Upi App reviews from Reddit
Summary
We analyzed 191 Reddit reviews across 10 subreddits and 22 posts to rank the best Upi App brands recommended by redditors, including communities like r/CreditCardsIndia, r/IndiaTech, r/personalfinanceindia, r/TamilNadu, r/delhi. Top-rated brands include Google Pay (4.0/5), SuperMoney (4.0/5), PhonePe (4.2/5).
Stats
Reviews191
Subreddits10
Posts22
Brands30
Products0
191 reviews from
and
By Brand
/By Product
#1
Google Pay
4.0
(23)
"It’s just simple and easy to use. The UI is clean, and I don’t feel overwhelmed by too many options."
"I have been using gpay for a long time now and made almost 1000rs as cashback"
"GPay has the simplest UI of all apps imo"
"If you want a reliable app, by reliable I mean works well in low speed networks then hands down Gpay"
"I'm tried nearly all UPI apps and only trust these apps, BHIM, PhonePe, Gpay and Samsung Pay."
"Gpay gives a decent cashback on merchant payments, bills and recharges and shopping as well every once in a while."
"For faster and reliable payment gpay"
"Gpay - fast & simple"
"GPay"
"Gpay is best."
#2
SuperMoney
4.0
(21)
"They give cashback on every transaction, it might be very little but after a certain time you will see 100s in cashback to redeem when you are in need."
"Recommended : Bhim, Super money, Kiwi (only for rs.50+ trxn) , all apps accepts Rupay Credit as well. cashback guaranteed in these apps."
"To start with, SuperMoney, Cred, Navi, Jupiter, Amazon Pay, GPay, PhonePe and so on"
"Super.Money - for small cashbacks on every transaction"
"Download super.money because it gives you consistent cashback and in my opinion better than any other app."
"Backups gpay phonepe, bhim supermoney apay mains, cred and other seldom use for better cb opportunities"
"If you want good UI experience then as people are saying BHIM and super money are nice."
"Super.money , not better than it."
"1. < 25 rs : Supermoney"
"For Merchants I found Supermoney more useful."
#3
PhonePe
4.2
(18)
"PhonePe without a shadow of doubt! Super fast and reliable"
"PhonePe FTW been using it since idk how long, it's part of my life now."
"Nothing can beat PhonePe. it's simple and fast."
"I find phonepe to be best because it seems to work on low internet connection as well."
"To start with, SuperMoney, Cred, Navi, Jupiter, Amazon Pay, GPay, PhonePe and so on"
"Found PP much reliable. Faced money stuck issues with gpay. Plus like the new PP UI"
"Backups gpay phonepe, bhim supermoney apay mains, cred and other seldom use for better cb opportunities"
"I'm tried nearly all UPI apps and only trust these apps, BHIM, PhonePe, Gpay and Samsung Pay."
"PhonePe has a widget on lock screen for scan and pay. So I use it a lot."
"For recharge go with phonepay"
#4
Kiwi
4.0
(17)
"Best is kiwi , by comparing this is the only one app which gives flat 2 percent on upi usi kiwi yes bank card and on reaching milestone it is converted to 5 percent cashback , so 5 percent on UPI is best in the market....."
"They give cashback on every transaction, it might be very little but after a certain time you will see 100s in cashback to redeem when you are in need."
"Recommended : Bhim, Super money, Kiwi (only for rs.50+ trxn) , all apps accepts Rupay Credit as well. cashback guaranteed in these apps."
"If you are going for any rupay CC: Go for kiwi UPI"
"Kiwi"
"I use kiwi + yesbank cc"
"I have been using its UPI since it was launched. Last year i got the Yes Bank kiwi card, because I was not eligible for the axis variant. No issues so far"
"3. 50-100 : Kiwi (mode as per offer)"
"Kiwi, the sleekest and no nonsense upi app I ever used"
"I’ve been using Kiwi lately. Decent cash-backs and clean interface."
#5
Bhim
3.6
(18)
"Recommended : Bhim, Super money, Kiwi (only for rs.50+ trxn) , all apps accepts Rupay Credit as well. cashback guaranteed in these apps."
"India’s own BHIM"
"BHIM UPI is best. No unnecessary loan offering. No annoying ads. Recently they have started giving cashbacks too."
"Backups gpay phonepe, bhim supermoney apay mains, cred and other seldom use for better cb opportunities"
"BHIM and Gpay."
"If you want good UI experience then as people are saying BHIM and super money are nice."
"I'm tried nearly all UPI apps and only trust these apps, BHIM, PhonePe, Gpay and Samsung Pay."
"Choose between 1. BHIM 2. Supermoney"
"I most use BHIM - not sure if it’s the best but it’s just no frills for me"
"If you only want to use UPI then BHIM or PhonePe is good."
#6
Samsung Pay
4.1
(10)
"Best is Samsung pay if not then paytm there is no other apps which are close to this, i have bnot faced a single payment failure till now"
"I'm tried nearly all UPI apps and only trust these apps, BHIM, PhonePe, Gpay and Samsung Pay."
"If you have Samsung phone and want good GUI then use Samsung Wallet. It will provide you cash rewards occasionally."
"Samsung pay"
"Only use samsung pay currently and bank app, and paytm."
"Samsung pay if you have a galaxy device. No ad at all."
"Samsung pay for promotional offers"
"Samsung wallet if you have a Samsung phone. No ads, no message, works fine pretty much every time."
"Samsung pay is the way"
"Samsung pay FTW"
#7
Cred
3.8
(10)
"To start with, SuperMoney, Cred, Navi, Jupiter, Amazon Pay, GPay, PhonePe and so on"
"Cred"
"I like cred"
"Backups gpay phonepe, bhim supermoney apay mains, cred and other seldom use for better cb opportunities"
"If you want an app that might give you cashback, then cred or kiwi"
"Credit card bill payment cred"
"For rewards - Cred, Navi, Super Money, all are similar"
"I am surprised not many people are saying Cred, slick UI and it has this really nifty iPhone home screen shortcut that directly triggers the scanner."
"I've used probably all well-known UPI apps, excluding Cred, as I don't use credit cards that much."
"Cred."
#8
Amazon Pay
3.7
(10)
"To start with, SuperMoney, Cred, Navi, Jupiter, Amazon Pay, GPay, PhonePe and so on"
"Amazon Pay in India offers the best cashback and rewards"
"For cashback purposes use Amazon UPI, SuperMoney app."
"Amazon pay ftw"
"Even Amazon UPI is also good."
"I use Amazon Pay. Gives cashback every month."
"I have switched to Amazon pay UPI cause I still get better cashback offer on spending on day to day expenses."
"Amazon pay . Kinda sluggish but yeah you will get cashback as its new"
"Try Amazon pay bro. If you have Samsung, try Samsung pay.. both are good"
"Amazon Pay (APay)"
#9
Mobikwik
3.8
(9)
"So I recommend download mobikwik as well. Right now they are givent upto 5% cashback on upi."
"Mobikwik and Supermoney for cashbacks on UPI transfers"
"Mobikwik does seem better and cleaner"
"Mobikwik also now has guaranteed cashback on every upi transaction"
"Pocket UPI from mobikwik is quite good, using that for a long time."
"Using mobikwik these days, offers are very enticing"
"I would recommend mobikwik it keeps giving cashbacks ig more than kiwi and mobikwik has really improved its interface."
"Received decent cashbacks a couple of times. For UPI I use phonepe but will try it if there's good cashback."
"MobiKwik - It got revamped and has become a fast app with nice UI but promo popups are irritating."
#10
Slice
4.0
(8)
"Using slice upi. Got more than 1200 cashback since march 24"
"Slice is nice, I like for the clean and straightforward design. Works like a wallet though, but one gets a proper UPI id and stuff."
"Slice is also good. With cashback"
"Slice is pretty decent so far. Been using it for over 2 months now and pretty satisfied with the cashbacks."
"I am using Slice and Navi, rarely super.money. Slice gives 5 fire games for 5 different transactions each day, if you clear the game, each game gives cashback."
"Slice"
"Its slice for me, simple UI no extra ad banners, no bs ads no coupons scratches"
"Agar chillad kama chahte ho toh SLICE APP use karo"
#11
Paytm
3.6
(8)
"Paytm working good then others."
"Best is Samsung pay if not then paytm there is no other apps which are close to this"
"Out of the 3 famous ones I've used, i find paytm to be the fastest may be by a fraction of a second."
"Paytm has a wigdet scanner for quick pay in iphone."
"Paytm for UPI payments because they have this feature showing if Rupay CC will be accepted by a merchant or not, as soon as you scan the QR code."
"Paytm has worked for me"
"I use paytm. Haven't used pp much. Pp to me has no cashbacks. Barely get anything."
"Paytm, it is bad not, the UI is very heavy"
#13
Fampay
4.2
(5)
"Fampay hi hai bhai 25 minutes your set up should be done.."
"Try fampay."
"Sabse zyada features fampay par hi available hain."
"Definitely Fampay, been using for a year now but it doesn't support payments to mobile numbers."
"Fampay frfrfr"
#14
PayZapp
3.8
(5)
"Payzapp if you have at least 1 HDFC product. Samsung Pay if you have a Samsung phone. Supermoney by Flipkart - I use it because it's crazy fast."
"Payzapp if you have at least 1 HDFC product. Samsung Pay if you have a Samsung phone. Supermoney by Flipkart - I use it because it's crazy fast."
"Seriously payzapp is quite good, is able to fetch credit card bills automatically, decent cashback and integration with smartbuy gives rewards on almost everything"
"Use payzapp"
"Payzapp for bill payments."
#15
Tata Neu
3.8
(4)
"If the reward is tied to the app then that app. Ex. Tata Neu UPI."
"Tata Neu app with Tata Neu Infiniti Rupay Card gives 1.5% cashback"
"Tata neu seems to be good, neu coins are rewarded for every upi purchase"
"I use Tata Neu app for 1.5% cashback on UPI but app is super slow sometimes feel it gets stuck after entering amount, although never failed any payment so far, just slow app is the issue"
#16
Popclub
4.0
(2)
"They give cashback on every transaction, it might be very little but after a certain time you will see 100s in cashback to redeem when you are in need."
"2. 25-49 : Pop UPI"
#17
Omnicard
4.0
(2)
"Use omnicard"
"Omnicard, as it's muchhhh better"
#18
Kotak 811
4.0
(2)
"Kotaks new kotak811 upi app onli for kotak users though has very good cashback"
"Using kotak 811 app since many days and I got some cashback for every 5 transactions i made."
#19
Airtel
4.0
(1)
"Airtel upi has some good offers btw"
#20
SBI Yono
4.0
(1)
"I have a sbi account and i use yono for upi"
#21
WhatsApp Pay
4.0
(1)
"Use WhatsApp UPI, sleek, gets the job done. No BS and bloat."
#22
Jupiter
4.0
(1)
"To start with, SuperMoney, Cred, Navi, Jupiter, Amazon Pay, GPay, PhonePe and so on"
#23
Unnamed App
4.0
(1)
"Payment is pretty quick(unlike trashy gpay) sometimes the payment thorough other apps dont show up but still considering the cashback its a pretty good app."
#24
Bank Native UPI App
4.0
(1)
"It's safer to use your bank's native UPI app instead."
#25
Kotak
4.0
(1)
"I have another account in kotak and i use kotak app for the upi."
#26
Yes Pay
4.0
(1)
"Yespay.. very clean and simple. Works with any bank app"
#27
ICICI iMobile
4.0
(1)
"Your bank's App. I use ICICI iMobile, works great."
#28
Kredit.pe
4.0
(1)
"Kredit.pe - It's a new UPI app with clean and simple UI. It's also fast and smooth."
#29
APay
3.0
(1)
"Backups gpay phonepe, bhim supermoney apay mains, cred and other seldom use for better cb opportunities"
#30
Freecharge
3.0
(1)
"Freecharge - it's also good app."
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