r/CanadaPersonalFinance is a subreddit with 31k members. The most common kinds of discussions are advice requests and pain & anger, and the community frequently discusses cash, wealthsimple, home, car, and drowning.
Welcome to r/CanadaPersonalFinance, your community-driven hub for Canadian financial advice. Intended to work alongside PFC but without banning topics. Covering everything from budgeting and tax tips to investing and debt management, this space aims to help you navigate your financial journey. Enjoy!
Popular Themes in r/CanadaPersonalFinance
#1
Advice Requests
: "Budget maxing - Is my budget too strict / Rate my budget?"
25 posts
#2
Pain & Anger
: "Almost every restaurant I go to is swarmed with Uber eats/Skip orders. Are there actually this many people doing this level of reckless money-wasting spending?"
3 posts
#3
Solution Requests
: "Don’t know what to do with my money, have $~150K sitting in a chequing account"
2 posts
#4
Money Talk
: "I think many of us young folks think of money as survival credit whereas our parents thought of it as saving up to achieve this next big thing"
1 post
Popular Topics in r/CanadaPersonalFinance
#1
Cash
: "Is solar the best use of 11,000 Cash?"
4 posts
#2
Wealthsimple
: "Wealthsimple, moomoo, or just stick with my bank?"
3 posts
#3
Home
3 posts
#4
Car
: "Need a new Car"
2 posts
#5
Drowning
: "Am I Drowning?"
2 posts
#6
Move Out
: "At what point is it financially healthy to Move Out?"
2 posts
#7
Expenses
2 posts
#8
Rental
2 posts
#9
Debt
: "Anyone have experience with a DMP (Debt management plan)"
2 posts
#10
Tax
: "Hypothetically: if I were to find out my dad committed Tax fraud on my behalf when I was a minor (14), what risks do I have? Secondly, can I pursue the money my dad cost me even though he has passed away?"
2 posts
Member Growth in r/CanadaPersonalFinance
Yearly
+30k members(2968.2%)
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About
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Last updated: July 22, 2026