r/DaveRamsey is a subreddit with 197k members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses debt, car, mortgage, retirement, and advice, and they frequently recommend/review budgeting app, high yield savings accounts, and online banking.
If you're following Dave Ramsey's Baby Steps or just want to gain a better understanding of the Total Money Makeover, Financial Peace, and personal finance in general, then this is the community for you!
Popular Themes in r/DaveRamsey
#1
Advice Requests
: "I really need advice before taking the next step."
6 posts
#2
Money Talk
: "Is FPU Worth It if husband and I are almost debt free (besides home)"
3 posts
#3
Pain & Anger
: "I had my sick and tired of being sick and tired moment"
2 posts
Popular Topics in r/DaveRamsey
#1
Debt
: "using the Debt snowball method for work"
67 posts
#2
Car
: "Finance a Car or Fix the Car"
30 posts
#3
Mortgage
27 posts
#4
Retirement
: "15% Retirement Question"
25 posts
#5
Advice
: "I really need Advice before taking the next step."
21 posts
#6
House
: "Inherited paid for childhood home looking for advice"
18 posts
#7
Savings
: "Work retirement Savings and Canada"
16 posts
#8
Money
: "Barely breaking even on $13k a month?"
15 posts
#9
Budget
: "Unwanted calls after logging into every dollar app"
15 posts
#10
Investment
12 posts
Products Discussed in r/DaveRamsey
Budgeting App
37 reviews
#1
YNAB
4.2★ from 13 reviews
#2
EveryDollar
4.0★ from 8 reviews
#3
Monarch Money
4.3★ from 3 reviews
High Yield Savings Accounts
36 reviews
#1
Wealthfront
4.6★ from 8 reviews
#2
Marcus
4.8★ from 4 reviews
#3
American Express
4.0★ from 2 reviews
Online Banking
27 reviews
#1
Ally
5.0★ from 13 reviews
#2
UFB Direct
4.5★ from 2 reviews
#3
SoFi
4.5★ from 2 reviews
Flair Used in r/DaveRamsey
#1
BS2
: "Paid Off My Car Today!"
17 posts
#2
W.W.D.D.?
: "Able to pay half of our debt off, wife thinks we should pay it gradually."
14 posts
#3
BS6
: "Just paid $111,000 dollars on my mortgage principal"
10 posts
#4
BS4
: "Canceled, Deleted, and Blocked Amazon"
6 posts
#5
DEBT FREE!
: "I’ve waited forever to say this (20 years)"
4 posts
#6
BS3
: "Barely breaking even on $13k a month?"
4 posts
#7
BS1
: "Just wanted to celebrate a little"
4 posts
#8
BS5
: "Net Worth Millionaires!"
1 post
#9
BS7
: "15% Retirement Question"
1 post
Member Growth in r/DaveRamsey
Yearly
+33k members(19.8%)
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About
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Last updated: June 30, 2026