/r/eupersonalfinance/

r/eupersonalfinance

1.0M members
r/eupersonalfinance is a subreddit with 1.0M members. The most common kinds of discussions are advice requests and solution requests, and the community frequently discusses investing, savings, etf, europe, and portfolio, and they frequently recommend/review online broker, savings accounts, and investing platform.
A discussion forum for advice on personal finance in EU countries. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the Wiki & FAQ, and get on top of your finances!

Popular Themes in r/eupersonalfinance

#1
Advice Requests
: "What level of liquid wealth can one feel "free" and remove stress?"
29 posts
#2
Solution Requests
: "Finally debt free. Where to Invest 800€-1k€ monthly for a long terme investment (10-15 years)."
6 posts
#3
Money Talk
: "We have 1.5M euro in investments and looking for a place to retire with this amount. Most is in VWCE. Family of 3 - we are around 40 years old and our child is 8."
3 posts
#4
Pain & Anger
: "Burned out, alone, low salary, need ways to FIRE"
2 posts

Popular Topics in r/eupersonalfinance

#1

Investing

: "Reality check: does Investing truly matter for people around median/average salaries?"
69 posts
#2

Savings

: "28M, just hit €100k personal Savings"
37 posts
#3

Etf

: "21M, Etf advise needed"
35 posts
#4

Europe

: "Should I buy a MacBook Pro in Japan and how to handle customs when returning to Europe?"
30 posts
#5

Portfolio

: "Net Worth vs Cash Flow — What actually matters if you want to live off your Portfolio?"
29 posts
#6

Investment

: "Investment strategy for the next 5-8 years"
28 posts
#7

Broker

: "Platform for a 23yo starting to invest — Revolut for everything or split with a Broker?"
13 posts
#8

Stocks

: "Alphabet and Palantir Stocks - sell to invest in ETF?"
10 posts
#9

Finance

: "Building wealth in Germany without real estate: is it possible?"
10 posts
#10

Looking For A Broker

7 posts

Products Discussed in r/eupersonalfinance

Online Broker

28 reviews
#1
VWCE
4.2 from 5 reviews
#2
IBKR
4.5 from 4 reviews
#3
Interactive Brokers
4.7 from 3 reviews
#1
Livret A
4.3 from 3 reviews
#2
BBVA
4.0 from 2 reviews
#3
Wise
4.0 from 2 reviews
#1
Interactive Brokers
4.0 from 3 reviews
#2
IBKR
4.3 from 3 reviews
#3
Degiro
4.3 from 3 reviews

Flair Used in r/eupersonalfinance

#1
Investment
: "47M, how to invest and live off €500k cash made from high-risk derivatives' trading over the last 10 years?"
120 posts
#2
Savings
: "29F, just hit 250k€ Net Worth"
27 posts
#3
Banking
: "The Italian Competition Authority has fined Revolut over €11 million for unfair commercial practices, including misleading information on investment services and aggressive tactics in managing banking services"
15 posts
#4
Planning
: "Is 100% VWCE a solid plan for me?"
12 posts
#5
Others
: "Is EU 1% net worth really this low?"
9 posts
#6
Taxes
: "Selling €500k and buying immediately afterwards to lock in 0% taxes before an upcoming election. Sanity check?"
6 posts
#7
Retirement
: "We have 1.5M euro in investments and looking for a place to retire with this amount. Most is in VWCE. Family of 3 - we are around 40 years old and our child is 8."
4 posts
#8
Property
: "What kind of property could i buy in the town you live in?"
2 posts
#9
Employment
: "Part 2 company trying to pay me below minimum wage"
2 posts
#10
Debt
: "debt"
2 posts

Member Growth in r/eupersonalfinance

Yearly
+46k members(4.8%)

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About

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Last updated: June 16, 2026