupa."
"Niva Bupa has too many complaints and is not recommended."
#13
Lemonade
4.8
(4)
"I’ve been using them for the last 4 years and have had no issues."
"I've been happy with lemonade, cute kities!"
"I like lemonade a lot - have them for my dog."
"I’ve heard great things about Lemonade but haven’t taken the plunge yet."
#14
Spot
5.0
(3)
"I’ve been very pleased with it so far."
"With Spot, we’ve had a really good experience so far."
"I ended up going with Spot for my dog, and honestly, it’s been a solid experience."
#15
Insurance
4.7
(3)
"I recommend getting a 5 lacs base sum insured policy and then a SUPER top-up policy for 95 lacs for great coverage."
"Insurance covered the costs of surgeries and cremation, allowing us to get our next pet."
"A 5 lacs base sum insured policy is a good choice."
#16
Cincinnati
4.3
(3)
"We have Cincinnati and are very happy with them."
"Been with Cincy for close to 10 years at the point, at the recommendation of our insurance broker."
"I recently got quotes from all 3, Cincinnati offered much better rates than the other two."
#17
Pacific Cross
4.3
(3)
"Get Pacific Cross. This is what I offer my OFW clients."
"Check your options para sa health coverage."
"The only company so far accepting my pre existing condition and having reasonable price was pacific cross."
#18
Affordable Care Act
5.0
(2)
"Healthcare.gov. it might only be around for a few more months, so get it while you can!"
"The ACA, healthcare. Gov has great plans."
#19
Jewelers Mutual
5.0
(2)
"I pay 1% of the value of my watches annually, for complete coverage with a $0 deductible."
"Great experience thus far and super painless to apply."
#20
NFU Mutual
4.5
(2)
"Excellent company, responsive and helpful. Also cheap."
"NFU Mutual and Nationwide are two common insurers for Listed Buildings."
#21
Farmers
4.5
(2)
"Farmers has been excellent."
"Farmers and they are pretty great to me."
#22
Animal Friends
4.5
(2)
"Definitely go for lifetime insurance, at the highest amount you can comfortably afford."
"Id only personally use Animal Friends or Petplan."
#23
CAA
4.5
(2)
"We found caa to be the best by far."
"CAA."
#24
USAA
4.5
(2)
"USAA quoted it and it was far less when bundled than anything she could find."
"If you can USAA, they have been very reasonable."
#25
RACT
4.5
(2)
"RACT have been amazing for us."
"RACT are pretty good when it comes to car insurance."
#26
NRMA
4.0
(2)
"IMO NRMA is the easiest and give good prices"
"I'd recommend NRMA myself from my personal experiences"
#27
Petplan
4.0
(2)
"I use Petplan for my cats and they are very good."
"I'm with petplan but I've never claimed."
#28
Cigna
4.0
(2)
"Maybe look at Cigna?"
"Cigna provided comprehensive support for estrogen shots and surgeries."
#29
State Farm
4.0
(2)
"I use State Farm. I had the same problem finding companies that would insure log homes in my state."
"If it’s a new-ish house (20 years or so) State Farm was a money saver for us."
#30
GEHA
4.0
(2)
"GEHA Standard has a lower reimbursement rate but is more affordable."
"GEHA High offers better reimbursement rates for out-of-network services."
#31
Geico
3.5
(2)
"In CA and went Geico as have the best rates for me."
"I moved to Geico, but I haven't had to use them."
#32
Ditto
3.0
(2)
"Try ditto company."
"Ditto is useless."
#33
Best Buy
5.0
(1)
"I pay $179 per year, and I have two laptops covered on it."
#34
Pure
5.0
(1)
"We have Pure and, while we’ve never had a claim (knock wood), everything else about them has been excellent."
#35
Berkley One
5.0
(1)
"Just did a home/auto/10M umbrella with Berkley One. Much more competitive rate than Chubb, Cincinnati etc."
#36
United Healthcare
5.0
(1)
"3 months ago we got a United Healthcare PPO with no deductible and a $3,000 max out of pocket and we’re paying $925 now."
#37
ManyPets
5.0
(1)
"We insure our girl through many pets - no issues with her being a cc :) "
#38
Pet Partners
5.0
(1)
"I use Pet Partners & have been very happy with it."
#39
Rollin Insurance
5.0
(1)
"Rollin Insurance and Suncorp were always historically the best."
#40
Progressive
5.0
(1)
"Progressive has been the best."
#41
CAA MyPace
5.0
(1)
"CAA MyPace to be excellent value."
#42
Ditto Insurance
5.0
(1)
"Highly recommend researching medical insurance in India through Ditto Insurance."
#43
Policy Bazaar
5.0
(1)
"Policy Bazaar is a great platform to compare various insurance products."
#44
MetLife
5.0
(1)
"I would highly recommend getting insurance. My 10 year old rescue is now 11, and without pet insurance she would have cost me about $8k in vet bills over the past year."
#45
24petwatch
5.0
(1)
"The insurance saved me a lot of money on my dog's surgeries."
#46
PetsBest
5.0
(1)
"I signed up for PetsBest for my girl as a puppy, and I am SO glad I did. It gives me peace of mind that if she were to need something major, I wouldn’t have to be financially ruined to get her care."
#47
Teladoc
5.0
(1)
"I’d use again 100%."
#48
Coverwise
5.0
(1)
"If you want to ensure you have medical cover for the event, try Coverwise. They cover races."
#49
Ergo
5.0
(1)
"Ergo is best."
#50
UPMC
5.0
(1)
"UPMC is great for insurance in PA."
#51
BCAA
4.0
(1)
"They have the best coverage + best price"
#52
Apollo
4.0
(1)
"Apollo insurance!"
#53
Pumpkin
4.0
(1)
"I have pumpkin insurance for my 2 year old cat."
#54
Many Pets
4.0
(1)
"I'm happy with Many Pets tbh."
#55
Blue Shield PPO
4.0
(1)
"Blue Shield PPO (CA) covered 85% of mine."
#56
Asurion
4.0
(1)
"Asurion is a good choice. I pay monthly through Verizon for it."
#57
Preferred Care
4.0
(1)
"I have used preferred care once on a pixel 6 pro. It was painless."
#58
Traditional Insurance
4.0
(1)
"Traditional Yes, kuha ka nun mas mura since (patay, bigay ) ang terms nya."
#59
Petsure
4.0
(1)
"I use Petsure. 3k a year lifetime cover, dental, no excess, no co-pay."
#60
Allianz Travel
4.0
(1)
"We purchase our travel ins through Allianz Travel. Very affordable and include medical evac."
#61
InsureMyTrip
4.0
(1)
"I've used a website called insuremytrip.com. They are basically like a trip insurance broker."
#62
Travel Guard
4.0
(1)
"Generally speaking, you can purchase cruise insurance from four main sources which include: 1) the cruise company 2) Travel Guard or AIG or 3) Allianz."
#63
AquaMed
4.0
(1)
"I‘m with AquaMed."
#64
World Nomads
4.0
(1)
"Try World Nomads."
#65
Divemaster
4.0
(1)
"I know Divemaster insurance do a combined diving/travel package."
#66
DAN
4.0
(1)
"DAN insurance for diving, it covers lost equipment if that happens during a diving accident."
#67
Admiral Pet Insurance
4.0
(1)
"I manged to get platinum insurance with admiral pet insurance 71.60 a month and covers up to £10,000"
#68
Pawlicy
4.0
(1)
"Pawlicy dot com allows you to compare coverage and costs."
#69
Pet's Best
4.0
(1)
"My other newer pets are under pet's best because healthy paws is getting a bit pricey."
#70
Country Financial
4.0
(1)
"We've had good luck with Country Financial and American Family via Costco."
#71
American Family
4.0
(1)
"I have American Family and I am happy with them and their rates!"
#72
Digit
4.0
(1)
"I have heard digit is good."
#73
Steadily
4.0
(1)
"An insurance policy created by landlords for landlords."
#74
Good to Go
4.0
(1)
"Good to go are the company and I use."
#75
K&K
4.0
(1)
"They seen reasonably priced."
#76
Tesla
4.0
(1)
"Insurance provided by tesla was cheaper than any other quote I got."
#77
Bellair Direct
4.0
(1)
"Bellair Direct."
#78
ACKO
4.0
(1)
"Go with ACKO Platinum."
#79
Erie
4.0
(1)
"I hear Erie and Lemonade is more affordable."
#80
Felix
3.0
(1)
"I was contemplating switching to Felix as Felix will potentially cover a pre-existing condition after 1 year."
#81
Optima Secure
3.0
(1)
"You can go for optima secure itself."
#82
rates.ca
3.0
(1)
"Try rates.ca."
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