r/fatFIRE is a subreddit with 495k members. The most common kinds of discussions are money talk and advice requests, and the community frequently discusses struggling, fatfire, fire, retirement, and finance, and they frequently recommend/review finance app, personal finance app, and budget app.
Retire with a fat stash.
Popular Themes in r/fatFIRE
#1
Money Talk
: "How Many Americans Have Banked a Cool $5 Million for Retirement?"
14 posts
#2
Advice Requests
: "42yo, 9 mil NW, family of 4 and losing interest in medicine"
10 posts
#3
Pain & Anger
: "Health insurance is an obstacle to early retirement"
1 post
Popular Topics in r/fatFIRE
#1
Struggling
24 posts
#2
Fatfire
: "Is $7M enough to Fatfire in China?"
15 posts
#3
Fire
13 posts
#4
Retirement
: "How Many Americans Have Banked a Cool $5 Million for Retirement?"
7 posts
#5
Finance
: "Why are people withdrawing cash?"
7 posts
#6
Investment
: "For people with liquid Investments of $5m to $10m, what does your portfolio look like?"
6 posts
#7
Motivation
5 posts
#8
Business
4 posts
#9
Tax Planning
3 posts
#10
Wealth
3 posts
Products Discussed in r/fatFIRE
Finance App
29 reviews
#1
Monarch
4.5★ from 4 reviews
#2
Kubera
4.7★ from 3 reviews
#3
Empower
5.0★ from 2 reviews
Personal Finance App
29 reviews
#1
Monarch
4.3★ from 4 reviews
#2
Kubera
4.7★ from 3 reviews
#3
Copilot
4.0★ from 2 reviews
Budget App
19 reviews
#1
Copilot
4.0★ from 3 reviews
#2
Empower
5.0★ from 2 reviews
#3
PocketSmith
4.5★ from 2 reviews
Flair Used in r/fatFIRE
#1
Investing
: "27M >$2.2M net worth with 97% concentrated in Nvidia. How would you diversify without regretting it?"
18 posts
#2
Need Advice
: "FIRE'ing to become a SAHM vs continuing to work"
15 posts
#3
Lifestyle
: "5 Years in...."
11 posts
#4
Recommendations
: "42yo, 9 mil NW, family of 4 and losing interest in medicine"
11 posts
#5
Path to FatFIRE
: "Health insurance is an obstacle to early retirement"
8 posts
#6
FatFIREd
: "2+ years in"
3 posts
#7
Survey
: "Question for those with 1M-10M asset managed by a financial advisor/wealth manager"
2 posts
#8
Inheritance
: "28yo, just found out I'm inheriting 20M"
1 post
#9
Retirement
: "Bill Bentsen, creator of 4% rule, revised to 4.7% a couple of years ago, now says 5.5% withdrawal rate is appropriate and you should spend more in retirement. "
1 post
#10
Taxes
: "What to do with a windfall"
1 post
Member Growth in r/fatFIRE
Yearly
+47k members(10.4%)
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About
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Last updated: August 24, 2026