Best mortgage lender on Reddit

194 reviews from r/cincinnati, r/vancouverwa, r/Columbus and 31 more subreddits

194 reviews from
and
By Brand
/
By Product
#1

Mortgage Broker

4.3
(7)
"You will get some of the best rates out there."
·
"Try a mortgage broker. Make him/her do the legwork."
·
"Mortgage broker is your best call."
·
"The broker eventually got them a good deal with a lender who didn't want to talk to them directly."
·
"Try and find a mortgage broker they can search through many lenders and find something that fits your situation."
·
"I would see a mortgage broker. Anything outside of the norm or a bit specialist then a broker will be your best bet."
·
"Find a mortgage broker (local or not doesn’t matter) and have them quote you."
#2

NFM Lending

4.7
(6)
"Craig Kam with NFM Lending. Used him in Maryland."
·
"NFM lending, they were great for me."
·
"I work with Danny Allbritton."
·
"They just moved offices off W Cary in the city."
·
"I've used Rodney Anderson."
·
"Jesse Perrone from NFM Lending."
#3

Movement Mortgage

4.8
(5)
"I had a great experience with Movement Mortgage."
·
"Go with the best service and best name because that's your Golden Ticket."
·
"Page Jacobson at Movement Mortgage. He's the Southpark Manager and top producer."
·
"Sherri Howard with Movement Mortgage."
·
"Have been really happy with them."
#4

Rocket Mortgage

3.8
(6)
"I would look at rocket mortgage, penny mac, lower."
·
"Has treated us well and was very easy."
·
"You can use my referral for rocketmortgage, and get some discount."
·
"Rocket mortgage"
·
"We found our loan officer through Rocket Mortgage."
·
"Oh my God not rocket mortgage"
#5

Third Federal

4.6
(5)
"Third Federal was great to work with, no complaints."
·
"Will get you the best rate most likely."
·
"Is solid."
·
#6

Loan Depot

5.0
(4)
"I would recommend him especially if you don’t really know what you’re doing."
·
"They gave us the best rate on two refinances."
·
"Very good experience."
·
"Can’t recommend Nancy Denicola at Loan Depot enough."
#7

Guild Mortgage

5.0
(4)
"We’ve mortgaged 2 homes with her."
·
"He helped us go through a program that got us a lower interest rate."
·
"Was amazing for us!!"
·
#8

SECU

4.8
(4)
"Credit Union, Credit Union, Credit Union."
·
"They won't sell your mortgage!"
·
"I’d recommend them."
·
"We had a really good experience."
#9

Union Savings Bank

4.5
(4)
"They were great during the process."
·
"Frank DiBella at Union Savings"
·
"Union savings, third federal, or first federal of lakewood."
·
"[Union Savings Bank](https://usavingsbank.com/) has checked all the boxes for me in the past along with low closing costs."
#10

First Home Mortgage

5.0
(3)
"I really liked First Home Mortgage and Fulton Mortgage Company."
·
"Great experience all around and always got the lowest possible rates."
·
"Just closed on a house using [Tom Cumpston](https://firsthome.com/loan-officers/tom-cumpston/) with First Home Mortgage."
#11

Credit Union

5.0
(3)
"I’d personally try to stay local with a well established credit union."
·
"If you are a credit union member, or can become one, credit union offers the best."
·
"100% shop around by my credit union was the best deal when I bought my home a few years ago."
#12

Rapid Mortgage

4.7
(3)
"I used Rapid Mortgage and had a great experience!!"
·
"Did a fantastic job for me."
·
"I had good luck with Rapid Mortgage when we closed."
#13

LoanDepot

4.7
(3)
"Love Shane Backer at Loan Depot, he's a stand-up dude and got us an amazing rate."
·
"Loan Depot hands down — quick & best rate"
·
"LoanDepot is good."
#14

Benchmark Mortgage

4.7
(3)
"David Willoughby at Benchmark Mortgage. His office # is 859-977-5933. His a great guy."
·
"Benchmark mortgage did good by me."
·
"He will get you the best deal."
#15

Cross Country Mortgage

4.3
(3)
"Crosscountry Mortgage, local in collegeville and the team there is very knowledgeable."
·
"Steph Noble at Cross Country Mortgage."
·
"I ended up going with cross country mortgage because they were partnered with my realtor."
#16

Huntington Bank

4.3
(3)
"Super competent and efficient."
·
"We are going on 2 years now with a mortgage from them."
·
"I've had a pretty good experience with Huntington Bank."
#17

NBKC

4.3
(3)
"Better terms with nbkc or freedom mortgage."
·
"I had a good experience working with NBKC."
·
"So far it’s been good."
#18

NEFCU

4.0
(3)
"HOME program where you get downpayment assistance."
·
"Overall I had a much better experience."
·
"Their program is good in general."
#19

Broker

5.0
(2)
"I used a broker for my process and am unsure if it's something you would be interested in."
·
"If you're not opposed to a mortgage broker, I know a wonderful guy that will make sure you fully understand every aspect."
#20

Freedom Mortgage

5.0
(2)
"Better terms with nbkc or freedom mortgage."
·
"Everything was made amazingly smooth."
#21

Guaranteed Rate

5.0
(2)
"Check out Guaranteed Rate. They have creative programs."
·
"Check guaranteed rate. Worked great got us."
#22

Bank South

5.0
(2)
"Cleveland Miller at bank south! I never thought I would be so excited to recommend a mortgage person."
·
"Jenny Terrell! She used to be at BOE when we used her and now she’s at bank south."
#23

Navy Federal

5.0
(2)
"Try Navy Fed for a good rate then match it with a local lender."
·
"You'll likely not be able to find better rates than what Navy Federal is able to offer."
#24

Summit Mortgage

5.0
(2)
"She has helped my family, friends and coworkers for the past 10 years."
·
"I cannot recommend him highly enough."
#25

Fairway Mortgage

5.0
(2)
"Can’t recommend her enough!"
·
"I thought they were really good to work with."
#26

Benchmark

5.0
(2)
"We've used Shane Sharp with Benchmark on both of my personal mortgages."
·
"The bright spot in the home buying process."
#27

Ally

5.0
(2)
"I was floored with how quick and easy they were."
·
"We had a wonderful experience their online portal made everything super easy."
#28

Summit Funding

5.0
(2)
"He has been awesome! Response to our messages in a very timely manner."
·
"He has been awesome! Response to our messages in a very timely manner."
#29

Guaranteed Rate Affinity

5.0
(2)
"They were great and very professional."
·
"They will get quotes from multiple lenders."
#30

CMG

5.0
(2)
"Bought my house last year with his help and it was super smooth."
·
"He's very good at explaining stuff to first time home buyers."
#31

American Security Mortgage

5.0
(2)
"Work with Christina Bramhall Mauney. Super efficient with responses."
·
"We are going through Erin Finnen at American Security Mortgage."
#32

Aserta Loans

5.0
(2)
"Aaron Polk and the team were great, helping us get a rate far lower than anybody else."
·
"AsertaLoans is your lender. Aaron Polk and the team were great."
#33

Prime Lending

5.0
(2)
"She handled our home purchase and a recent refinance."
·
"We had a great experience with Patti Click and I always recommend her to people!"
#34

Eagle Bank

5.0
(2)
"Was a delight to work with."
·
"They made the process super easy."
#35

Local Broker

5.0
(2)
"I used a local broker and they had a few first time home buyer programs available."
·
"Find a local broker, let them shop it for you."
#36

Pinnacle Mortgage

5.0
(2)
"Mike Mundy at pinnacle mortgage. 2 purchases and 2 refis with him and he always had the lowest rate."
·
"I like Jim Loche of pinnacle mortgage. He stays on top of things."
#37

Midwest Family Lending

5.0
(2)
"He is amazing."
·
"Goes above and beyond every time."
#38

Guardian Savings Bank

4.5
(2)
"Has treated me quite well."
·
"Easy"
#39

Veridian Credit Union

4.5
(2)
"Had the best rates."
·
"Has been great!"
#40

Lake Michigan Credit Union

4.5
(2)
"The easiest and smoothest mortgage process I’ve been through."
·
"My friend/coworker who just bought her first house and had a great experience with them."
#41

Stockton Mortgage

4.5
(2)
"Super nice and knowledgeable."
·
"Good guy. Knows his stuff."
#42

Guardian Savings

4.5
(2)
"They were awesome to work with."
·
"Smaller but smooth dealing."
#43

ProFed

4.5
(2)
"Me a much better rate than even 3 Rivers."
·
"ProFed"
#44

Bank of England

4.5
(2)
"I’ve worked with Helen Ruehmer at Bank of England several times. She’s a wizard!"
·
#45

USAA

4.5
(2)
"If doing a VA loan, USAA is the best versed lender on the nuances of VA."
·
"I've worked with USAA and Fifth Third. I was happy with both."
#46

PennyMac

4.5
(2)
"If using VA loan, talk to PennyMac."
·
"PENNYMAC."
#47

Credit Union of America

4.5
(2)
"They are marvelous."
·
"Since they're local and self service the loan/it won't be sold to random companies."
#48

CapFed

4.5
(2)
"CapFed"
·
"Good rates, low closing cost, and they do not sell your mortgage."
#49

Green State

4.5
(2)
"Got us lowest rates."
·
"Was pretty good tbh."
#50

Supreme Lending

4.5
(2)
"We love John Ragland with Supreme Lending!"
·
"I recommend Genessys from Supreme Lending!!"
#51

Wyndham Capital

4.5
(2)
"Wyndham Capital...it was bought out by SoFi but still an excellent lender."
·
"Wyndham Capital...it was bought out by SoFi but still an excellent lender."
#52

Union Home Mortgage

4.0
(2)
"Union Home Mortgage"
·
"Both great people."
#53

Better.com

4.0
(2)
"Check out www.better.com - their rates are very competitive and an easy way to get a baseline quote."
·
"Rates were good, almost the best."
#54

LMCU

4.0
(2)
"Able to get us a pretty sizable lower rate."
·
"LMCU might be a good option but i would get a few quotes so you can make them match the lowest offer."
#55

Local Credit Unions

4.0
(2)
"They tend to have the best or are very close to the best rates."
·
"They'll each treat you far better than any bank."
#56

Local Credit Union

4.0
(2)
"Much better loan because they don't require PMI in your monthly payment"
·
"With 20% down they underwrote it themselves and approved me pretty easily."
#57

Ruoff

3.0
(2)
"Ruoff"
·
"Avoid Ruoff like the plague."
#58

Bank of America

3.0
(2)
"I can't recommend a lender other than to say go with whoever gives you the best rates."
·
"2nd recommendation is to stay the hell away from big bank."
#59

Michigan Small Bank

5.0
(1)
"I highly recommend that you shop around."
#60

State Employees Credit Union

5.0
(1)
"State Employees Credit Union"
#61

Mortgage Brokers

5.0
(1)
"I have a couple mortgage brokers over on my service recs post."
#62

MSU Federal Credit Union

5.0
(1)
"We used MSU Federal Credit Union which has a branch downtown, and they gave us a better."
#63

J Raleigh Hood

5.0
(1)
"A 5 star loan officer"
#64

M&T Bank

5.0
(1)
"Healthy neighborhoods uses m&t bank and they'll do 1% below the average."
#65

Baret

5.0
(1)
"Another vote for Baret."
#66

Steve

5.0
(1)
"Steve is great as is his daughter Stephanie who is on a team with him."
#67

Homefront Mortgage

5.0
(1)
"They were great for buying and refinancing."
#68

Pacific NW Loans

5.0
(1)
"His team is very efficient and almost always finish your loan docs ahead of schedule."
#69

IQ Credit Union

5.0
(1)
"My experience with IQ has been really positive."
#70

Georgia United Credit Union

5.0
(1)
"Low fees and great to work with!"
#71

Remarkable Mortgage

5.0
(1)
"I highly recommend contacting more than one and see who the best fit is."
#72

PSECU

5.0
(1)
"They will not sell your loan and their customer service is amazing."
#73

Network Funding

5.0
(1)
"Mylo Draven with Network Funding. He's helped me twice personally."
#74

Philadelphia Mortgage Advisors

5.0
(1)
"She has always gotten me the best rates and deals."
#75

Barrett Financial

5.0
(1)
"Has helped me a couple times now and is awesome."
#76

MHS Lending

5.0
(1)
"I was able to go through their Instant Prequalification tool and was able to get automatically approved."
#77

Mortgage Muse

5.0
(1)
"We used our family friend Anya Thakkar for our last refinance."
#78

Trompeter Group

5.0
(1)
"Pavel Saikin at the Trompeter group is the best!"
#79

Cumberland Bank & Trust

5.0
(1)
"Just did a VA IRRRL refi with CB&T, fwiw."
#80

Direct Lending Team

5.0
(1)
"Did my mortgage and is very honest."
#81

Franklin Mint Federal Credit Union

5.0
(1)
"Through the mortgage company for Franklin Mint Federal Credit Union."
#82

A+ FCU

5.0
(1)
"We used the local credit union, A+ FCU. Aside from having a better rate."
#83

360 Home Lending

5.0
(1)
"We used Elizabeth Adame with 360 Home Lending."
#84

PacRes Mortgage

5.0
(1)
"I went through PacRes Mortgage, they were super helpful."
#85

FNB

5.0
(1)
"FNB has an excellent First Time home buyer mortgage option."
#86

Marine Federal Credit Union

5.0
(1)
"Specifically say marine federal if you have a way of enrolling with them."
#87

Hill Mortgage

5.0
(1)
"Closing tomorrow on our first home!"
#88

Jet Direct Mortgage

4.0
(1)
"Jet Direct Mortgage"
#89

American Federal

4.0
(1)
"American Federal is who we went with, they are solid."
#90

Local Lender

4.0
(1)
"Go with a local lender."
#91

Phoenixville Federal

4.0
(1)
"They are very upfront about their rates."
#92

Freddie Mac

4.0
(1)
"Look up the average rate on Freddie Mac as a basis of comparison."
#93

Trident

4.0
(1)
"I almost went with another company called Trident. Seemed really good too."
#94

NerdWallet

4.0
(1)
"Go to nerdwallet and put in your info whichever is the Lowest rate at around 0 loan costs."
#95

Blevins Home Mortgage

4.0
(1)
#96

Park National

4.0
(1)
"I had pretty good luck with Park National."
#97

Dominion Capital Mortgage

4.0
(1)
"I had a good experience with Dominion Capital Mortgage in 2019."
#98

Zürcher Kantonalbank

4.0
(1)
"Try the local bank of your canton (e.g. ZKB if you're in Zürich)..."
#99

Cap Center

3.0
(1)
"They make everything really easy, only have to go in once to sign the title transfer."
#100

Credit Unions

3.0
(1)
"The rate is not the best but you insulated from the rate increases happening atm."

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