r/EuropeFIRE
365k members
r/EuropeFIRE is a subreddit with 365k members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses retirement, saving, job, city, and fire, and they frequently recommend/review online broker, high yield savings account, and etf portfolio.
This sub is about reaching financial independence (FI) in Europe before age 60, which means that working is no longer a financial necessity. FI is achieved by accumulating sufficient invested capital, the returns of which finance life into old age - though fixed pensions may complement it later for sufficient long-term safe withdrawal rates. This sub welcomes discussions about any spending level from PovertyFIRE up to FatFIRE as long as it is fully supported by capital returns.
Popular Themes in r/EuropeFIRE
#1
Advice Requests
: "Did saving aggressively in your 20s feel worth it later?"
16 posts
#2
Money Talk
: "Does farmland make sense as a small part of a European portfolio?"
10 posts
#3
Self-Promotion
: "I got fed up with being rejected from AI training/annotating jobs, so I made my own website"
2 posts
#4
Solution Requests
: "Budgeting app dilemma and how i solved it myself (hope it helps you too)"
1 post
#5
Pain & Anger
: "Possibility of never reaching FIRE due to market stagnation / economic crisis in the near future?"
1 post
Popular Topics in r/EuropeFIRE
#1
Retirement
3 posts
#2
Saving
: "Did Saving aggressively in your 20s feel worth it later?"
3 posts
#3
Job
2 posts
#4
City
2 posts
#5
Fire
2 posts
#6
Investment
2 posts
#7
Tax
2 posts
#8
Personal Finance
: "Geographic Disparity in Personal Finance: saving $500/mo or hitting $1M by 35 feels impossible in Southern Europe"
2 posts
#9
Geographic Disparity
: "Geographic Disparity in Personal Finance: saving $500/mo or hitting $1M by 35 feels impossible in Southern Europe"
2 posts
#10
Southern Europe
: "Geographic Disparity in Personal Finance: saving $500/mo or hitting $1M by 35 feels impossible in Southern Europe"
2 posts
Products Discussed in r/EuropeFIRE
Online Broker
4 reviews
#1
Interactive Brokers
5.0★ from 1 review
#2
DKB
4.0★ from 1 review
#3
Scalable Capital
4.0★ from 1 review
High Yield Savings Account
2 reviews
#1
XEON
4.0★ from 1 review
#2
TradeRepublic
4.0★ from 1 review
Etf Portfolio
2 reviews
#1
All World ETF
5.0★ from 1 review
#2
Vanguard
5.0★ from 1 review
Member Growth in r/EuropeFIRE
Yearly
+18k members(5.0%)
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About
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Last updated: October 2, 2026