Best mortgage lender on Reddit

192 reviews from r/cincinnati, r/vancouverwa, r/Columbus and 29 more subreddits

192 reviews from
and
By Brand
/
By Product
#1

NFM Lending

4.7
(6)
"Craig Kam with NFM Lending. Used him in Maryland."
·
"NFM lending, they were great for me."
·
"I work with Danny Allbritton."
·
"They just moved offices off W Cary in the city."
·
"I've used Rodney Anderson."
·
"Jesse Perrone from NFM Lending."
#2

Mortgage Broker

4.5
(6)
"You will get some of the best rates out there."
·
"Try a mortgage broker. Make him/her do the legwork."
·
"Mortgage broker is your best call."
·
"The broker eventually got them a good deal with a lender who didn't want to talk to them directly."
·
"Try and find a mortgage broker they can search through many lenders and find something that fits your situation."
·
"I would see a mortgage broker. Anything outside of the norm or a bit specialist then a broker will be your best bet."
#3

Movement Mortgage

4.8
(5)
"I had a great experience with Movement Mortgage."
·
"Go with the best service and best name because that's your Golden Ticket."
·
"Page Jacobson at Movement Mortgage. He's the Southpark Manager and top producer."
·
"Sherri Howard with Movement Mortgage."
·
"Have been really happy with them."
#4

Rocket Mortgage

3.8
(6)
"I would look at rocket mortgage, penny mac, lower."
·
"Has treated us well and was very easy."
·
"You can use my referral for rocketmortgage, and get some discount."
·
"Rocket mortgage"
·
"We found our loan officer through Rocket Mortgage."
·
"Oh my God not rocket mortgage"
#5

Third Federal

4.6
(5)
"Third Federal was great to work with, no complaints."
·
"Will get you the best rate most likely."
·
"Is solid."
·
#6

Guild Mortgage

5.0
(4)
"We’ve mortgaged 2 homes with her."
·
"He helped us go through a program that got us a lower interest rate."
·
"Was amazing for us!!"
·
#7

Loan Depot

5.0
(4)
"I would recommend him especially if you don’t really know what you’re doing."
·
"They gave us the best rate on two refinances."
·
"Very good experience."
·
"Can’t recommend Nancy Denicola at Loan Depot enough."
#8

SECU

4.8
(4)
"Credit Union, Credit Union, Credit Union."
·
"They won't sell your mortgage!"
·
"I’d recommend them."
·
"We had a really good experience."
#9

Union Savings Bank

4.5
(4)
"They were great during the process."
·
"Frank DiBella at Union Savings"
·
"Union savings, third federal, or first federal of lakewood."
·
"[Union Savings Bank](https://usavingsbank.com/) has checked all the boxes for me in the past along with low closing costs."
#10

First Home Mortgage

5.0
(3)
"I really liked First Home Mortgage and Fulton Mortgage Company."
·
"Great experience all around and always got the lowest possible rates."
·
"Just closed on a house using [Tom Cumpston](https://firsthome.com/loan-officers/tom-cumpston/) with First Home Mortgage."
#11

Credit Union

5.0
(3)
"I’d personally try to stay local with a well established credit union."
·
"If you are a credit union member, or can become one, credit union offers the best."
·
"100% shop around by my credit union was the best deal when I bought my home a few years ago."
#12

Rapid Mortgage

4.7
(3)
"I used Rapid Mortgage and had a great experience!!"
·
"Did a fantastic job for me."
·
"I had good luck with Rapid Mortgage when we closed."
#13

Benchmark Mortgage

4.7
(3)
"David Willoughby at Benchmark Mortgage. His office # is 859-977-5933. His a great guy."
·
"Benchmark mortgage did good by me."
·
"He will get you the best deal."
#14

LoanDepot

4.7
(3)
"Love Shane Backer at Loan Depot, he's a stand-up dude and got us an amazing rate."
·
"Loan Depot hands down — quick & best rate"
·
"LoanDepot is good."
#15

NBKC

4.3
(3)
"Better terms with nbkc or freedom mortgage."
·
"I had a good experience working with NBKC."
·
"So far it’s been good."
#16

Cross Country Mortgage

4.3
(3)
"Crosscountry Mortgage, local in collegeville and the team there is very knowledgeable."
·
"Steph Noble at Cross Country Mortgage."
·
"I ended up going with cross country mortgage because they were partnered with my realtor."
#17

Huntington Bank

4.3
(3)
"Super competent and efficient."
·
"We are going on 2 years now with a mortgage from them."
·
"I've had a pretty good experience with Huntington Bank."
#18

NEFCU

4.0
(3)
"HOME program where you get downpayment assistance."
·
"Overall I had a much better experience."
·
"Their program is good in general."
#19

Aserta Loans

5.0
(2)
"Aaron Polk and the team were great, helping us get a rate far lower than anybody else."
·
"AsertaLoans is your lender. Aaron Polk and the team were great."
#20

Summit Mortgage

5.0
(2)
"She has helped my family, friends and coworkers for the past 10 years."
·
"I cannot recommend him highly enough."
#21

Fairway Mortgage

5.0
(2)
"Can’t recommend her enough!"
·
"I thought they were really good to work with."
#22

Guaranteed Rate

5.0
(2)
"Check out Guaranteed Rate. They have creative programs."
·
"Check guaranteed rate. Worked great got us."
#23

Broker

5.0
(2)
"I used a broker for my process and am unsure if it's something you would be interested in."
·
"If you're not opposed to a mortgage broker, I know a wonderful guy that will make sure you fully understand every aspect."
#24

Local Broker

5.0
(2)
"I used a local broker and they had a few first time home buyer programs available."
·
"Find a local broker, let them shop it for you."
#25

Summit Funding

5.0
(2)
"He has been awesome! Response to our messages in a very timely manner."
·
"He has been awesome! Response to our messages in a very timely manner."
#26

Guaranteed Rate Affinity

5.0
(2)
"They were great and very professional."
·
"They will get quotes from multiple lenders."
#27

Ally

5.0
(2)
"I was floored with how quick and easy they were."
·
"We had a wonderful experience their online portal made everything super easy."
#28

American Security Mortgage

5.0
(2)
"Work with Christina Bramhall Mauney. Super efficient with responses."
·
"We are going through Erin Finnen at American Security Mortgage."
#29

Benchmark

5.0
(2)
"We've used Shane Sharp with Benchmark on both of my personal mortgages."
·
"The bright spot in the home buying process."
#30

Navy Federal

5.0
(2)
"Try Navy Fed for a good rate then match it with a local lender."
·
"You'll likely not be able to find better rates than what Navy Federal is able to offer."
#31

Pinnacle Mortgage

5.0
(2)
"Mike Mundy at pinnacle mortgage. 2 purchases and 2 refis with him and he always had the lowest rate."
·
"I like Jim Loche of pinnacle mortgage. He stays on top of things."
#32

Prime Lending

5.0
(2)
"She handled our home purchase and a recent refinance."
·
"We had a great experience with Patti Click and I always recommend her to people!"
#33

Eagle Bank

5.0
(2)
"Was a delight to work with."
·
"They made the process super easy."
#34

Bank South

5.0
(2)
"Cleveland Miller at bank south! I never thought I would be so excited to recommend a mortgage person."
·
"Jenny Terrell! She used to be at BOE when we used her and now she’s at bank south."
#35

CMG

5.0
(2)
"Bought my house last year with his help and it was super smooth."
·
"He's very good at explaining stuff to first time home buyers."
#36

Midwest Family Lending

5.0
(2)
"He is amazing."
·
"Goes above and beyond every time."
#37

Freedom Mortgage

5.0
(2)
"Better terms with nbkc or freedom mortgage."
·
"Everything was made amazingly smooth."
#38

Lake Michigan Credit Union

4.5
(2)
"The easiest and smoothest mortgage process I’ve been through."
·
"My friend/coworker who just bought her first house and had a great experience with them."
#39

Green State

4.5
(2)
"Got us lowest rates."
·
"Was pretty good tbh."
#40

Guardian Savings Bank

4.5
(2)
"Has treated me quite well."
·
"Easy"
#41

Veridian Credit Union

4.5
(2)
"Had the best rates."
·
"Has been great!"
#42

CapFed

4.5
(2)
"CapFed"
·
"Good rates, low closing cost, and they do not sell your mortgage."
#43

Bank of England

4.5
(2)
"I’ve worked with Helen Ruehmer at Bank of England several times. She’s a wizard!"
·
#44

PennyMac

4.5
(2)
"If using VA loan, talk to PennyMac."
·
"PENNYMAC."
#45

Credit Union of America

4.5
(2)
"They are marvelous."
·
"Since they're local and self service the loan/it won't be sold to random companies."
#46

Stockton Mortgage

4.5
(2)
"Super nice and knowledgeable."
·
"Good guy. Knows his stuff."
#47

ProFed

4.5
(2)
"Me a much better rate than even 3 Rivers."
·
"ProFed"
#48

Wyndham Capital

4.5
(2)
"Wyndham Capital...it was bought out by SoFi but still an excellent lender."
·
"Wyndham Capital...it was bought out by SoFi but still an excellent lender."
#49

USAA

4.5
(2)
"If doing a VA loan, USAA is the best versed lender on the nuances of VA."
·
"I've worked with USAA and Fifth Third. I was happy with both."
#50

Supreme Lending

4.5
(2)
"We love John Ragland with Supreme Lending!"
·
"I recommend Genessys from Supreme Lending!!"
#51

Guardian Savings

4.5
(2)
"They were awesome to work with."
·
"Smaller but smooth dealing."
#52

Better.com

4.0
(2)
"Check out www.better.com - their rates are very competitive and an easy way to get a baseline quote."
·
"Rates were good, almost the best."
#53

LMCU

4.0
(2)
"Able to get us a pretty sizable lower rate."
·
"LMCU might be a good option but i would get a few quotes so you can make them match the lowest offer."
#54

Union Home Mortgage

4.0
(2)
"Union Home Mortgage"
·
"Both great people."
#55

Local Credit Unions

4.0
(2)
"They tend to have the best or are very close to the best rates."
·
"They'll each treat you far better than any bank."
#56

Bank of Ireland

4.0
(2)
"BOI green mortgage at 3.65%."
·
"Generally BOI are offering the cheapest fixed and green rates."
#57

Bank of America

3.0
(2)
"I can't recommend a lender other than to say go with whoever gives you the best rates."
·
"2nd recommendation is to stay the hell away from big bank."
#58

Ruoff

3.0
(2)
"Ruoff"
·
"Avoid Ruoff like the plague."
#59

Archetype Mortgage

5.0
(1)
"Garrett is a solid chap."
#60

Do Good Mortgage

5.0
(1)
"I really love Clint and the folks at Do Good Mortgage."
#61

Michigan Small Bank

5.0
(1)
"I highly recommend that you shop around."
#62

Presidential Bank Mortgage

5.0
(1)
"I had a great experience with Kristy."
#63

State Employees Credit Union

5.0
(1)
"State Employees Credit Union"
#64

Hill Mortgage

5.0
(1)
"Closing tomorrow on our first home!"
#65

J Raleigh Hood

5.0
(1)
"A 5 star loan officer"
#66

M&T Bank

5.0
(1)
"Healthy neighborhoods uses m&t bank and they'll do 1% below the average."
#67

Mortgage Brokers

5.0
(1)
"I have a couple mortgage brokers over on my service recs post."
#68

Churchill Mortgage

5.0
(1)
"They pride themselves with teaching you the process of everything along the way."
#69

DHL Mortgage

5.0
(1)
"I used DHL mortgage when I refi'd- specifically received great help from Dejana."
#70

Homefront Mortgage

5.0
(1)
"They were great for buying and refinancing."
#71

Pacific NW Loans

5.0
(1)
"His team is very efficient and almost always finish your loan docs ahead of schedule."
#72

Marine Federal Credit Union

5.0
(1)
"Specifically say marine federal if you have a way of enrolling with them."
#73

IQ Credit Union

5.0
(1)
"My experience with IQ has been really positive."
#74

Baret

5.0
(1)
"Another vote for Baret."
#75

Northpointe

5.0
(1)
"If someone has a better rate, just sent the quote to Northpoint, and they will match it."
#76

Advantage Mortgage

5.0
(1)
"She is a broker and will find you the best deal possible."
#77

Georgia United Credit Union

5.0
(1)
"Low fees and great to work with!"
#78

Network Funding

5.0
(1)
"Mylo Draven with Network Funding. He's helped me twice personally."
#79

Remarkable Mortgage

5.0
(1)
"I highly recommend contacting more than one and see who the best fit is."
#80

A+ FCU

5.0
(1)
"We used the local credit union, A+ FCU. Aside from having a better rate."
#81

Mortgage Muse

5.0
(1)
"We used our family friend Anya Thakkar for our last refinance."
#82

PSECU

5.0
(1)
"They will not sell your loan and their customer service is amazing."
#83

360 Home Lending

5.0
(1)
"We used Elizabeth Adame with 360 Home Lending."
#84

PacRes Mortgage

5.0
(1)
"I went through PacRes Mortgage, they were super helpful."
#85

FNB

5.0
(1)
"FNB has an excellent First Time home buyer mortgage option."
#86

Direct Lending Team

5.0
(1)
"Did my mortgage and is very honest."
#87

Integrity Home Mortgage

5.0
(1)
"Had a great experience with Dave Partridge with integrity Home Mortgage."
#88

Sharonview Federal Credit Union

5.0
(1)
"Have a look at Sharonview Federal Credit Union."
#89

The Queen City Lender

5.0
(1)
"Ali is the best!"
#90

Philadelphia Mortgage Advisors

5.0
(1)
"She has always gotten me the best rates and deals."
#91

MSU Federal Credit Union

5.0
(1)
"We used MSU Federal Credit Union which has a branch downtown, and they gave us a better."
#92

TCU

4.0
(1)
"Tcu"
#93

US Savings Bank

4.0
(1)
"US Savings Bank"
#94

Jet Direct Mortgage

4.0
(1)
"Jet Direct Mortgage"
#95

Filo

4.0
(1)
"I just bought with FILO, they are out of conshohocken."
#96

Local Lender

4.0
(1)
"Go with a local lender."
#97

Phoenixville Federal

4.0
(1)
"They are very upfront about their rates."
#98

American Federal

4.0
(1)
"American Federal is who we went with, they are solid."
#99

Cap Center

3.0
(1)
"They make everything really easy, only have to go in once to sign the title transfer."

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