r/personalfinanceindia is a subreddit with 605k members. The most common kinds of discussions are money talk, and the community frequently discusses looking for, struggling, frustrating, worst, and debt, and they frequently recommend/review salary account, health insurance, and investment options.
Ask anything about Indian Personal Finance!
Popular Themes in r/personalfinanceindia
#1
Money Talk
: "30F with ₹6L to invest for 10+ years, looking for a sanity check"
1 post
Popular Topics in r/personalfinanceindia
#1
Looking For
24 posts
#2
Struggling
18 posts
#3
Frustrating
17 posts
#4
Worst
7 posts
#5
Debt
5 posts
#6
Personal Finance
5 posts
#7
Bank
4 posts
#8
Salary
4 posts
#9
Tired Of
4 posts
#10
Insurance
3 posts
Products Discussed in r/personalfinanceindia
Salary Account
51 reviews
#1
HDFC
4.3★ from 23 reviews
#2
ICICI
4.5★ from 6 reviews
#3
IDFC First Bank
4.7★ from 3 reviews
Health Insurance
35 reviews
#1
HDFC Ergo
4.3★ from 11 reviews
#2
HDFC
4.5★ from 4 reviews
#3
Ditto Insurance
4.5★ from 2 reviews
Investment Options
24 reviews
#1
Gold
3.5★ from 2 reviews
#2
Index Fund
4.0★ from 2 reviews
#3
Bank FD
4.0★ from 2 reviews
Flair Used in r/personalfinanceindia
#1
Investing
: "How index funds can and will change your life."
53 posts
#2
Planning
: "I used to believe that the elders were wrong about avoiding maintenance of items, I think they were right"
36 posts
#3
Other
: "As a GenZ Inflated real estate is honestly depressing"
23 posts
#4
Debt
: "An entire family gone over a phone"
18 posts
#5
Budgeting
: "27M, making ₹1.5L/month, but my relatives are making me feel broke for renting instead of buying a ₹90L flat."
15 posts
#6
Saving/Banking
: "Freelancer who's been getting paid in USD - SBI has now held up last month's remittance"
13 posts
#7
Insurance
: "Every term insurer is at 98-99% CSR now. What are we even comparing?"
13 posts
#8
Retirement/FIRE/Milestone
: "25M, Self Made 1.6Cr Net worth"
11 posts
#9
Taxes
: "Tax saving guide for 18LPA package"
5 posts
#10
Employment
: "Need advice on what would you do in my situation ?"
5 posts
Member Growth in r/personalfinanceindia
Yearly
+68k members(12.7%)
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About
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Last updated: August 25, 2026