Mint Alternative reviews from Reddit
Summary
We analyzed 331 Reddit reviews across 12 subreddits and 42 posts to rank the best Mint Alternative brands recommended by redditors, including communities like r/mintuit, r/Frugal, r/personalfinance, r/Fire, r/linuxquestions. Top-rated brands include Empower (4.0/5), Monarch (4.0/5), YNAB (4.5/5).
Stats
Reviews331
Subreddits12
Posts42
Brands91
Products7
331 reviews from
and
By Brand
/By Product
#1
Empower
4.0
(41)
"I've used it for 5 years - you cannot import transactions to this, but you can export. It's the best 100% free one out there IMO."
"Empower is the way to go then. It is the best of the free options imo."
"Most of my accounts are syncing with Empower and I just read this: Empower Personal Dashboard updates your accounts once every night."
"Best combo ever."
"I also tried Fidelity Full view, but because it does not have a designated app, I like Empower dashboard better."
"Empower (formally Personal Capital) is free and pretty much what you want."
"Empower has pretty good net worth options."
"I've been using free Empower for a few months and happy with it as an aggregator."
"For my purpose (net worth tracking) empower is better than mint."
"I'm using a combination of Empower and Rocket Money."
#2
Monarch
4.0
(32)
"I have been using it and it’s great"
"Monarch money!!!!!"
"Monarch is excellent. Highly recommended"
"Monarch Money has been amazing for me with their rules."
"I've been happy with Monarch."
"Monarch money is the answer"
"I just signed up with Monarch two days ago and love it."
"I found Quicken Simplifi and Monarch Money to be the best replacements."
"Monarch has tagging, and does have the best rules system that I’ve seen."
"Monarch is better than I expected."
#3
YNAB
4.5
(14)
"FTW!!!"
"YNAB 100%. Life changing budgeting app that is worth the monthly fee."
"I absolute LOVE the YNAB (You Need a Budget) app."
"I’m already obsessed with it."
"1) YNAB."
"YNAB with the open source Toolkit for YNAB option will satisfy most of your itch."
"IMO, YNAB is the best out there for budget tracking."
"YNAB provides everything you ask for, especially rolling budget dollars over at the end of the month."
"I just switched to YNAB and like it infinitely better."
"YNAB is an excellent spend categorizer."
#4
Piere
4.0
(11)
"1000% piere for this. They have the most granular net worth I’ve seen on any app."
"Piere does this best hands down, especially with their newest update"
"Piere—it's got a simple interface and doesn’t require syncing with your bank."
"Started using Piere. So far so good."
"I am using Piere and really liking it."
"I’ve moved to Piere. Seems to give me the things I used with Mint."
"I think Piere might be able to do all of this."
"I’ve been using Piere and can confirm RBC, Tangerine, BMO, Caisse Desjardins are working."
"Piere supports the expense tracking, categories/custom categories, tags."
"I’d probably check out Piere"
#5
Simplifi
4.0
(10)
"I've been using Simplifi for a few months and really like it so far. It has been syncing great with my plethora of accounts."
"2nd alternative people kept talking about is Simplifi by quicken and that's actually decent."
"Finally found a working alternative for Canadians in Simplifi."
"I am a hardcore Mint user (since 2008) and I have switched to Simplifi. I like it, especially the balance forecast and how easily I can enter planned spending."
"I'm happy with Simplifi, no issues syncing any of my accounts."
"I'm reasonably impressed by Quicken Simplifi."
"I’m also using Simplifi and so far I’m liking it better than Mint."
"I like Simplifi. I can set up a watchlist for common categories."
"Simplifi has less features and costs $4 a month."
"Simplifi don’t use plaid. Try it out."
#6
Neontra
3.7
(10)
"Best options for Canadian users are Wealthica and Neontra. They are Canadian based fintech apps, and as such go the extra mile to ensure full support for Canadian institutions."
"I started using Neontra a month ago. Seems to get the job done"
"I signed up for Neontra a few days ago and here’s what I’ve found for my accounts."
"Neontra worked with my banks and credit cards, but not my credit union."
"Neontra. Works for both US and CA."
"Neontra works good for me. Not free but cheap."
"Neontra"
"Neontra's the only one I've been able to get working for me in Canada so far."
"It doesn't suck so far."
"I've tried neontra and ynab but I can't connect my MBNA credit card."
#7
Rocket Money
4.0
(9)
"I use Rocket. It's freemium but a lot like Mint...I hated Mint it never updated fast enough for me. But Rocket is very fast."
"RocketMoney"
"I’m really liking Rocket Money."
"I use Rocket Money now and I’m liking it, no issues so far."
"Check out Rocket Money. It’s got a nice ux and I find it’s auto categorization to be pretty solid."
"I like Rocket Money for this."
"Rocket Money was very easy and visually appealing."
"Rocket Money"
"I tried Rocket money; it's OK."
#8
Monarch Money
4.0
(9)
"I moved to Monarch Money. Their free 1 month and $50 discount for the year can’t be beat."
"I'm now team Monarch."
"Monarch is the best alternative I’ve tried."
"You can do all that with Monarch."
"Monarch is awesome but it’s not free."
"I would check out Monarch and Simplifi."
"I switched over from Mint a couple months ago, after using Mint for a very long time."
"I like them so far and hope they can expand to Canada."
"Monarch Money works pretty well for this."
#9
Quicken Simplifi
3.7
(9)
"I'm in love with Quicken Simplifi."
"I found Quicken Simplifi and Monarch Money to be the best replacements."
"Now I use simplifi and empower and I’m completely satisfied."
"Quicken Simplifi is, from my testing, the best value paid alternative."
"Been using simplifi as a Sonoma web app. works great."
"I have been transitioning to quicken simplify very similar features to mint."
"I'm in Canada as well and testing both LunchMoney and Quicken Simplifi."
"Could try Simplifi."
"I'd say choose something with a free trial so you can know if it actually can connect to all your accounts."
#10
Wealthica
3.7
(9)
"Wealthica and it was perfect for me. It was able to link to many different platforms, even things like Questrade and Coinsquare. It is also relatively inexpensive at $75/year for a basic plan."
"Wealthica has the most complete support for Canadian financial institutions, based on my research."
"Best options for Canadian users are Wealthica and Neontra. They are Canadian based fintech apps, and as such go the extra mile to ensure full support for Canadian institutions."
"Wealthica and Neontra"
"Excellent investment analytics but budgeting is an afterthought."
"I'm switching to Wealthica. It's not great but I'm hoping it gets better."
"If you’re looking for a net worth tracker, try Wealthica."
"Focussed on Investing, with pretty good support for Canadian Investors: https://wealthica.com"
"Wealthica, I am facing connection issues with TD, AMEX and Morgan Stanley."
#11
Lunch Money
4.1
(8)
"My vote goes for lunchmoney! Very strong categorization feature!"
"LUNCH MONEY!!!!"
"Another vote for Lunch Money!"
"I'm giving a vote for lunch money."
"Lunch Money handles all of those pretty well."
"Have you looked at Lunch Money?"
"Seems to have it; give them a try."
"Saw Lunch Money recommended the other day."
#12
Copilot
4.1
(8)
"Without a doubt."
"Copilot.money might be better than monarch."
"Have you tried Copilot?"
"Copilot does it too but monarch will also do your cars which copilot won’t."
"I’m loving Copilot for these abilities."
"Copilot has a Mac app and it’s nice to use."
"The two I know of that allow roll over are copilot (iOS and Mac only) and monarch."
"I just tried copilot - they have a 2 month trial with RIPMINT promo code and so far I like it."
#13
Tiller
4.4
(7)
"Automatically imports your daily spending into Google Sheets and Excel."
"It's the best if you like complete control of data and don't mind spreadsheets."
"Tiller - if you're already using spreadsheets, you might like it a lot."
"It's not free, but you may want to check out https://tillerhq.com"
"They have an add-on for credit cards and then I created my own sheet for bills within 30 days."
"This allows you to pull your transactions into spreadsheets directly via plugins."
"I've been very happy with Tiller for the week I've tried it."
#14
Pinta
4.0
(7)
"I've never experienced any bugs with Pinta. Granted, it's been a year or two since I've used it."
"Pinta"
"Pinta is what I use"
"Pinta"
"Pinta is pretty good"
"Pinta or lazpaint."
"Pinta is a common recommendation. I prefer XnViewMP, but it's a bit more than what you want."
#15
WealthPosition
4.4
(5)
"We offer this exact functionality."
"Try Wealthposition! software app brilliant tool if you understand the concept and set up everything correctly."
"I've found WealthPosition to be a great option."
"Wealthposition is a good fit does everything you want as well as works on all platforms and any devices."
"You can track your income, expenditure, assets, liabilities and net worth."
#16
Personal Capital
3.5
(6)
"I just switched to personal capital."
"Former mint user and now use Personal Capital. I think its fantastic with analytics and syncing."
"Personalcapital.com - great tools."
"Personal capital is free and tracks net worth. I don’t use them because I constantly have to reconnect accounts."
"Personal Capital is probably the closest to what you want, though it's not as powerful as Mint."
"Not being able to split transactions or manual transactions in personal capital is the reason why I don't use it for budgeting and cash flow."
#17
Credit Karma
3.8
(5)
"For what I need - it has everything I cared about."
"I'm gonna try credit karma after the switch."
"Credit karma is running ads saying they acquired mint."
"I think Credit Karma will be able to do this."
"Why not just stick with Credit Karma? The only thing missing would be budgeting."
#18
PocketGuard
3.4
(5)
"PocketGuard has been working well for me to track expenses."
"[Pocket Guard] is an interesting contender. They have both a free tier and a lifetime pay-one-time $100 tier."
"I've been using pocket guard for a while. It syncs with all my accounts and is very easy to use."
"There is also PocketGuard https://pocketguard.com/ - which says it works in Canada."
"Pocketguard attempts to connect but gives an error."
#19
US Mobile
4.3
(4)
"I switched from Mint to US Mobile and couldn't be happier. $25 for unlimited month-to-month."
"You can do a low cost us mobile pay by the gig plan. $15/mo for 5 gb and $4 for every 2 gb beyond that."
"US Mobile, if you dont need cellular data you can get a 2GB plan for 10 dollars."
"US Mobile is pretty good and they let you switch between T-Mobile, Verizon and AT&T"
#20
FinWise
4.0
(4)
"You can also try FinWise (finwiseapp.io) - happy to answer any questions you may have!"
"You can also try FinWise (finwiseapp.io) :) Happy to answer any questions you may have."
"I'm Canadian and using FinWise, and I've heard Neontra is good."
"FinWise (finwiseapp.io) is about to ship roll-over in the next year days."
#21
Visible
4.0
(4)
"Visible, $25/mo for unlimited"
"If Mint isn’t working out you could try Visible. It’s super affordable and uses Verizon’s network so coverage is great."
"Visible. On the Verizon network. $25/month"
"Visible (Verizon) starts at $20/mo for their basic plan."
#22
Wealth Position
3.8
(4)
"The only options I have found so far are YNAB and Wealth Position."
"If you love having lots of data about your finances at your fingertips."
"I personally use Wealth position for managing my personal finances."
"Has a free plan, but I'm not sure how good it is."
#23
Paint.net
3.8
(4)
"Paint.net was my go-to when I was still using Windows. Beats the pants off of MS Paint."
"The app "paint.net" is from https://www.getpaint.net/"
"Xpaint or pinta"
"Pain.net or nomacs"
#24
Jewel Mint
5.0
(3)
"I honestly think Jewel Mint is as good as it gets if you are looking for a Juul mint alternative."
"If you're looking for the best Juul flavor alternatives I must say Jewel Mint and Jewel Mint Sapphire from Podjuice is the closest I've found to OG mint."
"If you are into refilling you can get pod juice jewel mint it’s really popular on here everyone goes crazy over it."
#25
Fidelity FullView
3.5
(4)
"Fidelity Full View has already been mentioned."
"Try Fidelity Full View; its free."
"Fidelity Full View is decent if you have a fidelity account."
"I just tried Fidelity FullView and it seems to be exactly what I was looking for."
#26
Google Sheets
4.3
(3)
"Probably Google Spreadsheets remains the best option."
"Throwing in my hat with the other custom Google spreadsheets suggestions here."
"Google Sheets could be a good free option, and you can access it from any device."
#27
Ting
4.3
(3)
"Ting Mobile was great… had it for years, no issues"
"I use ting and they are good"
"Ting Mobile ranked second to Mint in Consumer Reports."
#28
Fidelity
4.3
(3)
"I like it better than mint actually."
"Fidelity has Full View."
"If you already have accounts at Fidelity you might want to check out theirs."
#29
NerdWallet
4.0
(3)
"I was looking for the same “minimum” as you and found NerdWallet fits for me. It’s free and easy to set up and use."
"Nerdwallet's app might work for you. Looks pretty clean and has nice visualizations, no budgeting."
"For me NerdWallet is good enough."
#30
Consumer Cellular
4.0
(3)
"I've been happy with Consumer Cellular."
"I use Consumer Cellular. It is on the AT&T network and works all the time in my remote town. It's $25 per month plus taxes."
"I've had Consumer Cellular for a long time. They run on AT&T's network."
#31
KolourPaint
4.0
(3)
"I have to second kolourpaint. It's essentially older MSPaint with a few differences."
"Try kolourpaint or just run gimp with `gimp -s`. If you can deal with a little of loading you can try krita too."
"Kolourpaint is your ms paint"
#32
Fidelity Full View
4.0
(3)
"Fidelity Full View - ditto, great, just check accounts."
"Fidelity Full View"
"Fidelity Full View is free."
#33
Yodlee
4.0
(3)
"Yodlee works well"
"[Yodlee Money] allows you to rename the top level spending categories and add/define sub categories."
"Yodlee Money does this and it's free."
#34
PocketSmith
4.0
(3)
"Nothing is better than Pocketsmith for this - you can create multiple dashboards and go absolutely crazy with it."
"PocketSmith is the only app of the many I have trialed that pulls in recent transactions in a timely manner."
"Has a free plan, but doesn't update accounts automatically."
#35
AT&T
4.0
(3)
"At&t is unlimited everything for $40 a month and I just have a cheap Blu phone from Amazon"
"I found the prepaid AT&T really good. It comes out to $25/mo"
"AT&T Prepaid has a $300/yr ($25/mo) plan that's pretty good."
#36
Mint
3.7
(3)
"It's literally a godsend for anyone with ADHD."
"This is a post by a new Mint-style account aggregation tool from Australia with budgeting and some other pretty neat features."
"I've had the occasional hiccups (e.g. duplicate transactions) but overall it works fine."
#37
Tello
5.0
(2)
"I’ve been happily using Tello for many years. I pay about $20/month."
"I have tello and I’ve never had any issues. I pay $7 month for unlimited talk/text and 1gb of data."
#38
Wealthfront
4.5
(2)
"I've had a great experience using them for a year."
"I use wealthfront for monitoring my cash and net worth. It's one of the few that can actually connect to fidelity."
#39
Mint Mobile
4.5
(2)
"I got it for $20 a month for 25 months as a new customer, haven’t had any issues."
"I just ported to Mint Mobile today from T-Mobile. I paid $208.23 for a year of their unlimited service during their half off sale."
#40
Co-pilot Finance
4.5
(2)
"I would recommend Co-pilot finance. it’s a bit on the expensive side but very much worth it."
"I use Copilot on my iPhone."
#41
Google Fi
4.5
(2)
"Another good option is Google Fi especially if you travel a lot since it works well internationally."
"We have Google Fi. It's $100 a month for four lines, unlimited data, calls, and texts between US, Canada, and Mexico."
#42
Quicken
3.0
(3)
"OMG I literally do the cursor drag thing all the time in Quicken Simplifi. It has the line chart at the top that you can adjust for any time frame and then on web move your cursor over it and drag it along."
"Looking at Quickens but it isnt as clean as Mint."
"Quicken I can't get past the payment page because of the required zip code."
#43
PureTalk
4.0
(2)
"Was also going to recommend PureTalk!"
"I pay $20 a month with PureTalk"
#44
Wilbur
4.0
(2)
"You should try Wilbur. It's new, but I like it."
"Canada's only free budgeting app."
#45
EveryDollar
4.0
(2)
"It's a great budget-only site. And it's free as long as you input your own transactions."
"Every dollar app or you need a budget app."
#46
SoFi
4.0
(2)
"Sofi has an excellent app, tracks your spending and net worth."
"SoFi"
#47
Good Steward
5.0
(1)
"Good Steward is simple to understand and the userface is great!"
#48
ROI
5.0
(1)
"I switched to Roi before the Mint shutdown, and it’s been perfect for net worth tracking."
#49
S1 Finfit
5.0
(1)
"You will love it----no cost, no ads, and we don't sell your info like others."
#50
Spending Tracker
5.0
(1)
"‘Spending Tracker’ is the best app ever."
#51
Quicken Deluxe
5.0
(1)
"You are able to aggregate data from **all** of your accounts."
#52
SpendCircle
5.0
(1)
"Works really great. Built exactly for what you need, and very flexible."
#53
Empower Personal Finance
5.0
(1)
"Personal Finance (by Empower). And it’s not close."
#54
fortune.app
4.0
(1)
"Checkout fortune.app They serve Canada, Europe and Us."
#55
Empower Personal Dashboard
4.0
(1)
"I really do not see anyone here mentioning Empower Personal Dashboard."
#56
Spectrum
4.0
(1)
"Spectrum gives a free line of wireless to its Internet users. On the Verizon network and 30 gigs of data."
#57
Metro
4.0
(1)
"If you want to keep using T-Mobile towers, Metro is an option. I’ve had no issues."
#58
Krita
4.0
(1)
"Krita"
#59
GoodBudget
4.0
(1)
"GoodBudget; it’s straightforward and offers a lot of flexibility without the need for a direct bank connection."
#60
FinancialAha
4.0
(1)
"Missed FinancialAha - it is based on Google Sheets so you are not tied to a platform that might shut down just like Mint."
#61
Aspen
4.0
(1)
"I'm building Aspen - a by Canadians, for Canadians money management app. Come check us out if you're looking for a north-of-49 alternative!"
#62
Bank of America
4.0
(1)
"Bank of America app - I actually like this a lot now that I've used it."
#63
GS-Calc
4.0
(1)
"GS-Calc can be installed and used on a desktop PC and laptop at the same time. No Internet connection required."
#64
Centsible
4.0
(1)
"If you want to save some money on an envelope budgeting app, check out Centsible. Similar to ynab, but cheaper."
#65
LibreOffice
4.0
(1)
"Libre Office is free and has a spreadsheet that may help you."
#66
Credit Union
4.0
(1)
"One of my credit unions offers almost everything that Mint does."
#67
Salt Factory Mint
4.0
(1)
"I’m gon get these to try: Salt Factory Mint, Jewel Pod Juice Mint, Vgod mighty mint, Mr salt e mint."
#68
Microsoft Excel
4.0
(1)
"I use excel with stock value lookups and calculating my tax due on unrealized gains."
#69
Schwab/Fidelity Full View
4.0
(1)
"Schwab/Fidelity full view if you already have accounts with them"
#70
MX
4.0
(1)
"My credit union has an MX 'MoneyDesktop' tool embedded, which is good enough for me."
#71
Finance Monitor
4.0
(1)
"I've had success with Finance Monitor. Simplest/fastest to use."
#72
Splurge
4.0
(1)
"My startup’s new app, Splurge, has a default view of 'Un-Stacked' (uncategorized)."
#73
GnuCash
4.0
(1)
"Perhaps take a look at gnucash?"
#74
Afas Personal
4.0
(1)
"Afas personal could be an option."
#75
Fortune
4.0
(1)
"I'm using fortune.app. App is new but everything works pretty great so far."
#76
WeFIRE
4.0
(1)
"It's a financial and savings app that offers similar features to Mint, with a lot of interesting new AI features."
#77
SpendWallet
4.0
(1)
"It provides feature for carry over budget with positive and negative rollover."
#78
Honeydue
4.0
(1)
"You might like Honeydue - Free- - good for tracking everything."
#79
Bank Of America Cash Flow Tool
4.0
(1)
"Highly recommended."
#80
Quicken Classic
4.0
(1)
"Quicken Classic's mobile app is by far the closest to Mint."
#81
Google Pay
3.0
(1)
"Google Pay can be an option if you only want to track/view all expenses."
#82
Kubera
3.0
(1)
"I recently transitioned to Kubera."
#83
Helium Mobile
3.0
(1)
"Helium mobile mvno to T-Mobile turn on mapping is almost free. First month free use roberto"
#84
RedPocket
3.0
(1)
"I have used redpocket, currently with US mobile."
#85
LunchMoney
3.0
(1)
"I'm in Canada as well and testing both LunchMoney and Quicken Simplifi."
#86
mygraph.ca
3.0
(1)
"We’re building https://mygraph.ca in Canada and our focus is on Canadian users first."
#87
ClearCheckbook
3.0
(1)
"You would have to manually enter for some transactions. But great website/app."
#88
Wally
3.0
(1)
"I've been told its a good alternative but i haven't tried it out yet."
#89
Actual Budget
3.0
(1)
"Actual budget is free and has rollover budgeting."
#90
Pierre
3.0
(1)
"Is free, but only available on iOS."
#91
Money Patrol
3.0
(1)
"Is free, and includes linking to bank accounts."
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