r/DaveRamsey is a subreddit with 202k members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses debt, struggling, looking for, car, and hard time, and they frequently recommend/review budgeting app, high yield savings accounts, and online banking.
If you're following Dave Ramsey's Baby Steps or just want to gain a better understanding of the Total Money Makeover, Financial Peace, and personal finance in general, then this is the community for you!
Popular Themes in r/DaveRamsey
#1
Advice Requests
: "How do I get it through my little sisters head that taking out a “wedding loan” is a stupid idea."
13 posts
#2
Money Talk
: "What to do with 150k inheritance?"
6 posts
#3
Pain & Anger
: "Apparently banks really try to convince you not to pay off your home loan"
4 posts
#4
Solution Requests
: "No other option, need to buy a new car. BS2 how much should I spend?"
2 posts
Popular Topics in r/DaveRamsey
#1
Debt
: "Unsure of next steps with Debt"
8 posts
#2
Struggling
5 posts
#3
Looking For
4 posts
#4
Car
4 posts
#5
Hard Time
4 posts
#6
Podcast Episode
2 posts
#7
Money
2 posts
#8
Video
2 posts
#9
Dave Ramsey
2 posts
#10
Job
2 posts
Products Discussed in r/DaveRamsey
Budgeting App
37 reviews
#1
YNAB
4.2★ from 13 reviews
#2
EveryDollar
4.0★ from 8 reviews
#3
Monarch Money
4.3★ from 3 reviews
High Yield Savings Accounts
36 reviews
#1
Wealthfront
4.6★ from 8 reviews
#2
Marcus
4.8★ from 4 reviews
#3
American Express
4.0★ from 2 reviews
Online Banking
27 reviews
#1
Ally
5.0★ from 13 reviews
#2
UFB Direct
4.5★ from 2 reviews
#3
SoFi
4.5★ from 2 reviews
Flair Used in r/DaveRamsey
#1
W.W.D.D.?
: "Is retirement at 55 even possible?"
9 posts
#2
BS2
: "Paid off our first balance"
7 posts
#3
BS1
: "This month was rough"
5 posts
#4
DEBT FREE!
: "WE’RE DEBT FREEEE!"
3 posts
#5
BS4
: "🇬🇧 New to Baby Step 4, but why does it still feel like we can’t get ahead?"
3 posts
#6
BS3
: "On step 3"
3 posts
#7
BS6
: "Anyone else in their final year of Step 6?"
1 post
#8
BS7
: "Tell me how I did"
1 post
Member Growth in r/DaveRamsey
Yearly
+27k members(15.2%)
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About
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This page gives a focused view of r/DaveRamsey, including current member size, discussion patterns, product reviews, and related communities to explore.
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Last updated: October 2, 2026