r/personalfinanceindia is a subreddit with 610k members. The community frequently discusses looking for, struggling, frustrating, debt, and loan, and they frequently recommend/review salary account, health insurance, and investment options, and the most common flair used is investing, other, planning, saving/banking, and debt.
Ask anything about Indian Personal Finance!
Popular Topics in r/personalfinanceindia
#1
Looking For
24 posts
#2
Struggling
18 posts
#3
Frustrating
17 posts
#4
Debt
10 posts
#5
Loan
9 posts
#6
Struggle
9 posts
#7
Worst
7 posts
#8
Apps
7 posts
#9
Student
6 posts
#10
Personal Finance
5 posts
Products Discussed in r/personalfinanceindia
Salary Account
51 reviews
#1
HDFC
4.3★ from 23 reviews
#2
ICICI
4.5★ from 6 reviews
#3
IDFC First Bank
4.7★ from 3 reviews
Health Insurance
35 reviews
#1
HDFC Ergo
4.3★ from 11 reviews
#2
HDFC
4.5★ from 4 reviews
#3
Ditto Insurance
4.5★ from 2 reviews
Investment Options
24 reviews
#1
Gold
3.5★ from 2 reviews
#2
Index Fund
4.0★ from 2 reviews
#3
Bank FD
4.0★ from 2 reviews
Flair Used in r/personalfinanceindia
#1
Investing
: "If you are exploring SIFs, this is for you (+2 key questions at the end)"
23 posts
#2
Other
: "What is the bottom 50% of India actually like? And how hard is it to accept that you might be part of it?"
18 posts
#3
Planning
: "How can I save 7.4% interest of 1.10 cr home loan which is about to start from Jan 2027"
13 posts
#4
Saving/Banking
: "Finally hit 1cr at 29"
8 posts
#5
Debt
: "40L ICICI loan settlement [SERIOUS]"
6 posts
#6
Budgeting
: "Have 45k saved, but confused."
5 posts
#7
Insurance
: "LIC Policy maturing in Jan 2027, NEFT registered, branch visit needed?"
5 posts
#8
Housing
: "Property Financing aAdvive"
5 posts
#9
Employment
: "I need to earn ₹90,000 in the next 15 days. What realistic options do I have with no money to invest?"
2 posts
#10
Auto/Car
: "Bike loan or Personal loan"
2 posts
Member Growth in r/personalfinanceindia
Yearly
+70k members(13.0%)
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About
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Last updated: September 17, 2026