Best travel insurance on Reddit
225 reviews from r/TravelHacks, r/phtravel, r/FATTravel and 58 more subreddits
225 reviews from
and
By Brand
/By Product
#1
Allianz
4.5
(29)
"Allianz has been fantastic. I get an annual policy for $280."
"I’d recommend looking into World Nomads or Allianz as they offer good coverage for medical and travel-related issues."
"I travel frequently and use Allianz on every international trip."
"We got a full refund even on our non-refundable travel reservations from Allianz."
"Allianz ftw"
"Travel medical insurance is essential; I purchased Allianz for a trip and it was affordable."
"I always get it."
"I had a very positive experience with Allianz after breaking my shoulder in the Dominican Republic."
"Able to cancel flights and hotel online and received an immediate refund for insurance."
"Allianz has some great travel insurance options with different levels of coverage and excellent trip cancellation coverage."
#2
SafetyWing
4.7
(19)
"We’ve been using SafetyWing happily for 3+ years."
"SafetyWing is one of the cheaper options out there and also in my experience one of the best."
"SafetyWing can provide you the insurance certification you need."
"They're cheap, have great customer service, and have always re-imbursed me quickly."
"They don't need to know your itinerary outside of your starting country."
"They're best for people with messy 'home country' statuses."
"Check out SafetyWing for family travel. They have plans for longer trips and include medical coverage and travel delays."
"Specifically designed for people doing long term trips"
"Designed for digital nomads and people travelling for longer periods of time"
"They offer complete flexibility in terms of your itinerary"
#3
World Nomads
4.6
(18)
"I’d recommend looking into World Nomads or Allianz as they offer good coverage for medical and travel-related issues."
"Try World Nomads"
"I've been using them for years and hospitalised 3 times throughout south east Asia."
"I use worldnomads. I got bit by a dog in Cambodia and had to get some rabies shots once I returned to Thailand. They covered everything."
"I use World Nomads and they’ve been great!"
"I used World Nomads for my Galapagos trip."
"I’ve been using World Nomads for over a decade."
"They paid it back pretty quickly and didn't make me run through many hoops."
"For active vacations, we used World Nomads."
"World Nomads?"
#4
Travel Insurance
5.0
(10)
"I am so happy I had it and definitely recommend it just for this feature alone."
"Insurance would cover you in case of bad weather or accidents."
"I have traveled out of the country three times and always made sure to purchase travel insurance."
"Travel insurance is essential for covering significant delays, lost luggage, and medical emergencies."
"Travel insurance is affordable and essential for both international and local trips."
"Travel Insurance provides peace of mind and covers unexpected medical expenses."
"The travel insurance proved its value during the pandemic, covering significant costs due to flight changes and delays."
"Don't travel without one. Ang mahal ng hospitals sa Japan."
"Choosing travel insurance for a safari is essential, especially with a 'cancel for any reason' clause."
"They don't charge any extra and the prices/coverage is good."
#5
Hop Travel Assist
4.4
(11)
"Check out Hop travel assist, been using it for a few years now"
"They do cover these."
"Try to check Hop travel assist, been using this for a few years."
"Check hop travel assist, that's my travel insurance last year they do cover preexisting conditions."
"They cover non- US citizen. You can find some cheap options from them."
"Check out Hop travel assist, been suing it for a few years now."
"Comprehensive coverage that includes seniors with pre-existing conditions."
"I got insurance from hop travel assist for my short term visit, you should check it to see if that works for you."
"Try checking out hop travel assist, been using them for a years now."
"We used hop travel assist, I've been using this for few years."
#6
AXA
4.1
(8)
"You should always get travel insurance when traveling out of the country. Better be safe than sorry."
"I just got AXA travel insurance for a trip from Thailand to Laos."
"You can go directly to the Thai AXA website here and order travel insurance online."
"Any provider is fine. Companies like AXA sell specific packages designed to be exactly the required amount."
"Mabilis sumagot yung customer service nila for inquiries saka ok naman coverage :)"
"Convenient and straightforward to book on their website."
"Consider AXA Travel Insurance as cheaper than that. Always get one."
"Axa."
#7
InsureMyTrip
4.7
(6)
"Best place to start."
"InsureMyTrip is excellent for finding the right policy."
"Highly recommend insuremytrip.com"
"I use insuremytrip to search for the best options."
"Insuremytrip is a good place to start."
"Heck out squaremouth or insuremytrip"
#8
Travelex
4.5
(6)
"Using Travelex insurance for our safari trip - would definitely recommend for something so far in advance and so expensive."
"I would def do it for safari and travelex is the best imho."
"I insure trips when there are lots of moving parts rather than based on overall cost. I would do it for safari."
"For a one-month trip, Travelex offers comprehensive coverage, including medical expenses and trip interruptions."
"Consider buying additional insurance that covers health care and emergency evacuation. Travelex is primary insurance policy were majority is secondary."
"Insured with Travelex - would definitely say it’s worth it for peace of mind."
#9
Faye
4.5
(6)
"Big fan of Faye for stuff like this-- it can be basically as comprehensive as you like."
"Check out Faye!"
"Faye travel insurance can be purchased up until the day you leave. Heard great things about their customer service."
"Check out Faye, it might fit your needs."
"Faye or Arch Roamright"
"For more expensive trips, I may take out a secondary through Faye."
#10
Genki
4.2
(5)
"Hi, you can check out Genki! They offer health insurance designed for digital nomads and expats."
"I used Genki - was advised by a friend as it is one of the only insurance groups that cover motorbike accidents."
"Genki offer US cover but there are some time limitations."
"Genki - bought it at the airport on my phone while waiting to board the plane."
"Covers travel to 'do not travel' countries and regions."
#11
Trip Insurance Store
5.0
(4)
"Tripinsurancestore.com - ask for Steve."
"They provide multiple options based on your needs and have knowledgeable customer service."
"They explain insurance in laymen’s terms."
"You get to talk to a live person and they explain things really well."
#12
DAN
4.8
(4)
"You’re participating in an extreme sport, and traditional insurance companies often don’t have anyone on their underwriting staff."
"I pay something like $50/year for DAN insurance and it covers all of that and then some."
"I use Divers Action Network (DAN) for my travel extraction insurance."
"DAN silver will cover non diving medical emergencies as well as medical, but not things like stolen property."
#13
Pacific Cross
4.3
(4)
"Travel insurance is affordable and essential, especially after the pandemic."
"Try pacific cross"
"Used by my parents, it's a good alternative."
"Pacific Cross is another option I consider for short term travel insurance."
#14
INF
5.0
(3)
"Check out INF plans"
"Look for INF plans if you want medical coverage, it was good."
"Have you looked at this one? [https://infplans.com/](https://infplans.com/)"
#15
GCash
4.7
(3)
"Travel insurance via GCash is convenient and provides peace of mind."
"Travel insurance provides peace of mind for families, especially when traveling with children."
"Maraming murang options for travel insurance. I usually get yung sa Gcash kasi madali."
#16
Chubb
4.7
(3)
"Definitely a good idea to get the insurance."
"They have insanely good travel insurance that covers literally any conceivable reason a trip could be cancelled."
"I checked out Chubb's travel insurance myself, and their annual policy is reasonably priced."
#17
Malayan
4.3
(3)
"I switched to Malayan after a price increase from Pacific Cross and I'm very satisfied!"
"I always get from Malayan"
"Cheapest si Malayan based on experience."
#18
Squaremouth
4.3
(3)
"Squaremouth.com is a great resource for comparing travel insurance options."
"[SquareMouth.Com] seems to do a decent job comparing travel insurances."
"Squaremouth lets you compare many travel insurances and tailor your insurance plan."
#19
INF Insurance
4.3
(3)
"They can cover up to 99 years old."
"Most recommended in one of Indian groups on facebook."
"I bought travel insurance here for my husband, he used INF insurance."
#20
Swisscare
4.3
(3)
"Mahusay sila"
"Reputable & can be trusted."
"Swiss care is very good."
#21
GeoBlue
5.0
(2)
"I’ve used GeoBlue in the past and found it excellent. It was inexpensive, and when I had to pay out of pocket for a doctor abroad, they reimbursed the full amount quickly."
"The process of filing a claim was seamless and everything was submitted on their app."
#22
Klook
5.0
(2)
"The cheapest travel insurance based on my research is from Klook. Just buy from there para may safety net ka."
"Klook offers convenient options for travel insurance."
#23
Groupama
4.5
(2)
"Check out if your current bank has a 'Premium' account that includes travel insurance."
"You can take a look on Groupama and ACS insurance which they offer affordable options."
#24
Insurance
4.5
(2)
"Travel insurance is essential for peace of mind during trips."
"Travel insurance is often unnecessary for young, healthy individuals with good emergency funds."
#25
Chase Sapphire Reserve
4.5
(2)
"We typically use Chase Sapphire Reserve which has more protections."
"Has some solid insurance."
#26
Seven Corners
4.5
(2)
"I’ve used seven corners travel insurance. They got me out of a bind when I was in Thailand."
"If you want just medical coverage enter 0 for the trip cost."
#27
Credit Card
4.5
(2)
"Offers free travel insurance which is a great benefit."
"Having travel insurance is essential during these times."
#28
1Cover
4.5
(2)
"1Cover is good, paid out real quick"
"I have used 1cover, SCTI, and Allianz. Had claims with the first two. SCTI had the quickest claim process."
#29
Global Rescue
4.5
(2)
"I use https://www.globalrescue.com/ $350ish bucks a year and they will fly you back to a hospital in your home country...."
"Can fit the necessary requirements."
#30
AIG Travel Guard
4.0
(2)
"Has been a great company for my family for travel insurance."
"I believe they put me with AIG Travel Guard, I never made any claims though, but I know they are recommended by travel agents."
#31
Fidelity
4.0
(2)
"Fidelity, Cumberland, Arope."
"Did u try a lebanese insurance company? Fidelity or SNA or Bankers."
#32
Nationwide
4.0
(2)
"We also like NationWide insurance."
"The insurance paid up front, relieving stress about treatment costs."
#33
AIG
3.5
(2)
"AIG is great."
"I have no idea about its claim processing."
#34
Global Private Medical Insurance
5.0
(1)
"Get global Private medical insurance instead of travel insurance."
#35
Cover-More
5.0
(1)
"High end easiest to get in touch with b"
#36
Revolut
5.0
(1)
"They are awesome!"
#37
INF Insurance Plan
5.0
(1)
"We have INF insurance plan - husband just used it for Schengen visa."
#38
Trawick
5.0
(1)
"I’ve used insuremytrip.com several times."
#39
NHS
5.0
(1)
"Applying for a free UK GHIC card is a great addition to travel insurance."
#40
Patriot
5.0
(1)
"The plans receive a TrustPilot rating of 4.5/5 from over 11,000 reviews indicating great customer satisfaction."
#41
American Express
5.0
(1)
"AmEx travel insurance allows for 100% coverage for trip cancellation and offers flexible coverage options."
#42
Hop Travel
5.0
(1)
"I’ve always used hop travel assist insurance and it has been great!"
#43
Chase
5.0
(1)
"Chase Sapphire Reserve provided excellent coverage for our home rental when we couldn't make the trip due to an emergency."
#44
Visa
5.0
(1)
"The Sapphire visa has good coverage for cancelled flights and medical."
#45
AMEX
5.0
(1)
"The AMEX platinum card provides excellent evacuation coverage."
#46
Singita
5.0
(1)
"The Singita lodge is fantastic - our favorite place we’ve stayed in Africa."
#47
Big Cat
5.0
(1)
"They were great and easy to get a hold of."
#48
Major Health Provider
5.0
(1)
"The health coverage provided excellent services including emergency calls and translation."
#49
Travel Assist
5.0
(1)
"My wife just used it for Schengen visa and it worked perfectly."
#50
Travel Medical Insurance
5.0
(1)
"I only buy travel medical insurance for 2.50 a day."
#51
Pacific Blue Cross
5.0
(1)
"It was the best I could find."
#52
Kiwibank
5.0
(1)
"Kiwibank provides all the cover I need."
#53
AIG TravelGuard
5.0
(1)
"Definitely a good idea to get the insurance."
#54
Holiday Safe
5.0
(1)
"I usually use holiday safe and it works great!"
#55
World Nomad
5.0
(1)
"We use World Nomad.... never had an issue"
#56
VHI
4.0
(1)
"I have VHI multitrip that covers you recreational diving to 30m."
#57
Vhi
4.0
(1)
"Vhi multi trip"
#58
AA
4.0
(1)
"I’ve used an annual policy from AA."
#59
Tokio Marine
4.0
(1)
"Tokio Marine, AIG (though they are stopping this product), GIG, Sukoon etc."
#60
AquaMed
4.0
(1)
"I‘m with AquaMed. :)"
#61
Good to Go
4.0
(1)
"Good to go are the company and I use."
#62
Desjardins Odyssey World Elite
4.0
(1)
"The Desjardins Odyssey World Elite covers mom and baby born during the trip."
#63
Assist Card
4.0
(1)
"Assist Card lets you buy (in Colombia) for a portion of your trip."
#64
Budget Direct
4.0
(1)
"Cheapest fairly high quality coverage just make sure you have receipts for anything you claiming."
#65
Triathlon Australia
4.0
(1)
"They’ll normally include race licenses as part of your membership"
#66
Malayan Insurance
4.0
(1)
"Best next option is Malayan Insurance."
#67
Cover Me
4.0
(1)
"I’ve used cover me and got an annual plan since I travel frequently."
#68
Amex Platinum
4.0
(1)
"Honestly I just rely on my Amex Platinum for any coverage."
#69
Generali
4.0
(1)
"I like Generali, but there are several reputable companies out there."
#70
Coverwise
4.0
(1)
"I went with coverwise annual plan, hopefully that works :)"
#71
Amex
4.0
(1)
"Amex has a great policy that’s not too expensive."
#72
Travel Insured
4.0
(1)
"We're using Travel Insured for our trip."
#73
Genki Explorer
4.0
(1)
"You can check out Genki Explorer for travel health insurance!"
#74
CBA
4.0
(1)
"CBA travel insurance has the best ski coverage I have found."
#75
Axa
4.0
(1)
"Quite good and cheap"
#76
Divemaster
3.0
(1)
"I know Divemaster insurance do a combined diving/travel package."
#77
Australia Post
3.0
(1)
"Mid range slightly better protection on personal items"
#78
OONA
3.0
(1)
"They are legit and reliable insurance company."
#79
IMG Global
3.0
(1)
"I use IMG Global. They seem to have pretty good reviews overall."
#81
Atlas
2.0
(1)
"I've heard also lots of horror stories with Atlas from my colleagues."
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