Salary Account reviews from Reddit
Summary
We analyzed 314 Reddit reviews across 13 subreddits and 55 posts to rank the best Salary Account brands recommended by redditors, including communities like r/CreditCardsIndia, r/personalfinanceindia, r/dubai, r/Bengaluru, r/UAE. Top-rated brands include HDFC (4.2/5), ICICI (4.2/5), ICICI Bank (4.5/5).
Stats
Reviews314
Subreddits13
Posts55
Brands41
Products64
314 reviews from
and
By Brand
/By Product
#1
HDFC
4.2
(60)
"Hands down HDFC. Haven’t visited a branch in forever."
"If you later plan to have credit cards -> HDFC, Axis, ICICI, Kotak in that order."
"Go for hdfc salary account, depending on your salary (15lpa) you would be offered ragalia gold after 8-12 months."
"HDFC >> ICICI."
"Gives you one of the best service and also really good apps to manage money."
"Go for HDFC bank, its good."
"HDFC is the best in all aspects, including credit card, security etc."
"HDFC all the way. Been using it for 10+ years now."
"HDFC - Go for it. You wont Regret."
"Get HDFC. For 3L per month they should give you a better card."
#2
ICICI
4.2
(52)
"ICICI is the best I think. Their services are also good."
"ICICI for their digital first experience, I haven’t visited branch even once since 2008."
"ICICI for salary account, imo they have the best and quickest tech."
"ICICI the best"
"ICICI bank , best digital net banking and iMobile app."
"I have ICICI salary account since 10 years."
"ICICI tops them all."
"Icici everything you can do online no need to visit branch."
"From my experience, ICICI bank has been the best."
"Go with private banks like icici, axis and hdfc"
#3
ICICI Bank
4.5
(28)
"ICICI provides a higher credit limit for cards."
"Nothing can beat or compare the iMobile app experience."
"If you need the service on finger tips then open ICICI BANK.. Hardly you ever visit the branch for service and wide range of provide they offer on digital banking"
"I have icici wealth account and the service is best for me. Excellent working app and NetBanking."
"Icici is best imho."
"Recommend - ICICI"
"I use 6 bank applications and ICICI is better than all others."
"I would choose ICICI any day. The service is really good, not a single UPI transaction failed unlike SBI/AXIS."
"Banking: ICICI"
"Go with ICICI if you want everything at fingertips(using since 2 years). Other features like loans(any amount anytime) and all are readily available no excuses like hdfc."
#4
HDFC Bank
4.0
(30)
"Then open HDFC and get Regalia Gold!"
"I have been with HDFC since I was 18. It’s been a decade now and they’ve been great to me."
"Yeah i got better credit cards, better customer support from HDFC."
"HDFC is best"
"HDFC Bank is good for salary accounts as they also have a great credit card portfolio."
"Having a salary account with HDFC significantly increases the chances of getting the CC approved"
"My employer suggests HDFC, ICICI. Hence I had to move the account to HDFC"
"Yono app is best but visiting SBI is a huge waste of time."
"Just take hdfc or axis for salary and daily transactions."
"HDFC and ICICI will give you no extra benefit beyond what's already written on policy."
#5
Axis Bank
3.7
(28)
"I'd say Axis bank, dad has been using it since the day he started working and it has been providing best service."
"Go with axis, thank me later.....👌🏻"
"Axis burgundy is good. I have salary 3L+ & my current Salary account is Axis."
"Priority Account, Priority Debit Card, Atlas Credit Card"
"Get a priority account and a axis Airtel cc"
"I use axis burgundy debit card. It has good book my show offers"
"Axis bank would be the 2nd best option after ICICI."
"Just take hdfc or axis for salary and daily transactions."
"Go with HDFC or Axis, you will get overall good relationship"
"Credit cards: HDFC or Axis, ICICI (secondary)"
#6
ADCB
4.6
(14)
"I have had great experience with ADCB."
"ADCB."
"ADCB. Very responsive if you get in trouble."
"ADCB you never will have issue also easy to reach human if needed."
"Please Use ADCB, FAB or Hilal."
"ADCB. Take it from a 14 years banker in UAE here."
"ADCB has been surprisingly trouble free and generally sensible."
"ADCB hands down. Customer service 5/5."
"Been with ADCB for 4 yrs now. Been butter smooth with them so far."
"ADCB or FAB would be my choice."
#7
HSBC
3.9
(16)
"I settled on HSBC. Excellent services and a very good RM. I am a very happy customer."
"HSBC is best because of their 5% cashback debit card which gives benefits on both online and offline spends."
"HSBC is quite good. You get a debit card which gives you unlimited 5% CB."
"HSBC offers unlimited 5% cashback on transaction above INR1000 on its salary account debit card along with many joining benefits"
"Hsbc if salary 3+ month"
"Otherwise, You can check HSBC Premier."
"Go for HSBC. You’ll be eligible for Premier."
"Add hsbc ...as it provides 5% cashback to corporate employees to all uncapped"
"Go for hsbc"
"Pick HSBC, if possible. You get 5% cashback on a ll debit card spends"
#8
IDFC
4.4
(13)
"7 percent interest rate and a very good application."
"IDFC"
"Been using IDFC for 6 years now and I would not even think about anything else. Ticks all the boxes for me."
"IDFC is the best. Been using it as an SB account for over 6 months now. Top notch service, amazing mobile banking and net banking. The best."
"IDFC is the future"
"Major differentiator for me is the monthly interest compounding, zero charges whatsoever."
"IDFC - swiggy one and amazon prime continuous renewing free of cost, on use of 5k in cc bill & 5k normal use on last quarter."
"IDFC is salary below 36L p.a. Axis if above."
"IDFC"
"Idfc is pretty good , no charges"
#9
Axis
3.9
(10)
"Get Axis Burgundy account coz privileges can be extended to family as well."
"Axis priority salary account give 1% cb on paying cc bills. max upto 750."
"If you are into travel, you should get a account in axis to get access to axis atlas."
"Each one of them have been great. Citi was the best actually."
"Axis burgandy"
"I would stick to Axis for Burgundy benefits or else HDFC if there's an assurance of getting infinia."
"I would personally go for axis for rewards otherwise icici for trust."
"Axis burgundy is good. Especially for bms."
"Can try axis for burgundy, service is shit."
"Should I get it in axis burgundy i watch a lot of movies tho."
#10
Salary Account
4.2
(6)
"IDFC. New salary accounts give you prime membership, OTT memberships, Swiggy membership and what not."
"HDFC Salary account gives you free Platinum DC and if you pay credit card bills with it...you will get 1% upto 750/month cashback."
"Switch your salary acc to ICICI or Sbi"
"ICICI or IDFC.. from a long term user that started with a HDFC salary account and closed it last year."
"Hsbc simply for 5 percent cashback on debit card and overdraft facility."
"Kotak is pretty good. They give Debit card also with 2 lounge access per quarter for salary under 1 lakh."
#11
IDFC First Bank
4.6
(5)
"Best bank these days."
"IDFC First Bank for the win"
"Interest of 7.25% over balance of 5L and UI is great plust wealth cards come with decent benefits"
"Idfc first bank"
"IDFC First or ICICI for its digital experience"
#12
IDFC Bank
3.8
(5)
"Not sure why IDFC CS is getting bashed, I have had a great experience with them."
"Idfc. Zero charges for everything, can get complimentary lounge access from debit card and best NetBanking app out there right now."
"IDFC would be the 3rd best opt"
"From the banking POV - HDFC and IDFC are good."
"Else idfc"
#13
Emirates NBD
4.5
(4)
"Honestly go for Emirates NBD, now they have customer support on whatsapp chat as well."
"I do have to say enbd is the best of all the crappy banks we have."
"Ive used NBD for more than 9 years now. Worked out great, sending money home and everything"
"Choose one of the 2 big banks, Emirates NBD or ADCB."
#14
DBS Bank
3.8
(4)
"DBS could be a good option?? ... their treasures program it looks pretty good with a Visa Infinite Debit and Credit Card"
"Dbs got some good functional app Never had the need to reach bank"
"DBS Bank"
"For me every quarter they send Rs 250 gift card."
#15
DBS
4.0
(3)
"DBS is pretty good and underrated."
"DBS- NO NEED TO VISIT BANK"
"DBS, they have some good joining offers."
#16
Standard Chartered
4.0
(3)
"I have been using Stan Char from the last 10+ years and it has the most limitless experience and best customer support."
"I am using Standard Chartered Bank. Its pretty good and there is little to no downtime."
"Standard Chartered and ICICI"
#17
SBI
3.7
(3)
"Corporate salary account."
"SBI"
"Unpopular opinion but i opened my salary account in SBI cuz of the sweep account thing."
#18
Bank
4.5
(2)
"The best bank for you is the one that has a relationship with your employer."
"Depends on the salary you have, There are tiers based on which you get priority banking & platinum/signature cards."
#19
ADIB
4.5
(2)
"Would highly recommend ADIB"
"ADIB smartbanking"
#20
Citibank
4.0
(2)
"I had it in citibank for many years. Never had any issues."
"I miss citibank, the cleanest no nonsense bank for salary."
#21
IndusInd
4.0
(2)
"I would suggest Indusind and get Pioneer account."
"IndusInd bank except that the banks are few and less tie-ups with employers."
#22
Kotak Mahindra Bank
4.0
(2)
"Kotak is preety decent, surprisingly their RM's know a thing or two...Previously had HDFC but as suggested by multiple people RM's are only sales person....Kotak had bee preety satisfying till now....talking about approx 2.5 lpm"
"Kotak and Axis will give some benefit (like premium account offer)"
#23
Infinia
5.0
(1)
"Aim for Infinia"
#24
DIB
5.0
(1)
"I'm pretty happy with DIB."
#25
Kotak
2.5
(2)
"Why not Kotak? You'd get Privy League Black which gives you White Reserve Credit Card."
"Any bank but Kotak. Pathetic service."
#26
HBL
4.0
(1)
"Go for HBL. They're the biggest bank and the most reliable."
#27
Lloyds Bank
4.0
(1)
"Club Lloyd current account, if you pay in £2000 a month you can have one of their lifestyle benefits for free."
#28
Chase Bank
4.0
(1)
"Chase current account, 1% cashback on many things."
#29
Canara Bank
4.0
(1)
"Public Sector Bank! Good Financial Performance."
#30
RBC
4.0
(1)
"RBC offers a similar product as well."
#31
Wio
4.0
(1)
"Try Wio, ruya, liv. All those crazy digital banks they are ok with salary."
#32
Al Hilal Digital
4.0
(1)
"Try Al Hilal Digital. No minimum balance requirements."
#33
Citi
4.0
(1)
"Citi"
#34
YAP
4.0
(1)
"YAP and CBD Digital Banking."
#35
Al Hilal
4.0
(1)
"Al Hilal"
#36
Kotak Mahindra
4.0
(1)
"Kotak Mahindra Bank"
#37
RBL
4.0
(1)
"RBL is also very good.. great app too."
#38
Bank of Baroda
4.0
(1)
"I have bob account from last 9 years , 4 years being salary account, it has been good , no complaints so far"
#39
CBD
3.0
(1)
"As of now I think CBD (thought not sure how good the bank is) also you will need to get a credit card from them"
#40
Federal Bank
3.0
(1)
"Is federal bank with Jupiter a good option?"
#41
Punjab National Bank
3.0
(1)
"Punjab National Bank"
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