r/DaveRamsey is a subreddit with 195k members. The most common kinds of discussions are pain & anger and money talk, and the community frequently discusses debt, car, mortgage, retirement, and advice, and they frequently recommend/review budgeting app, high yield savings accounts, and online banking.
If you're following Dave Ramsey's Baby Steps or just want to gain a better understanding of the Total Money Makeover, Financial Peace, and personal finance in general, then this is the community for you!
Popular Themes in r/DaveRamsey
#1
Pain & Anger
: "Officially have a 0 balance on our mortgage as of today!"
17 posts
#2
Money Talk
: "HOLY MOLY!! $23,400 in student loans paid off"
16 posts
#3
Advice Requests
: "My wife disagrees, help settle a debate"
8 posts
#4
Self-Promotion
: "Just became net worth millionaires"
5 posts
#5
News
: "BREAKING: Ken just announced he’s leaving Ramsey."
1 post
Popular Topics in r/DaveRamsey
#1
Debt
: "We’re in more Debt than I realized"
67 posts
#2
Car
: "Should I sell my 2025 F-150 to CarMax for $41k? I owe $37k. Here's my full financial picture."
30 posts
#3
Mortgage
: "Paid my Mortgage off by age 31, (37 now) have no debt, six figure roth 401k, six figure salary, side income, net worth of almost 500k. AMA!!!"
27 posts
#4
Retirement
: "Retirement hit $100k yesterday!"
25 posts
#5
Advice
21 posts
#6
House
: "Long Time Lurker / House Paid Off 🏡💸"
18 posts
#7
Savings
: "145k in debt, $40K IRS bill, $2K Savings, trashed credit — where do I even begin?"
16 posts
#8
Money
: "How would Dave Ramsey do if he had to give away all his Money, and start out today? Apply for jobs in the current market, trying to earn a living wage to be able to support himself."
15 posts
#9
Budget
: "I'm just your Average FPU participant. Debt Free!"
15 posts
#10
Investment
: "Paid my mortgage off by age 31, (37 now) have no debt, six figure roth 401k, six figure salary, side income, net worth of almost 500k. AMA!!!"
12 posts
Products Discussed in r/DaveRamsey
Budgeting App
37 reviews
#1
YNAB
4.2★ from 13 reviews
#2
EveryDollar
4.0★ from 8 reviews
#3
Monarch Money
4.3★ from 3 reviews
High Yield Savings Accounts
36 reviews
#1
Wealthfront
4.6★ from 8 reviews
#2
Marcus
4.8★ from 4 reviews
#3
American Express
4.0★ from 2 reviews
Online Banking
27 reviews
#1
Ally
5.0★ from 13 reviews
#2
UFB Direct
4.5★ from 2 reviews
#3
SoFi
4.5★ from 2 reviews
Flair Used in r/DaveRamsey
#1
BS2
: "Baby step 2 done. $336,834 paid off. Omfg I never even want to hear the words cedit card, loan, or FICO again"
20 posts
#2
DEBT FREE!
: "Our house is PAID OFF!!!"
12 posts
#3
BS6
: "Just became net worth millionaires"
9 posts
#4
BS3
: "For the first time as an an adult I am debt free"
8 posts
#5
W.W.D.D.?
: "Ive always believed in living within your means. Am I the sucker?"
8 posts
#6
BS4
: "$6000 on a Disney Vacation are we insane?"
4 posts
#7
BS5
: "Net Worth Millionaires!"
2 posts
#8
BS1
: "Baby Step 1 Complete!"
2 posts
#9
BS7
: "Officially have a 0 balance on our mortgage as of today!"
1 post
Member Growth in r/DaveRamsey
Yearly
+33k members(20.2%)
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About
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Last updated: June 9, 2026