r/CanadaPersonalFinance is a subreddit with 34k members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses advice, tax, investment, credit, and wealth.
Welcome to r/CanadaPersonalFinance, your community-driven hub for Canadian financial advice. Intended to work alongside PFC but without banning topics. Covering everything from budgeting and tax tips to investing and debt management, this space aims to help you navigate your financial journey. Enjoy!
Popular Themes in r/CanadaPersonalFinance
#1
Advice Requests
: "What's a single best advice you've ever heard about investing?"
21 posts
#2
Money Talk
: "RRSP for down payment"
2 posts
#3
Solution Requests
: "Most optimized cheap phone plan combo I’ve found, any better suggestions?"
1 post
#4
Pain & Anger
: "Buying my same condo today due to lower prices would result in 1250 a month lower cost.. this is life changing money. I’m kicking myself.."
1 post
#5
Ideas
: "30 yr old with $200k. Leaving Vancouver to travel for 3 years. What would you do?"
1 post
#6
Self-Promotion
: "I built a free 'Finance Simulator' for Canadians"
1 post
Popular Topics in r/CanadaPersonalFinance
#1
Advice
: "Any Advice is welcome"
6 posts
#2
Tax
: "Capital gains Tax"
3 posts
#3
Investment
: "$50k in RRSP available. Looking for advise on how to invest this amount. I have wealth simple account , cibc investor’s edge account available which i can utilize to invest."
3 posts
#4
Credit
: "Advise on $50k Credit card debt"
2 posts
#5
Wealth
: "$50k in RRSP available. Looking for advise on how to invest this amount. I have Wealth simple account , cibc investor’s edge account available which i can utilize to invest."
2 posts
#6
Invest
: "$50k in RRSP available. Looking for advise on how to Invest this amount. I have wealth simple account , cibc Investor’s edge account available which i can utilize to Invest."
2 posts
#7
Salary
2 posts
#8
Credit Card
1 post
#9
Struggling
1 post
#10
Budget System
1 post
Member Growth in r/CanadaPersonalFinance
Yearly
+33k members(3280.0%)
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Last updated: September 5, 2026