Best investment plan on Reddit
132 reviews from r/defi, r/Coconaad, r/personalfinance and 18 more subreddits
132 reviews from
and
By Brand
/By Product
#1
Bitcoin
5.0
(12)
"Investing small amounts regularly can lead to significant gains over time."
"Invest in both high utility crypto projects like $BTC and memecoins."
"For total newbie, I'd stick with with centralised exchanges as they are way easier to use."
"Easiest and safest? Set a budget, and every month buy BTC and ETH."
"Buy bitcoin."
"Invest in highcaps like BTC,ETH and BNB for safety."
"Invest in top cryptocurrencies that have proven themselves, like BTC, ETH, MATIC."
"Buying BTC is still your best bet mate."
"Buy BTC and ETH and hold."
"As a crypto newbie, do your research, learn how to DCA, diversify your portfolio."
#2
Vanguard
4.9
(8)
"Investing in low-cost mutual funds is effective, simple, and inexpensive."
"Investing in international stocks diversifies my portfolio."
"The Total International Bond Market Fund adds stability to my investments."
"The Total Bond Market Fund is a great choice for a balanced portfolio."
"OP, research ETF's through a provider like Vanguard or Schwab."
"VTSAX in a Roth IRA at Vanguard. Set it up, feed it monthly."
"I advise VOO since it covers all bases."
"Investing solely in VWRP is very simple and adheres to the KISS method."
#3
Roth IRA
4.5
(6)
"A Roth IRA is an investment account with after tax dollars that grows tax free."
"You should maximize your contributions to your 401ks for the tax advantage - and maximize contributions to a Roth IRA if you are eligible."
"Your best option will be a Roth IRA - that’s just the account that you buy investments within."
"A Roth IRA is an investment account with after tax dollars that grows tax free."
"I know a usual good start is a wrath ira."
"A Roth IRA is a type of account, not a type of investment."
#4
VWCE
5.0
(4)
"The best and most logical thing would be to put 100% into VWCE and just chill."
"Set up a recurring savings plan into VWCE."
"Lump sum whatever you have into VWCE."
"The answer is always VWCE."
#5
ETF
4.5
(4)
"Own ETF, without a doubt"
"$3 million in a ETF returning ~5% is $150,000 per year."
"Definitely ETF investment as the first and probably only option. Everything else comes with high costs and below average return."
"ETF investment has lower costs compared to traditional pension plans."
#6
Nippon India
4.3
(4)
"4. Nippon India Small Cap"
"2. Nippon India Large Cap"
"Nippon India Small and Large Cap is a good option for diversification."
"High Risk & High Returns Fund Eg: Nippon India Small Cap Fund Direct- Growth"
#7
ETFs
4.0
(4)
"Buy some dividend etfs. Buy some growth etfs."
"If it was me I would put it into etfs and live off the dividends while retaining/growing the capital."
"I'd put $2m into a geared multi tenanted commercial property which will give you your income ($5m cost and probs 150k net income after loan costs). Then $500k into etfs."
"The rest I would go into ETFs, with your expectations, a conservative approach would preserve your asset base."
#8
Parag Parikh
4.0
(4)
"Here are few good ones but do your own research- 1. Parag Parikh Flexi Cap"
"A recommended flexi cap fund for diversifying risk."
"Parag Parikh Flexi Cap is a solid investment choice."
"Parag Parikh Flexi Cap Fund Direct-Growth."
#9
ICICI Prudential
4.0
(4)
"A solid choice for investing in US bluechip companies."
"A reliable index fund for tracking Nifty 50."
"A fund focused on innovative companies."
"Investing in infrastructure can yield good returns."
#10
TFSA
4.7
(3)
"Maximize TFSA ($6500). Open FHSA this year."
"Personally, I would maximize the TFSA account first."
"Don't bother w/ RRSP at this income level, TFSA first."
#11
Trade Republic
4.7
(3)
"ETF investment by a long shot."
"Platforms like TradeRepublic, ScalableCapital or Finanzen.net Zero are the most used for private investment."
"Seems like a good choice for your case."
#12
HDFC
4.7
(3)
"6. HDFC Retirement Fund"
"3. HDFC Large & Mid Cap"
"Open 3 different SIPs for your daughter - These should give you 12% annualized returns over next 18 years."
#13
Motilal Oswal
4.0
(3)
"Index Fund Eg: Motilal Oswal Nifty Midcap 150 Index Fund Direct - Growth, Tata Nifty 50 Index Direct"
"A good option for those willing to take bigger risks."
"Another option for higher risk tolerance investors."
#14
VAS/VGS
5.0
(2)
"Just dump it in VAS/VGS and collect $120K of dividends a year while it is growing at 3% per year."
"If ever I get 3mil , I will buy 50% VAS and 50% VGS."
#15
VOO
4.5
(2)
"Buy VOO and retire one day instead."
"I'd just recommend a standard portfolio of VOO or VTI + VXUS."
#16
Investment Strategy
4.5
(2)
"Wait 30 years."
"Diversifying your portfolio is a better strategy than putting all eggs in a single basket."
#17
Scalable Capital
4.5
(2)
"ETF investment by a long shot."
"I can say it allows for investments as low as €50/month."
#18
Apple
4.0
(2)
"If you bought Apple strictly and sold CC’s above strike you would probably win more."
"25k into apple, 25k into Microsoft, 25 k into Voo or spy."
#19
JISA
4.0
(2)
"Do a JISA just like for your son and then help your daughter out with the 25% tax free pension."
"I would focus on the JISAs to be honest."
#20
Meezan
4.0
(2)
"Meezan mutual funds are a good option as all funds are Shariah Compliant."
"Meezan is also a solid option for mutual funds."
#21
Nifty 50
4.0
(2)
"Start SIP in any Nifty50 Index fund."
"Why not 15k into just nifty 50?"
#22
S&P 500
4.0
(2)
"Then the last third in a S&P 500 or Total Market Index fund for the longer term."
"You can own S&P 500 funds inside your Roth."
#23
Tata
4.0
(2)
"Tata Nifty 50 Index Direct"
"A good option for investment in the digital sector."
#24
Quant
4.0
(2)
"Quant Small Cap has shown promising returns."
"Quant Flexi Cap is recommended for its performance."
#25
Backdoor Roth IRA
5.0
(1)
"Consider backdoor Roth IRA tutorial for one more set of tax advantaged accounts."
#26
Index Fund
5.0
(1)
"If you save 30-40% of your income and put it into an index fund, you can retire at 55."
#27
UBL Funds
5.0
(1)
"This manager from UBL Funds helped me big time."
#28
JSIPP
5.0
(1)
"If you max out her JSIPP on the day she’s born... you’ve made your daughter a probable millionaire."
#29
Beefy Finance
5.0
(1)
"My best move has been earning interest on over-collateralized algorithmic stablecoin pairs at beefy finance."
#30
VTSAX
5.0
(1)
"Personally, at your age, I would do a backdoor Roth X2 and put the rest (less emergency fund) into a VTSAX/VTI in a taxable account."
#31
VTWAX
5.0
(1)
"IRA: 100% VTWAX."
#32
VFIAX
5.0
(1)
"Just invest in 100% VFIAX in both accounts."
#33
SBI
5.0
(1)
"5. SBI Contra"
#34
Ethereum
5.0
(1)
"RETH. lock it up for 10 years."
#35
MAXX
5.0
(1)
"I recently invested in MAXX after conducting my own research."
#36
FUA
5.0
(1)
"Using the FUA team in AS and PF maximizes points."
#37
IBKR
5.0
(1)
"Investing in VT with IBKR is a great option."
#38
E1
5.0
(1)
"E1 Robin is super cracked and usable everywhere."
#39
Amundi
5.0
(1)
"Offers a low TER of only 0.07%, making it very attractive."
#40
HBL
5.0
(1)
"HBL's app makes it easy to manage investments without annoying front-loading charges."
#41
Groww
5.0
(1)
"Groww is very beginner-friendly and a great platform for investing in mutual funds."
#42
PPFAS
5.0
(1)
"Starting with a simple investment strategy is crucial for long-term wealth."
#43
Gold Bees
5.0
(1)
"Investing in gold ETFs is a smart choice for an emergency fund."
#44
Index Plus
5.0
(1)
"Index Plus offers a tax exemption on returns, making it a great investment option."
#45
Acorns
5.0
(1)
"Acorns makes it easy to save and invest."
#46
AltIndex
5.0
(1)
"AltIndex uses alternative data like social media trends and employee satisfaction to give AI-generated stock picks and alerts."
#47
Tata Steel
5.0
(1)
"It's a good time to buy Tata Steel."
#48
Rürup
2.0
(2)
"Rürup plans usually have high costs and tax savings go to providers."
"Rürup is good to claim some taxes from the 42% we pay but it's very inflexible."
#49
Large & MidCap Mutual Funds
4.0
(1)
"My take would be do invest in a Large & MidCap MF, and a certain portion into debt MFs/RDs, whatever suits you best."
#50
XTB
4.0
(1)
"Look at XTB"
#51
Treasury Bonds
4.0
(1)
"If the 10 year gets back to 5 to 6 percent I would definitely lock some of those up."
#52
Finanztip
4.0
(1)
"There is a new youtube channel called Finanztip English. Maybe a good source for Information."
#53
Wealthsimple
4.0
(1)
"I use wealth simple and buy stocks with my tfsa."
#54
Cryptocurrency
4.0
(1)
"Investing in solid crypto projects like BTC, ETH, BNB, MATIC."
#55
flatex
4.0
(1)
"Personally - flatex for ETFs, allvest passiv sondertarif for pension, both good ime with decent iOS apps."
#56
VCN.TO
4.0
(1)
"I'd max out tfsa with VCN.TO with DRIP, and leave it in till retirement."
#57
QNT
4.0
(1)
"Invest in a few projects long term and stake them if they offer that."
#58
Mutual Fund
4.0
(1)
"For your own investment journey investing in mutual fund is a good start!"
#59
HSA
4.0
(1)
"You’ll want to max out your HSA ASAP (currently 7500 per year)."
#60
REIT
4.0
(1)
"Other option would be a REIT to cover this asset type. Less work, experts manage, good returns on commercial over residential."
#61
BTC, ETH
4.0
(1)
"I'd stick with the main ones, BTC and ETH."
#62
BTC, ETH, BNB, MATIC, DOT, LINK
4.0
(1)
"The safest investment plan is to only invest in crypto projects with a solid team, partners, use cases, tokenomics, etc."
#63
VUSA
4.0
(1)
"VUSA has increased by 75% over the last 5 years, outperforming VWRP's 59% increase."
#64
neon
4.0
(1)
"FWRA with neon has no commission, making it a good choice."
#65
Invesco
4.0
(1)
"Considered a cheaper alternative with good diversification."
#66
Zerodha
4.0
(1)
"Zerodha's Coin platform allows easy mutual fund investments and later stock investments."
#67
Investor Report
4.0
(1)
"Read the investor report before investing in any fund and analyze the returns history."
#68
Automated Investment System
3.0
(1)
"Invest in automated system where you can easily earn 10% profit each month."
#69
DKB
3.0
(1)
"They have a special function for children."
#70
SIP
3.0
(1)
"SIP is also investing in stock market unless you are investing in something else!"
#71
AMKT Index
3.0
(1)
"AMKT índex which works like an ETF, if you are looking for passive income stick with the most well known like Aave."
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