Best insurance on Reddit
228 reviews from r/CatAdvice, r/IndiaInvestments, r/bernesemountaindogs and 65 more subreddits
228 reviews from
and
By Brand
/By Product
#1
Trupanion
4.4
(24)
"Trupanion paid for an $1800 surgery for my adopted chihuahua during the FREE month trial."
"I’ve always been happy with them."
"It’s gotten us through some tough (and expensive) times."
"We use Trupanion partly for that reason."
"We use trupanion with a $1,000 deductible. It has paid for itself many times over."
"We have trupanion and have had it since day one."
"I like Trupanion."
"I actually ended up choosing Trupanion mainly because of their direct payments."
"Trupanion is the only pet insurance anybody should be getting."
"I will shill for metlife+wellness for all the small cost stuff and trupanion for all the big costs."
#2
Pets Best
4.4
(16)
"I just signed both of my indoor cats for insurance through Pets Best this week."
"Look into Pets Best. I have it for my cats and they are wonderful."
"PetsBest is the most comprehensive, flexible, and least expensive we’ve found."
"It was a huge life saver for us."
"Only ever heard amazing things with pets best."
"I couldn't be happier with the coverage. I highly recommend th"
"I have it through Pet's Best. In the past 5 years, I've had: a dog that needed $100/mo medication for life"
"We have Pets Best which has been good, but they started raising rates on us recently"
"They have been great."
"I use Pets Best"
#3
Lemonade
4.5
(11)
"I have pet insurance for both of my cats and it’s worth every penny."
"Yes! We got lemonade pet insurance right away and also she has a health plan program at her vet"
"Yes - Lemonade"
"I’ve been using them for the last 4 years and have had no issues."
"I've been happy with lemonade, cute kities!"
"I like lemonade a lot - have them for my dog."
"Their claim system is insanely easy though."
"I have Lemonade for both my Sphynx cats."
"We love Lemonade but yes it is expensive for older dogs"
"I’ve heard great things about Lemonade but haven’t taken the plunge yet."
#4
HDFC Ergo
4.1
(10)
"Superb end to end consulting without any fee. They'll get you your insurance issued without breaking a sweat."
"HDFC Ergo is the best in terms of claims."
"Optima Restore by HDFC Ergo offers excellent coverage and customer service."
"I took an HDFC Ergo policy for my parents."
"My recco -HDFC ERGO is quite reliable."
"HDFC Ergo is better. It's is the second best based off number of hospitals under it."
"Seems like general consensus is that hdfc ergo is good."
"HDFC Ergo seems to be the best among the options available."
"HDFC Ergo is considered a good option."
"Too many restrictions and lack of options."
#5
Embrace
3.9
(10)
"They cover about 50% of all non-routine expenses which has really helped as we have had to pay around 10k in surgeries over the years."
"We pay $87 per month for our almost 5 year-old female through Embrace."
"It’s fine! Customizable."
"They cover up to 1k in dental care."
"Have no complaints."
"We have embrace so far they’ve been good."
"I liked how I could fine tune the annual limit, deductible, and percentage reimbursed."
"Embrace here. Have used a number of times including a scare that turned out to be nothing."
"Embrace is who we use. At 8 years of premiums, we are still ahead on my older Britt."
"Personally I have Embrace pet insurance, it’s the company my vet uses for her dog."
#6
Figo
4.2
(9)
"They paid for everything and everything when my Atlas was still alive."
"We have Figo, and they’ve been great."
"They reimbursed about half of the $1200 bill."
"I pay $65 a month total."
"I go through FIGO as a Costco member."
"They were really easy to work with."
"I have been happy with them."
"So far no complaints"
"I’ve liked them so far."
#7
Nationwide
4.1
(9)
"Nationwide is great."
"We have Nationwide and I would highly recommend."
"Has covered multiple things from vet visits to hospital stays to x rays, surgeries and even putting down our last dog."
"Nationwide here, 4 years. Recommend."
"I’ve heard Nationwide is decent for this."
"Mine is through Nationwide, which I get discounted through my work."
"As long as you get the pup enrolled before any prior conditions they cover about everything."
"They don’t cover pre existing conditions."
"I’ve never had any issues as far as payments."
#8
Metlife
4.1
(8)
"Metlife + wellness is amazing that first year with constant shots and checkup."
"MetLife also has a family plan, which I couldn't find any other providers offering."
"I use MetLife. Family plan. Annual deductible $100, unlimited annual limit."
"MetLife being a bit cheaper."
"Anything claimed for wellness goes toward the deductible too."
"Metlife has a wellness add-on that covers dental cleanings."
"I just purchased Metlife with the addon for preventative care for 3 of my cats."
"So far, they haven't denied anything except routine blood work."
#9
Healthy Paws
4.7
(7)
"So glad I have insurance for my 12y.o. guy."
"We have Healthy Paws for our 6 and would recommend them to anyone!"
"I have healthy paws and love it."
"Healthy paws all the way."
"I chose Healthy Paws."
"Super easy to submit claims."
"Healthy paws has been good for my little dog with a bunch of chronic health issues."
#10
Allianz
4.0
(7)
"They paid in full."
"I also use the Allianz annual plan, if I have more than one cruise booked in a year’s time."
"Allianz is our go to.. it isn’t just for cruises- it also covers you for car trips, etc.."
"I bought Allianz as it seemed the most economical for what I needed"
"Check out this site where you can compare rates but as others mentioned, Allianz is a good company."
"Allianz were surprisingly easy to deal with and paid quickly."
"I usually go with Allianz, but most travel insurance co."
#11
HDFC
4.3
(6)
"HDFC ERGO Optima Secure is recommended for its excellent claim service experience."
"HDFC Optima Secure is by far the best"
"If you want for private: HDFC is probably best now."
"Good with ditto and with HDFC ergo for at least 1 cr cover. If you want enough cover to match medical inflation and support on claims."
"Decent coverage with 20L, effectively 3x from Day 1 for 29M."
"HDFC is better in terms of claim settlements."
#12
Chubb
4.6
(5)
"Chubb is who insured my artwork."
"We had hurricane damage at our second home and they were out within two days."
"My personal experience with Chubb was fantastic, I really liked the claims experience / it was white glove."
"I use Chubb insurance."
"Yes Chubb. It’s not cheap but it’s pretty good."
#13
Niva Bupa
3.5
(6)
"Offers unlimited claims for the same illness with its 'ReAssure Forever' feature."
"Recommend Niva BUPA Assure plan + top up as BUPA is one of the big players in health insurance world wide."
"Niva Bupa Reassure 2.0 is the best."
"Pretty good amongst the available ones imo."
"Stay away from Niva Bupa."
"Niva Bupa has too many complaints and is not recommended."
#14
Spot
4.8
(4)
"I’ve been very pleased with it so far."
"With Spot, we’ve had a really good experience so far."
"I ended up going with Spot for my dog, and honestly, it’s been a solid experience."
"Glad I did because a year later my boy needed to be taken to urgent care and they covered most of it."
#15
ASPCA
4.0
(4)
"We ended up choosing ASPCA."
"I used ASPCA Pet Health. Its about $75 a month, covers most things and about a 70% return."
"We pay ~$39 a month for accidental coverage with ASPCA."
"I had ASPCA for about 10 years."
#16
Pacific Cross
4.0
(4)
"Get Pacific Cross. This is what I offer my OFW clients."
"Check your options para sa health coverage."
"The only company so far accepting my pre existing condition and having reasonable price was pacific cross."
#17
Insurance
4.7
(3)
"I recommend getting a 5 lacs base sum insured policy and then a SUPER top-up policy for 95 lacs for great coverage."
"Insurance covered the costs of surgeries and cremation, allowing us to get our next pet."
"A 5 lacs base sum insured policy is a good choice."
#18
Cincinnati
4.3
(3)
"We have Cincinnati and are very happy with them."
"Been with Cincy for close to 10 years at the point, at the recommendation of our insurance broker."
"I recently got quotes from all 3, Cincinnati offered much better rates than the other two."
#19
Affordable Care Act
5.0
(2)
"Healthcare.gov. it might only be around for a few more months, so get it while you can!"
"The ACA, healthcare. Gov has great plans."
#20
Jewelers Mutual
5.0
(2)
"I pay 1% of the value of my watches annually, for complete coverage with a $0 deductible."
"Great experience thus far and super painless to apply."
#21
CAA
4.5
(2)
"We found caa to be the best by far."
"CAA."
#22
NFU Mutual
4.5
(2)
"Excellent company, responsive and helpful. Also cheap."
"NFU Mutual and Nationwide are two common insurers for Listed Buildings."
#23
RACT
4.5
(2)
"RACT have been amazing for us."
"RACT are pretty good when it comes to car insurance."
#24
Animal Friends
4.5
(2)
"Definitely go for lifetime insurance, at the highest amount you can comfortably afford."
"Id only personally use Animal Friends or Petplan."
#25
Pet's Best
4.5
(2)
"I have Pet’s Best and love it!"
"My other newer pets are under pet's best because healthy paws is getting a bit pricey."
#26
USAA
4.5
(2)
"USAA quoted it and it was far less when bundled than anything she could find."
"If you can USAA, they have been very reasonable."
#27
Farmers
4.5
(2)
"Farmers has been excellent."
"Farmers and they are pretty great to me."
#28
World Nomads
4.5
(2)
"I’ve had great experiences with world nomads."
"Try World Nomads."
#29
Cigna
4.0
(2)
"Maybe look at Cigna?"
"Cigna provided comprehensive support for estrogen shots and surgeries."
#30
State Farm
4.0
(2)
"I use State Farm. I had the same problem finding companies that would insure log homes in my state."
"If it’s a new-ish house (20 years or so) State Farm was a money saver for us."
#31
Fetch
4.0
(2)
"I have Fetch and it, and all the ones I priced, will cover any vet."
"They're pretty decent."
#32
NRMA
4.0
(2)
"IMO NRMA is the easiest and give good prices"
"I'd recommend NRMA myself from my personal experiences"
#33
Petplan
4.0
(2)
"I use Petplan for my cats and they are very good."
"I'm with petplan but I've never claimed."
#34
GEHA
4.0
(2)
"GEHA Standard has a lower reimbursement rate but is more affordable."
"GEHA High offers better reimbursement rates for out-of-network services."
#35
Geico
3.5
(2)
"In CA and went Geico as have the best rates for me."
"I moved to Geico, but I haven't had to use them."
#36
Ditto
3.0
(2)
"Try ditto company."
"Ditto is useless."
#37
AKC
5.0
(1)
"We love AKC insurance :)"
#38
Best Buy
5.0
(1)
"I pay $179 per year, and I have two laptops covered on it."
#39
Pure
5.0
(1)
"We have Pure and, while we’ve never had a claim (knock wood), everything else about them has been excellent."
#40
Berkley One
5.0
(1)
"Just did a home/auto/10M umbrella with Berkley One. Much more competitive rate than Chubb, Cincinnati etc."
#41
United Healthcare
5.0
(1)
"3 months ago we got a United Healthcare PPO with no deductible and a $3,000 max out of pocket and we’re paying $925 now."
#42
ManyPets
5.0
(1)
"We insure our girl through many pets - no issues with her being a cc :) "
#43
Pet Partners
5.0
(1)
"I use Pet Partners & have been very happy with it."
#44
Rollin Insurance
5.0
(1)
"Rollin Insurance and Suncorp were always historically the best."
#45
Progressive
5.0
(1)
"Progressive has been the best."
#46
CAA MyPace
5.0
(1)
"CAA MyPace to be excellent value."
#47
Ditto Insurance
5.0
(1)
"Highly recommend researching medical insurance in India through Ditto Insurance."
#48
Policy Bazaar
5.0
(1)
"Policy Bazaar is a great platform to compare various insurance products."
#49
MetLife
5.0
(1)
"I would highly recommend getting insurance. My 10 year old rescue is now 11, and without pet insurance she would have cost me about $8k in vet bills over the past year."
#50
24petwatch
5.0
(1)
"The insurance saved me a lot of money on my dog's surgeries."
#51
PetsBest
5.0
(1)
"I signed up for PetsBest for my girl as a puppy, and I am SO glad I did. It gives me peace of mind that if she were to need something major, I wouldn’t have to be financially ruined to get her care."
#52
Teladoc
5.0
(1)
"I’d use again 100%."
#53
BCAA
4.0
(1)
"They have the best coverage + best price"
#54
Apollo
4.0
(1)
"Apollo insurance!"
#55
Pumpkin
4.0
(1)
"I have pumpkin insurance for my 2 year old cat."
#56
Many Pets
4.0
(1)
"I'm happy with Many Pets tbh."
#57
Blue Shield PPO
4.0
(1)
"Blue Shield PPO (CA) covered 85% of mine."
#58
Asurion
4.0
(1)
"Asurion is a good choice. I pay monthly through Verizon for it."
#59
Preferred Care
4.0
(1)
"I have used preferred care once on a pixel 6 pro. It was painless."
#60
Traditional Insurance
4.0
(1)
"Traditional Yes, kuha ka nun mas mura since (patay, bigay ) ang terms nya."
#61
Petsure
4.0
(1)
"I use Petsure. 3k a year lifetime cover, dental, no excess, no co-pay."
#62
Allianz Travel
4.0
(1)
"We purchase our travel ins through Allianz Travel. Very affordable and include medical evac."
#63
InsureMyTrip
4.0
(1)
"I've used a website called insuremytrip.com. They are basically like a trip insurance broker."
#64
Travel Guard
4.0
(1)
"Generally speaking, you can purchase cruise insurance from four main sources which include: 1) the cruise company 2) Travel Guard or AIG or 3) Allianz."
#65
AquaMed
4.0
(1)
"I‘m with AquaMed."
#66
Divemaster
4.0
(1)
"I know Divemaster insurance do a combined diving/travel package."
#67
DAN
4.0
(1)
"DAN insurance for diving, it covers lost equipment if that happens during a diving accident."
#68
Admiral Pet Insurance
4.0
(1)
"I manged to get platinum insurance with admiral pet insurance 71.60 a month and covers up to £10,000"
#69
Pawlicy
4.0
(1)
"Pawlicy dot com allows you to compare coverage and costs."
#70
Country Financial
4.0
(1)
"We've had good luck with Country Financial and American Family via Costco."
#71
American Family
4.0
(1)
"I have American Family and I am happy with them and their rates!"
#72
Digit
4.0
(1)
"I have heard digit is good."
#73
Steadily
4.0
(1)
"An insurance policy created by landlords for landlords."
#74
Good to Go
4.0
(1)
"Good to go are the company and I use."
#75
K&K
4.0
(1)
"They seen reasonably priced."
#76
Tesla
4.0
(1)
"Insurance provided by tesla was cheaper than any other quote I got."
#77
Bellair Direct
4.0
(1)
"Bellair Direct."
#78
ACKO
4.0
(1)
"Go with ACKO Platinum."
#79
Erie
4.0
(1)
"I hear Erie and Lemonade is more affordable."
#80
Felix
3.0
(1)
"I was contemplating switching to Felix as Felix will potentially cover a pre-existing condition after 1 year."
#81
Optima Secure
3.0
(1)
"You can go for optima secure itself."
#82
rates.ca
3.0
(1)
"Try rates.ca."
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