Ira reviews from Reddit
Summary
We analyzed 157 Reddit reviews across 17 subreddits and 35 posts to rank the best Ira brands recommended by redditors, including communities like r/personalfinance, r/investingforbeginners, r/Bogleheads, r/FinancialPlanning, r/SavingMoney. Top-rated brands include Fidelity (4.3/5), Roth IRA (4.5/5), Vanguard (4.3/5).
Stats
Reviews157
Subreddits17
Posts35
Brands59
Products20
157 reviews from
and
By Brand
/By Product
#1
Fidelity
4.3
(26)
"Fidelity is what I use."
"I would pick from the big 3, Vanguard, Fidelity, Schwab."
"Choose one and go there."
"Fidelity. No need to overthink it."
"Fidelity, Schwab or Vanguard."
"Fidelity's Freedom Index Fund is a great choice for a target date fund."
"I recommend listening to the Rich Habits podcast on Spotify for insights on Traditional and Roth IRAs."
"Fidelity has a very user-friendly platform and offers low fees."
"Fidelity has good money market rates. I'm happy with them for my Roth."
"Great choice for long-term investment in a Roth IRA."
#2
Roth IRA
4.5
(22)
"Ownership. The beneficiary of the 529 plan must also be the owner of the Roth IRA, and they must have earned income at least equal to the amount of the rollover."
"The first transfer from his Schwab 529 to his Schwab Roth went through easy as could be hoped for."
"Using my wife's earned income, I am loading a Roth IRA for their college."
"The Roth route made sense to me so that's what I did."
"Clark Howard (who is a huge fan of Roth IRAs) talks about doing a 'mom and dad IRA match.'"
"I just switched to Roth for both."
"Your best option is probably a Roth IRA given your age and income."
"Opening a Roth IRA can be beneficial if she has earned income."
"At this age pick 2 funds, total US and total international and put them in your Roth."
"Roth IRA. Everyone is telling you the same thing."
#3
Vanguard
4.3
(22)
"I prioritize my *long term* funds with financial institutions that have been around historically for a *long time* (ie Vanguard/Fidelity/Schwab)."
"Deposit the post tax amount into a vanguard Roth Ira and invest in one of the total stock funds."
"Vanguard, Fidelity, Charles Schwab."
"Vanguard and Marcus/GoldmanSachs."
"I would pick from the big 3, Vanguard, Fidelity, Schwab."
"Schwab, Fidelity or Vanguard are the top players."
"Fidelity, Schwab or Vanguard."
"Custodial RothIRA. Check in with Vanguard or Fidelity."
"Vanguard offers solid interest on uninvested cash."
"Vanguard — not the best interface but low fees and all around solid"
#4
Schwab
4.5
(11)
"Schwab or Fidelity are much better brokerages."
"I use Schwab and Acorns for my Roth."
"I would pick from the big 3, Vanguard, Fidelity, Schwab."
"Schwab, Fidelity or Vanguard are the top players."
"Fidelity, Schwab or Vanguard."
"You can also establish a custodial IRA through Schwab for a child which you can manage until your daughter turns 18."
"Fidelity, Vanguard, and Schwab are all good choi"
"Schwab and Fidelity are fine too."
"Open your Roth IRA at any of Fidelity, Schwab or Vanguard."
"Vanguard, fidelity, and Schwab are the best choices."
#5
Vanguard Total Stock Market ETF
5.0
(5)
"80/20 mix of VTI and VXUS is all you need"
"VTI easy"
"I would say either VOO/VTI/VT."
"I’m going to add vti to the portfolio."
"VTI and other Total stock market etfs are a good way to go."
#6
Vanguard S&P 500 ETF
5.0
(4)
"I would say either VOO/VTI/VT."
"Voo or vti"
"VOO"
"FXAIX or VOO"
#7
Advanta
3.8
(4)
"I use Advanta myself. I have dealt with probably a dozen custodians across the country and outside of Advanta the only other competent custodian I had encountered was Quest."
"I use Advanta down in FL, my friend uses Equity Trust, another uses one in North Dakota."
"A Self-Directed IRA will require a Custodian such as Advanta or Quest. They will assist you in setting up everything that you need."
"Have been using ETC for years and now there are some struggles with collecting ACH payments specifically from Section 8 Housing Authorities into my SDIRA. And ETC's customer support is lacking."
#8
FXAIX
5.0
(3)
"Sell VOO and buy FXAIX.
Buy a little of SCHD."
"Stick with FXAIX and FTIHX."
"FXAIX is good in a Roth."
#9
Equity Trust
3.8
(4)
"They move the money around and take care of that side of things if buying a property with your IRA."
"My friend uses Equity Trust"
"Look up Equity Trust’s videos on YouTube for self directed IRAs and how they can be used to purchase investment properties."
"ETC has been fine other than that and no problems with buying/selling."
#10
Target Date Fund
3.7
(3)
"Target date funds are fine."
"If you dont know how to pick your own asset allocation, going 100% into the target date fund that closest matches your expected retirement year is a good idea."
"Target date funds are a good starting point but not always the most optimal for growth..."
#11
Fidelity 500 Index Fund
5.0
(2)
"FXAIX. Cheaper than VOO which will allow you to accumulate shares a little faster."
"FXAIX or VOO"
#12
Vanguard Total World Stock ETF
5.0
(2)
"VT personally, and I’ll tell you why."
"VT"
#13
VOO
4.5
(2)
"I invest in VOO, which is a great option."
"VOO/ S&P500 is a good start to any young portfolio."
#14
Charles Schwab
4.0
(2)
"Charles Schwab."
"Their order fills are excellent and I like their option trading platforms."
#15
Acorns
5.0
(1)
"I use Schwab and Acorns for my Roth."
#16
Vanguard Total International Stock ETF
5.0
(1)
"80/20 mix of VTI and VXUS is all you need"
#17
T. Rowe Price Equity Income Fund
5.0
(1)
"I’ve been big on PRWAX and it’s done really well for me."
#18
Johnny Cash
5.0
(1)
"A touching tribute to Ira Hayes, reflecting on his bravery and sacrifice."
#19
Investment Fund
5.0
(1)
"Just set it and forget it especially during market corrections until you retire."
#20
HSA
5.0
(1)
"HSA's are triple tax sheltered and guaranteed to be needed for medical attention."
#21
Public.com
5.0
(1)
"I also use Public.com for HYS accounts and T-bills."
#22
IRA
5.0
(1)
"IRA's are more flexible than 401k's, allowing for better investment options and lower expense ratios."
#23
Ira
5.0
(1)
"I have never had any issues with it."
#24
Traditional IRA
5.0
(1)
"A Traditional IRA is a safe place for her funds while allowing growth."
#25
401k
5.0
(1)
"Continuing contributions to her 401k is a wise decision for her financial future."
#26
QQQ
5.0
(1)
"QQQ is another investment I recommend."
#27
VTI
5.0
(1)
"VTI is part of my investment strategy."
#28
Roth
5.0
(1)
"Excellent reasons to have a Roth balance as you enter retirement."
#29
Spousal IRA
5.0
(1)
"A Spousal IRA allows for joint income to be considered for account eligibility, making it a great option for couples."
#30
Gold IRA
5.0
(1)
"A Gold IRA has been a fantastic addition to my portfolio with good returns over time."
#31
FBTC
5.0
(1)
"FBTC, don’t sleep on it"
#32
SCHD
5.0
(1)
"Why not add SCHD?"
#33
FSELX
5.0
(1)
"FSELX"
#34
FZROX
5.0
(1)
"FZROX"
#35
Ally
5.0
(1)
"Ally. You can get HYSA and use their robo invest platform."
#36
S&P 500 Fund
4.0
(1)
"S&p 500 fund and forget about it."
#37
Nasdaq Top 10
4.0
(1)
"Evenly distribute into Nasdaq top 10. Fuck the etfs."
#38
S&P 500
4.0
(1)
"Get used to checking expense ratios for the funds you invest in. Select the SP500 with the lowest ratio and combine what you have into it."
#39
Invesco QQQM
4.0
(1)
"QQQM"
#40
SPDR S&P 500 ETF Trust
4.0
(1)
"SPY"
#41
NVIDIA Corporation
4.0
(1)
"NVDA"
#42
CAVA Group, Inc.
4.0
(1)
"I feel like CAVA might be able to increase several-fold over the next 10 to 15 years."
#43
Sgov
4.0
(1)
"You could take 30 seconds out of your life, and invest the cash in Sgov, get 5% interest just now."
#44
Robinhood
4.0
(1)
"In my opinion, the 3% match on Robinhood is pretty killer."
#45
Target-Date Fund
4.0
(1)
"I prefer a target-date fund for retirement."
#46
Vanguard Growth ETF
4.0
(1)
"I chose VUG. Hope it works out"
#47
Schwab S&P 500 Index Fund
4.0
(1)
"SWPPX."
#48
Moderna
4.0
(1)
"MRNA!"
#49
Avantis U.S. Small Cap Value ETF
4.0
(1)
"AVUV"
#50
Vanguard Russell 1000 Growth ETF
4.0
(1)
"VONG"
#51
Palantir Technologies
4.0
(1)
"PLTR
Karp Bless you young Padawan"
#52
Invesco QQQ Trust
4.0
(1)
"QQQ"
#53
Madison
4.0
(1)
"Madison seemed to be one of the more efficient ones and a one stop shop when taking into consideration timeline for investment and transfer of funds back and forth."
#54
Sofi
4.0
(1)
"You could rollover to Sofi for the match, keep it there until the promo period ends."
#55
Schwab Total Stock Market Index Fund (SWTSX)
4.0
(1)
"If you want to diversify further you can consider switching from S&P 500 to a total market fund like SWTSX."
#56
Schwab Long-Term U.S. Treasury ETF (SWLGX)
4.0
(1)
"What about adding SWLGX? There will be overlap but more large cap tech oriented."
#57
Webull
4.0
(1)
"I currently use Webull. I have a Roth IRA and normal brokerage account with them."
#58
SWPPX
4.0
(1)
"SWPPX is fine for long term."
#59
Crypto ETF
4.0
(1)
"Just open a regular Roth and buy crypto ETFs"
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