r/mortgage101 is a subreddit with 207 members. The most common kinds of discussions are advice requests and news, and the community frequently discusses mortgage, credit, homebuying, rate, and testimonials.
Your go-to hub for everything mortgage and real estate! Whether you're a first-time homebuyer, looking to invest in real estate, or seeking tips on grants and no-money-down programs, we’ve got you covered. Our community is dedicated to providing expert advice, answering your burning questions, and sharing the latest opportunities in mortgages and real estate. Dive in for insider knowledge, practical tips, and resources that can help you achieve your homeownership and investment goals!
Popular Themes in r/mortgage101
#1
Advice Requests
: "The 28% Rule is NOT an official guideline for eligibility."
29 posts
#2
News
: "Big changes are happening at Fannie Mae and Freddie Mac, two key players in the mortgage industry. Leadership shake-ups and government discussions about privatizing these institutions could impact the future of home financing."
13 posts
#3
Money Talk
: "Real Estate has been voted the best long-term investment for twelve straight years"
2 posts
#4
Pain & Anger
: "Delistings Surge Nearly 50% as Sellers Who Can’t Get Their Price Quit the Market in Frustration"
1 post
#5
Self-Promotion
: "Testimonials for The Mortgage Expert"
1 post
Popular Topics in r/mortgage101
#1
Mortgage
: "Zillow: Homebuyers need at least a $17,000 raise to afford Mortgage payments on the average US home [Article]"
141 posts
#2
Credit
: "FICO Lets Mortgage Lenders Bypass Credit Bureaus [Article]"
25 posts
#3
Homebuying
: "Homebuying "RULES" (What to avoid)"
19 posts
#4
Rate
: "Mortgage Rate Projections for The Next Year"
15 posts
#5
Testimonials
13 posts
#6
Homebuyers
: "Zillow: Homebuyers need at least a $17,000 raise to afford mortgage payments on the average US home [Article]"
13 posts
#7
Rates
: "Homebuyers rush to riskier loans, as tariff turmoil pushes interest Rates higher"
11 posts
#8
Refinance
: "Recast vs Refinance"
11 posts
#9
Pre Approval
: "The Benefits of Mortgage Pre-Approval"
10 posts
#10
Expert
10 posts
Flair Used in r/mortgage101
#1
mortgage inquiry
: "VA Loan Benefits"
75 posts
#2
Q & A
: "Pre-Qualification vs Pre-Approval"
43 posts
#3
real estate
: "1 in 5 Targeted: How to Prepare for Rising Scam Threats [Article]"
12 posts
Member Growth in r/mortgage101
Yearly
+134 members(183.6%)
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Last updated: June 21, 2026