Best investment advice on Reddit

116 reviews from r/IndianStockMarket, r/retirement, r/mutualfunds and 28 more subreddits

116 reviews from

and

By Brand

By Product

VOO

4.8

(5)

"VOO (or VTI) is an excellent foundation for a portfolio."

"I would pick VOO."

"Always buy VOO and VTI no matter what."

"VOO and chill."

"Do not use etoro. Find a brokerage account through a bank in UAE and buy VOO (ETF that tracks S&P500)."

Vanguard

4.5

(4)

"Passive ETF that replicates an index. Either world or S&P500."

"Use https://investor.vanguard.com/investment-products/etfs/profile/vt since it will cover the entire world's equity markets."

"I would open a Vanguard account and put the monthly investment in VTSAX."

"Maybe a balanced fund like VBIAX with 60/40 allocation & 4% annual withdraw rate."

VTI

4.7

(3)

"If I were you I would put everything in VTI + VXUS, something like 80/20."

"You can open your own brokerage account and invest in something like VTI that gives you broad diversification at extremely low fees."

"Low leverage, rotation into safer speculative assets as end goal (e.g., VTI)."

Mutual Funds

4.0

(3)

"Start with mutual funds bcs it will only take u 3 4 days research."

"Invest in 4-5 different mutual funds and then forget about it for a few years."

"With that much capital it's best to diversify. Mutual funds, blue chip stocks and gold biscuits."

Fidelity

4.0

(3)

"Open an account at Fidelity or Vanguard and transfer part of your savings to a money market fund."

"Take 500 and open fidelity account Put in total stock market ever month."

"Start a Fidelity investment account. Put the 30 k into a high yield savings account there."

Nvidia

5.0

(2)

"Coworker told me to buy Nvidia about 2 years ago. It worked out quite well for me."

"Nvidia is really good at the moment and will give you good returns after month end."

HSA

5.0

(2)

"Max out your HSA, invest the $ and don't spend it on medical expenses."

"Invest till max. contribution limit."

Real Estate

5.0

(2)

"Investing in a 5 Marla house or apartment in a good project is a great idea for rental income."

"Invest in real estate. It's the safest investment since it has been around for hundred of years now."

IRA

4.5

(2)

"Over & above 401k, invest till max. limit in IRA."

"Start savings aggressively in an IRA and max out your contribution which will save you taxes."

#10

EPF

4.5

(2)

"EPF is the safest instrument with the highest interest available."

"Put 100k yearly into EPF."

#11

Broad Market Index Fund

4.0

(2)

"Use some that you can leave untouched for a long time to grow in something like a broad market index fund."

"Put it all in broad market index fund, like VTI or similar."

#12

ETFs

4.0

(2)

"ETFs are the way to go with investing a lump sum."

"You can buy etfs in Drawdown which can give you around 10% easily and safely too."

#13

Investment Funds

4.0

(2)

"Either ELSS/Multicap/Flexicap -- active Momentum or value index funds"

"For 10 lacs it’s better to divide it 3 - 4 funds. Best and most conservative way would be heavier for large cap fund and remaining in mid cap and small cap."

#14

Nifty 50

4.0

(2)

"Invest in nifty50 index fund lumpsum. Dont diversify here because risk appetite is not much for your parents and its quite great for SWP."

"Her best bet would be a NIFTY 50 index fund and a NIFTY Next 50 index fund."

#15

Index Funds

4.0

(2)

"Passive SIP investing in diversified index funds is a smart strategy for risk reduction."

"Index Funds."

#16

SBI

3.5

(2)

"Investing 17.5k monthly in SBI Small Cap can yield significant returns, potentially growing to 18 lakhs in 5 years."

"Avoid SBI for now despite target predictions."

#17

Roth IRA

3.0

(2)

"Backdoor Roth is a smart choice for tax-free growth."

"Prefer investing in Traditional IRA instead of Roth due to complicated taxation in India."

#18

VT

5.0

(1)

"VT for the next 45 years."

#19

Real Estate and Gold

5.0

(1)

"You can easily diversify and invest in real estate and gold if u want to go for safest investment."

#20

VTI and VXUS

5.0

(1)

"Buy VTI and VXUS with the extra cash flow and that is a far better way to diversify her assets."

#21

Zerodha

5.0

(1)

"A great resource for learning about personal finance and mutual funds."

#22

SP500

5.0

(1)

"Investing in HYSA first and then DCA on SP500 or VOO is a smart strategy."

#23

Stake

5.0

(1)

"Stake is super easy to use for trading."

#24

Benjamin Graham

5.0

(1)

"A must-read for anyone interested in investing."

#25

Equity Mutual Funds

5.0

(1)

"Great advice for capital creation and risk-taking at a young age."

#26

SPDR

5.0

(1)

"SPY is a great ETF for exposure to the S&P 500."

#27

Nifty Index Funds

5.0

(1)

"Investing in Nifty Index funds is a smart choice as they often outperform actively managed funds."

#28

Various Mutual Funds and Stocks

5.0

(1)

"Investing in mutual funds or good stocks for the long term can lead to significant wealth accumulation."

#29

Koyan

5.0

(1)

"Koyan Light is essential for tougher fights."

#30

Treasury Direct

5.0

(1)

"I also have a good amount of laddered bonds and t-bills with Treasury Direct."

#31

SGBs

5.0

(1)

"Investing in SGBs is a great way to accumulate money for gold and jewellery."

#32

Nifty Next 50

5.0

(1)

"Investing in Nifty Next 50 is a smart choice for long-term financial goals."

#33

PP

5.0

(1)

"I would recommend only these 2."

#34

XY Planning Network

5.0

(1)

"A trustworthy financial planner with fiduciary responsibility."

#35

Kotak

5.0

(1)

"I would recommend only these 2."

#36

Smart Money Government

5.0

(1)

"The compound interest calculator is super helpful for projections."

#37

Wio

5.0

(1)

"Wio offers a dedicated section of shariah compliant ETFs, making it a great choice for diverse investments."

#38

Etsy

5.0

(1)

"Best returns if we compare it to real estate."

#39

Balanced Advantage Fund

5.0

(1)

"Investing in a balanced advantage fund is a smart choice for moderate risk appetite."

#40

Hybrid Fund

5.0

(1)

"Hybrid funds provide a good mix of equity and debt."

#41

Index Fund

5.0

(1)

"The index fund is a diversified fund typically into the top companies in the market or within a specific market like agriculture or tech. The name of the game is time."

#42

Printing Machines

5.0

(1)

"Investing in printing machines will pay back."

#43

alphaAI

5.0

(1)

"I’ve been really pleased with its performance, and how easy it is to use."

#44

HCL

5.0

(1)

"I bought HCL at 900 and already a Lakhpati… holding for another few years… hold and forget … sell after every 5 years"

#45

Children's Gift Fund

5.0

(1)

"Investing in a Children's Gift fund offers tax benefits and is a great way to save for your child's future."

#46

401k

5.0

(1)

"Continue investing at least till employer match."

#47

Insurance

5.0

(1)

"Buy term life, health & PA insurance in India on your next visit."

#48

SEP IRA

5.0

(1)

"SEP IRA allows for significant contributions, making it a great option for retirement savings."

#49

Dividend Income

5.0

(1)

"Dividend income is a great way to generate cash flow without active work."

#50

CASH.TO

5.0

(1)

"CASH.TO pays 5% and is about as safe as it gets."

#51

TFSA

4.0

(1)

"My preference for a TFSA is to have my most aggressive investments there, like ZNQ and ZSP."

#52

VGT

4.0

(1)

"Check out VGT, QQQ, XLK, SMH, XBI and/or CIBR."

#53

S&P 500

4.0

(1)

"If you want the safest option, you can invest long term in index funds like SP500."

#54

Bitcoin

4.0

(1)

"Bitcoin."

#55

Tata Power

4.0

(1)

"Consider investing in growth sectors like technology, green energy, and infrastructure. Stocks like Tata Power, Infosys, and Reliance could be solid options."

#56

KPIT Technologies

4.0

(1)

"I suggest investing in KPIT Tech, which is at very good valuation now."

#57

Target-Date Funds

4.0

(1)

"You might want to look into target-date funds or global index funds."

#58

Olymptrade

4.0

(1)

"I can recommedn olymptrade for you its very trusted."

#59

Tesla

4.0

(1)

"Buy good companies and hold. Tesla, NVDA, Apple, etc."

#60

GOI Treasury Bills

4.0

(1)

"Alternatively buy GOI TREASURY Bills for 365 days."

#61

Bluechip Funds

4.0

(1)

"Bluechip funds are the best bet if one is looking at equity right now."

#62

Mutual Fund

4.0

(1)

"Do sip in mutual fund for long term rather than doing lump sum investment."

#63

S&P 500 ETF

4.0

(1)

"I'd put it all into an S&P500 ETF."

#64

Nifty Large Mid 250 Index Fund

4.0

(1)

"Nifty large mid 250 index fund."

#65

Money Market Fund

4.0

(1)

"Get as much of that into a money market fund."

#66

High Yield Savings Account

4.0

(1)

"Find a high yield savings account."

#67

NIFTY 50 Index

4.0

(1)

"You can go for NIFTY 50 Index LUMSUM or NASDAQ if you are optimistic about US tech."

#68

SPY

4.0

(1)

"$spy it tracks the overall market has a average return of 8% a year you can look at historical graphs! Prob the most safe you can do"

#69

SPLG

4.0

(1)

"Put your money in that for the next 15 years, and you'll have good growth."

#70

Low-Cost Index Funds

4.0

(1)

"Put your money in low-cost index funds rather than actively managed funds."

#71

SCSS

4.0

(1)

"SCSS, high interest than FD and safe but has lock of 5 years I think."

#72

Bons de Trésor

4.0

(1)

"Another safe bet would be bons de trésor- steady return."

#73

CPSE ETF

4.0

(1)

"Best bet cpse etf and also itc and Asian paints."

#74

US Stocks

4.0

(1)

"Buy stocks in USA and keep them long term, sell them when you move to India and enjoy tax free money."

#75

Nifty 100 Index Fund

4.0

(1)

"I believe NIFTY 100 index fund would be the best place to start because this would give exposure to large caps and should provide returns in line with market for large caps."

#76

Kotak Equity Hybrid Fund

4.0

(1)

"- Kotak equity hybrid - 40%."

#77

PPFC

4.0

(1)

"- PPFC - 40%."

#78

MO Mid Cap Fund

4.0

(1)

"- MO mid cap - 20%."

#79

Nifty Next 50 Index Fund

4.0

(1)

"I would be doing SIP with a time span of 15 years in a Nifty next 50 or Nifty 200 index fund."

#80

HDFC Balance Advantage Fund

4.0

(1)

"Mutual funds will be good for you, especially the monthly dividend mutual fund like Hdfc balance advantage fund."

#81

ICICI Prudential Equity & Debt Fund

4.0

(1)

"Or ICICI prudential equity &debt fund."

#82

T. Rowe Price

4.0

(1)

"Tax-free returns, but only available for Virginia residents."

#83

Stocks

4.0

(1)

"Stocks in momentum during the bull run."

#84

ETF

4.0

(1)

"Diversifying through ETFs and bonds is a smart long-term strategy."

#85

Balanced Fund

4.0

(1)

"A balanced fund combining stocks and bonds can moderate risk effectively."

#86

SBIN

4.0

(1)

"Recommended to keep adding on dips."

#87

Dubai

4.0

(1)

"Buying rental real estate in Dubai is a good investment."

#88

Airbnb

4.0

(1)

"Investing in an Airbnb in a tourist area can yield good returns."

#89

Gold

4.0

(1)

"Buying raw gold is a solid investment choice."

#90

Gold ETF

3.0

(1)

"I'd suggest that you stop investing in it, and allocate half that amount to Gold ETF."

#91

eToro

3.0

(1)

"Invest in US s&p 500 thought etoro app."

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