r/personalfinanceindia is a subreddit with 615k members. The community frequently discusses looking for, struggling, frustrating, worst, and debt, and they frequently recommend/review salary account, health insurance, and investment options, and the most common flair used is investing, planning, budgeting, other, and debt.
Ask anything about Indian Personal Finance!
Popular Topics in r/personalfinanceindia
#1
Looking For
23 posts
#2
Struggling
17 posts
#3
Frustrating
17 posts
#4
Worst
7 posts
#5
Debt
5 posts
#6
Personal Finance
5 posts
#7
Bank
4 posts
#8
Tired Of
4 posts
#9
Insurance
3 posts
#10
Loan
3 posts
Products Discussed in r/personalfinanceindia
Salary Account
51 reviews
#1
HDFC
4.3★ from 23 reviews
#2
ICICI
4.5★ from 6 reviews
#3
IDFC First Bank
4.7★ from 3 reviews
Health Insurance
35 reviews
#1
HDFC Ergo
4.3★ from 11 reviews
#2
HDFC
4.5★ from 4 reviews
#3
Ditto Insurance
4.5★ from 2 reviews
Investment Options
24 reviews
#1
Gold
3.5★ from 2 reviews
#2
Index Fund
4.0★ from 2 reviews
#3
Bank FD
4.0★ from 2 reviews
Flair Used in r/personalfinanceindia
#1
Investing
: "PF beat Nifty this last decade, how is this possible?"
20 posts
#2
Planning
: "Can I afford a 20-25L car? Probably early next year. Please advise."
19 posts
#3
Budgeting
: "Need help planning for siblings education"
9 posts
#4
Other
: "How much money do you spend on electronics/gadgets?"
9 posts
#5
Debt
: "My 55-year-old father has ₹20 L debt and zero rupees saved for retirement, and the expectations are now settling on my shoulders. How do I navigate this ?"
8 posts
#6
Saving/Banking
: "Best credit card for a ₹48k/month Claude subscription bill?"
5 posts
#7
Housing
: "33M, ₹2Cr in savings, earning ₹80L a year. Can afford my dream house but struggling to justify the expense."
4 posts
#8
Taxes
: "Tax harvesting using 54F on US RSU gains?"
3 posts
#9
Insurance
: "Term insurance rejected by Axis Max Life after medicals"
2 posts
#10
Retirement/FIRE/Milestone
: "My 58-year-old father has ₹0 saved for retirement, and the expectations are now settling on my shoulders. How do I navigate this without destroying my own future?"
1 post
Member Growth in r/personalfinanceindia
Yearly
+73k members(13.4%)
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Last updated: October 24, 2026