Best travel credit card on Reddit

253 reviews from r/CreditCards, r/PersonalFinanceCanada, r/TravelHacks and 7 more subreddits

253 reviews from

and

By Brand

By Product

Capital One

4.5

(47)

"The Venture X seems like a great choice given your situation."

"I’d look at Cap1 venture x. You’ll get all the premium card benefits , and the benefits like travel credit and annual 10k points outweigh the AF easily."

"Venture X also allows 2 companions to enter lounges for no additional fee."

"Please get the Venture X. The card pays for itself every year."

"Venture X man. Best travel card hands down."

"If you fully value the travel portal credit then the Venture X is hard to beat."

"Maaannn…. I’m vouching for the venture X HARD. The lounge in DFW is 🔥🔥🔥."

"Venture X"

"I like my cap1 venture X"

"I would lean towards Capital One because VentureX has great perks like airport."

Chase

4.5

(44)

"Go for the Chase Sapphire Preferred. Once approved, you can refer your spouse for the same card and you both get a combined 130k bonus points."

"There are 3 cards everyone considers to be the top 3 for travel they are Chase Sapphire Reserve, Capital One VentureX, and American Express Platinum."

"Chase Sapphire Reserve. Done."

"The CSP is in my opinion the best combo of low AF with great travel benefits."

"Chase Sapphire Reserve."

"If you want to fly with lounge access, go for the Chase Sapphire Reserve."

"# Chase Sapphire Preferred® Card."

"Consider the Chase Sapphire Preferred for international travel rewards."

"If you were to care about lounges then the reserve would be your choice."

"Chase Sapphire Preferred. The higher tier cards are great for high spenders and frequent travelers."

American Express

4.5

(20)

"If you qualify for the Amex Plat sub, it's always worth it the first year and possibly even the second."

"You can get the Amex Cobalt since it’s the best card for accumulating travel rewards."

"Amex Platium has the highest multiplier for flights booked directly with airlines."

"I’d say go for the AMEX Centurion since the AF is of no concern"

"If you are looking for point generation for regular spend it's the Amex Cobalt."

"American express platina(platinum?) and get priority pass for free. Thats the card you want!"

"+1 for AMEX Cobalt."

"If you care lots about airport lounges and not paying FX fees, consider the Scotiabank Passport Visa Infinite card instead."

"Yup. As a fellow AD member, cant recommend enough to get both the Amex Platinum as well as the Chase Sapphire Reserve."

"The best welcome bonuses right now are by far Amex business gold and Amex business edge, both at all time high welcome bonuses."

Wells Fargo

4.2

(16)

"Wells Fargo Autograph is a much better card because the multipliers are very good and you can redeem for 1 cpp cash or use transfer partners."

"The Wells Fargo Autograph Visa is the best no annual fee travel card out there currently."

"Wells Fargo Autograph for truly free."

"And the Wells Fargo Autograph for 3% on Travel, Transit, Gas, and Phone Plans."

"This card has 3x several categories - TV streaming/internet, phone (provides cell phone insurance too), gas/EV, dining and travel."

"The WF Autograph does 3% Dining/Gas/Travel/Transit"

"I would consider the Wells Fargo Autograph Journey as well. No portals required, 4x on flights."

"I recently got the Wells Fargo Autograph Journey Visa."

"The closest thing I know of is the Wells Fargo Autograph, a no AF card that gives 3x on travel."

"The WF Autograph is arguably one of the best no AF travel cards on the market."

BILT

4.2

(12)

"You should start with the BILT card. They can send checks to your landlord at no charge and you'll get points for rent."

"If you rent, get bilt."

"Have you considered the Bilt card? * no annual fee * earn points on rent (1x per $1) with no fee."

"Focus on Sign-up bonuses and cashback. Cards like BILT for rent, WF Autograph for Gas/Travel."

"I agree with others the Bilt card is a good option, since it'll be easy enough to get."

"BILT and Amex gold"

"If you rent: Bilt."

"Bilt or Amex Plat (flights) / Green (hotels)."

"If you’re willing to pay and upfront AF but get recouped through credits and bonuses, the venture X."

"My setup is: Bilt Mastercard — rent, renters insurance, some dining/bars."

U.S. Bank

4.2

(11)

"USB AR, easily the best travel card for a average traveler."

"The best travel card I've found is the U.S. Bank Altitude Reserve"

"If you just want priority pass twice a year just go get a U.S. Bank Altitude Connect Visa Signature."

"Look at the US Bank Altitude Connect. 4% on Travel, 4% on gas, and gives you 4 times access to Priority Pass Lounges."

"U.S. Bank Altitude Connect will become a $0 card starting September 9, 2024."

"Take a look at the US Bank Altitude Connect."

"A good card to look into is the us bank altitude reserve."

"US Bank Altitude Reserve. $325 travel/dining credit, 3x points on travel and mobile pay."

"Try US Bank Altitude Connect for no annual fee for 3.2% back on travel."

"The updated $0AF US Bank Altitude Connect OR WF Autograph."

Scotiabank

4.2

(10)

"The only decent travel credit card in Canada is the Scotiabank Passport Visa Infinite Card."

"I think overall, the Scotiabank Passport Visa infinite Privilege is the best travel card out there."

"Great since it has no foreign transaction fee (usually 2.5%)"

"The Scotia Amex Gold is a good option if you travel to the US and the Scotia Passport Visa for international travel."

"The Scotiabank Amex Platinum or Passport Visa would work great for no-FX and points."

"I tried Scotia passport. It is a good card, but it has annual fees."

"The only options are the Scotia Passport Visa."

"But Scotiabank Passport or Cobalt."

"Scotiabank AMEX Gold or Scotiabank Passport Infinite."

"The Scotia Amex gold is no Forex but you get scene points."

Citi

4.0

(10)

"The Citi AAdvantage Platinum Select card ($99), gives early boarding and free checked bags."

"Citi/AAdvantage Exec card to maximize points earnings for AA/OneWorld flights."

"Citi TYP captures a decent amount of East Asian airlines, and their earnings rate is higher with a lower AF than Amex."

"With Citi you'll want Strata Premier and Double Cash."

"Citi is launching a new Ultima Card."

"Citi Stratta Premier, $95 AF - will boost custom cash if you want to use points to book your flights."

"Since you Custom Cash you can look at Citi Strata Premier and Double Cash."

"I would recommend looking into Citi strata premier!"

"2x everything card will be your best friend."

"Citi AAdvantage cards for example, their free card's SUB is 15k miles."

Amex

4.8

(8)

"Amex platinum or colbalt"

"I travel internationally often enough to make the benefits of AmEx Platinum worth the cost."

"I got a Amex platinum special offer waving first annual fee and 175,000 points after spending 8k in 6 months."

"Amex is for booking flights and hotels on their portal for 5x back."

"Go with amex platinum travel."

"Amex Platinum, Amex Gold, Amex Delta Gold, Amex Hilton Honors Aspire."

"Amex GOLD."

"I consider my Amex Gold to be virtually AF free because I order takeout pretty often."

#10

US Bank

4.5

(8)

"How about the US bank altitude connect (for high travel % returns, travel insurances. free global entry and 4 lounge passes per year), or WF autograph (3x in 6 categories with transfer partners)?"

"One option here is the Altitude Connect which gives 4% cashback on travel."

"US bank alt connect, 4% cash back travel uncapped."

"The best travel card I've found is the U.S. Bank Altitude Reserve."

"A card just for travel: US bank altitude connect. $0 annual fee. 4 lounge passes, free pre check or $100 off global entry."

"US bank altitude connect"

"It's a legit travel card with no annual fee. Gives 4x back on travel and gas, 2x on groceries and dining."

"You should consider the US Bank Altitude Connect - 4x on travel and gas."

#11

Home Trust Visa

4.0

(5)

"Home trust visa. Not many perks but no FX and no annual fee."

"The answer is to get a Home Trust Visa."

"Hometrust visa credit card, it doesn’t have any annual fee and also, doesn’t charge a foreign fee."

"Home Trust Visa has no FX Serv charge and provides cash back."

"Home trust visa, wealthsimple cash card (it's like a prepaid card)."

#12

Wealthsimple

4.3

(4)

"Wealthsimple and EQ Bank prepaid cards are the best deal in Canada for travellers by far."

"If all you're looking for is a 0 FX card, then the Wealthsimple Cash Card would suit your needs."

"Honestly I know this isn't a credit card but at the moment I use the wealth simple cash card for all international travel."

"Wealthsimple cash card."

#13

Bank of America

3.8

(4)

"I like the bofa travel card simply for the 1.5% and SUB with no foreign transaction fees... Simple no brainer while overseas!"

"I would say the Bank of America Travel Rewards Credit Card."

"Bank of America travel rewards which also has no FTF but only gives 1.5% for everything - no special categories."

"For travel: The main thing here is that it's important what you want to redeem."

#14

TD

4.0

3.5

4.0

(1)

"If free checked bags matter to you, then probably AAdvantage Aviator."

#57

CIBC

4.0

(1)

"Cibc aventura infinitie free lounge visits, good renewal by points."

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