r/DaveRamsey is a subreddit with 199k members. The community frequently discusses debt, car, mortgage, retirement, and advice, and they frequently recommend/review budgeting app, high yield savings accounts, and online banking, and the most common flair used is w.w.d.d.?, bs2, bs6, bs1, and bs3.
If you're following Dave Ramsey's Baby Steps or just want to gain a better understanding of the Total Money Makeover, Financial Peace, and personal finance in general, then this is the community for you!
Popular Topics in r/DaveRamsey
#1
Debt
67 posts
#2
Car
30 posts
#3
Mortgage
27 posts
#4
Retirement
25 posts
#5
Advice
21 posts
#6
House
18 posts
#7
Savings
16 posts
#8
Money
15 posts
#9
Budget
15 posts
#10
Investment
12 posts
Products Discussed in r/DaveRamsey
Budgeting App
37 reviews
#1
YNAB
4.2★ from 13 reviews
#2
EveryDollar
4.0★ from 8 reviews
#3
Monarch Money
4.3★ from 3 reviews
High Yield Savings Accounts
36 reviews
#1
Wealthfront
4.6★ from 8 reviews
#2
Marcus
4.8★ from 4 reviews
#3
American Express
4.0★ from 2 reviews
Online Banking
27 reviews
#1
Ally
5.0★ from 13 reviews
#2
UFB Direct
4.5★ from 2 reviews
#3
SoFi
4.5★ from 2 reviews
Flair Used in r/DaveRamsey
#1
W.W.D.D.?
: "Debt free in 2020, unemployed 1yr+ in divorce now cashing out 401k to pay maxed CC’s"
22 posts
#2
BS2
: "$15,622 paid off in 7 months"
17 posts
#3
BS6
: "Emergency Fund Appreciation Post"
9 posts
#4
BS1
: "The first digit finally changed and it felt better than I expected"
8 posts
#5
BS3
: "Fiancee wants to postpone wedding. How to proceed with babystep 3?"
7 posts
#6
DEBT FREE!
: "It is done. I just paid off my house!"
2 posts
#7
NEWS
: "Why does no one challenge Dave or his (lackies lacking) personalities?"
2 posts
#8
BS4
: "Should I use a Smartvestor Pro or just keep my 401K/Roth as is and DiY"
1 post
#9
BS7
: "Would it be smart to sell the home to invest that money?"
1 post
Member Growth in r/DaveRamsey
Yearly
+31k members(18.2%)
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Last updated: August 11, 2026