Personal Finance reviews from Reddit
Summary
We analyzed 132 Reddit reviews across 12 subreddits and 30 posts to rank the best Personal Finance brands recommended by redditors, including communities like r/personalfinance, r/M1Finance, r/personalfinanceindia, r/fiaustralia, r/PersonalFinanceCanada. Top-rated brands include YNAB (4.1/5), Monika Halan (5.0/5), Quicken (4.8/5).
Stats
Reviews132
Subreddits12
Posts30
Brands92
Products40
132 reviews from
and
By Brand
/By Product
#1
YNAB
4.1
(7)
"Lunch money / ynab or read this"
"It does cost money but is well worth it to me."
"I’m a long-standing fully paid up YNAB evangelist."
"Ynab for budgeting is beast."
"Ynab."
"I use YNAB, but it doesn’t import Australian bank statements."
"I recently switched from YNAB to actualbudget.org."
#2
Monika Halan
5.0
(5)
"Read Let's Talk Money."
"And Let's Talk Mutual Funds."
"Read Let's Talk Money."
"And Let's Talk Mutual Funds."
"Hands down the most profound yet simple book that will help sort most of your personal finance"
#3
Quicken
4.8
(4)
"Quicken Classic by a country MILE!! I use the Mac version and so I enjoy the new dark mode."
"Has a free one year trial for Mint users."
"I use Quicken Simplifi because it can see all of my M1 accounts. It works well for me."
"It’s pretty good."
#4
Empower
4.3
(4)
"No complaints about Empower Personal Dashboard for investments."
"It's free, but they'll want to sell you their other services."
"I used Empower for tracking net worth."
"I've been happy with my testing of Empower."
#5
Monarch
3.0
(5)
"No complaints about Monarch for expense tracking and budgeting."
"I absolutely love it."
"Monarch is supposed to be the goto replacement for Mint, but it's not free."
"Monarch is way more expensive than it should be imo, and the UI blows."
"I found Monarch's fees and interface off-putting."
#6
Co-Pilot
4.3
(3)
"After testing out all the biggest name apps I have to say Co-Pilot is my personal favorite."
"Personally, I use copilot but it’s iOS only."
"Copilot app supports the brokerage, I imagine checking & credit are too."
#7
Pocketsmith
5.0
(2)
"Www.Pocketsmith.com"
"Try it out with premium trial via referral."
#8
Psychology of Money
5.0
(2)
"Psychology of Money"
"Psychology of Money"
#9
The Psychology of Money
5.0
(2)
"For financial behaviour - Psychology of Money and Millionaire next door."
"The Psychology of Money by Morgan Housel is a must read lots of decent small stories and bits of personal finance information."
#10
The Richest Man in Babylon
5.0
(2)
"The only investment guide you will ever need."
"You should try reading “The richest man in Babylon” Very nice book indeed."
#11
Personal Capital
3.0
(3)
"It’s free, and you sign into all of your accounts."
"Personal Capital doesn’t 'see' M1 transactions, only the Invest balance."
"I have tried Personal Capital but it did not work well for me."
#12
Rocket Money
4.5
(2)
"I’ve really enjoyed Rocket Money."
"Rocket money is good if you don’t wanna pay, if you do then I would still go with them."
#13
The Millionaire Next Door
4.5
(2)
"For financial behaviour - Psychology of Money and Millionaire next door."
"The millionaire next door"
#14
Dave Ramsey
4.5
(2)
"Dave Ramsey's The Total Money Makeover"
"Dave Ramsey's compete guide to money"
#15
I Will Teach You to Be Rich
4.5
(2)
"I second I Will Teach You to be Rich and also Suze Orman (from above)."
"I will teach you to be rich - ramit settings"
#16
Define Your Dollars
4.0
(2)
"If you only need to payoff debt, check out define your dollars."
"Give define your dollars a shot."
#17
Firefly III
4.0
(2)
"Its open source and works well for me. Tho, it doesn't support investments, its great for stuff like categorizing the expenses and recurring expenses."
"Firefly iii for general finances and budgeting, but requires self hosting to run."
#18
Moneyhub
4.0
(2)
"We offer a 6-month trial (that doesn't auto-renew!) so you can try Moneyhub genuinely risk-free."
"Moneyhub is another option but it’s good to see you’ve done your own research."
#19
David Bach
4.0
(2)
"Automatic Millionaire or Latte Factor - David Bach"
"Automatic Millionaire or Latte Factor - David Bach"
#20
Intuit
3.5
(2)
"QuickBooks is good because a lot of accountants will directly accept QuickBooks files for tax accounting."
"Quicken is too complex for some users."
#21
Mint
3.0
(2)
"I used to use Mint for budgeting."
"I have tried Mint but it did not work well for me."
#22
Credit Karma
3.0
(2)
"They recently absorbed Mint and accept M1."
"I have not liked the net worth calculator in Credit Karma."
#23
Snoop
3.0
(2)
"I've been using snoop and it pretty much set its self up after I connected my bank accounts."
"I've found Snoop to be quite good so far."
#24
The Dhandho Investor
5.0
(1)
"The dhandho investor Psychology of Money financial shenanigans"
#25
Financial Shenanigans
5.0
(1)
"Financial shenanigans"
#26
Financial Advisors Say The Darndest Things
5.0
(1)
"They cover a lot of topics."
#27
The Motley Fool
5.0
(1)
"Taught me about compound interest and inspired me to invest as early as possible."
#28
Ramit Sethi
5.0
(1)
"Writes with a sense of humor and gives good, straightforward, easy to follow personal finance advice."
#29
Tiffany Aliche
5.0
(1)
"Get good with money - Tiffany Aliche"
#30
Morgan Housel
5.0
(1)
"One of the best books by far for me."
#31
Benjamin Graham
5.0
(1)
"Learned the advantages of sip and index funds and much more."
#32
Artos
5.0
(1)
"It's the best privacy focused app."
#33
Ivy Wallet
5.0
(1)
"Ivy Wallet, Open Source and all data is stored offline."
#34
The Bogleheads' Guide to Investing
5.0
(1)
"The Bogleheads Guide to Investing (2nd edition) [Available on Amazon]"
#35
Personal Finance Subreddit Booklist
5.0
(1)
"The sub's booklist is great. The three I've read have been excellent resources."
#36
Etsy
5.0
(1)
"This spreadsheet has been a lifesaver."
#37
Fold
5.0
(1)
"Fold is an excellent app that consolidates all your financial activities in one place."
#38
Efficient Frontier
5.0
(1)
"A concise and informative ebook available for free."
#39
CIT
5.0
(1)
"CIT has some amazing options - their Premium Savings account is earning me near 5% on my savings/emergency fund."
#40
The Money Show
5.0
(1)
"A good podcast for general learning."
#41
Gold
5.0
(1)
"Investing a portion of your savings in physical gold can stabilize your overall portfolio."
#42
Jake Thompson
5.0
(1)
"This book provides insightful strategies on using life insurance as a financial tool."
#43
MJ DeMarco
5.0
(1)
"A must-read for anyone looking to achieve financial freedom."
#44
Bogleheads
5.0
(1)
"A short and simple video series that effectively explains investment philosophy."
#45
Fidelity
5.0
(1)
"I used Fidelity Full View and I enjoy it."
#46
Microsoft
5.0
(1)
"Learning to calculate the Time Value of Money in Excel is essential for personal finance."
#47
Frollo
5.0
(1)
"It pulls in all my accounts, auto tracks purchases and categorises them. You can also sync with investment platforms."
#48
Roth IRA
5.0
(1)
"Roth IRAs are a great way to save for retirement without tax implications."
#49
Compound Interest
5.0
(1)
"Utilizing compound interest can significantly enhance your retirement savings."
#50
Autopay Services
5.0
(1)
"Autopay helps avoid late fees and interest on credit cards."
#51
Don Campbell
5.0
(1)
"Don Campbell's real estste invest 2.0 book is a great entry level read for budding RE investors"
#52
Millennial Fire
5.0
(1)
"They are a Canadian couple who FIRE'd in their 30s. The free investment workshop on their website would have a lot of the information you are looking for ie minimizing withdrawal taxes etc."
#53
Suze Orman
5.0
(1)
"I HIGHLY recommend Suze Orman's Money Book for the Young Fabulous and Broke. Lots of good, common-sense advice in there, clearly written and presented."
#54
JL Collins
5.0
(1)
"The simple path to wealth by JL Collins and the millionaire next door."
#55
Pen and Notebook
5.0
(1)
"I swear by my good old fashioned pen and notebook."
#56
Coffee Can Investing
4.0
(1)
"This is great for someone starting investing especially from an Indian background."
#57
The Berenstain Bears' Dollars and Sense
4.0
(1)
"KIDS BOOKS 4-12 YEARS OLD - The Berenstain’s Bears Dollars and Sense by Stan and Jan Berenstain"
#58
The Four Money Bears
4.0
(1)
"KIDS BOOKS 4-12 YEARS OLD - The Four Money Bears by Mac Gardner CFP"
#59
Save It!
4.0
(1)
"KIDS BOOKS 4-12 YEARS OLD - Save It! By Cinders McLeod"
#60
If You Made A Million
4.0
(1)
"KIDS BOOKS 4-12 YEARS OLD - If You Made A Million by David M Schwartz"
#61
Rock, Brock, and the Savings Shock
4.0
(1)
"KIDS BOOKS 4-12 YEARS OLD - Rock, Brock, and the Savings Shock by Sheila Bair"
#62
Finance 101 for Kids
4.0
(1)
"KIDS BOOKS 4-12 YEARS OLD - Finance 101 for Kids by Walter Andal"
#63
Napoleon Hill
4.0
(1)
"The attitude described still holds true today. Really worked for me."
#64
Ankur
4.0
(1)
"Very simple and easy to understand no bs."
#65
Nick
4.0
(1)
"*Just Keep Buying* by Nick (something Italian, sorry nick, can’t be bothered to look it up)"
#66
Microsoft Excel
4.0
(1)
"Microsoft excel"
#67
Your Money or Your Life
4.0
(1)
"Your Money or Your Life is a good one for perspective about what the things you buy actually cost you."
#68
How NOT to Move Back in with Your Parents
4.0
(1)
"The Canadian book *How NOT to Move Back in with your Parents* is aimed at students and recent graduates."
#69
17 to Millionaire
4.0
(1)
"17 to Millionaire by Douglas Price."
#70
Beat the Bank
4.0
(1)
"Beat the Bank by Larry Bates."
#71
PocketGuard
4.0
(1)
"Pocketguard or Empower."
#72
Wealthy Barber Returns
4.0
(1)
"Wealthy Barber Returns, Millionaire Teacher, Wealthing like Rabbits."
#73
Wealthing Like Rabbits
4.0
(1)
"Wealthing Like Rabbits."
#74
BudgetBakes
4.0
(1)
"I've tried using wallet by BudgetBakes, you can give it a shot."
#75
Sofi
4.0
(1)
"Relay works well with M1, unlike Empower which had issues with multiple accounts."
#76
Moneydance
4.0
(1)
"Moneydance is great for managing actuals and tracking assets."
#77
Excel
4.0
(1)
"Excel is useful for long-term planning and tax tracking."
#78
actualbudget.org
4.0
(1)
"It's a free and open-source app under active development."
#79
Plaid
4.0
(1)
"Most personal finance apps use Plaid to link bank accounts."
#80
M1
4.0
(1)
"M1 works with Plaid, so most personal finance apps will work with M1."
#81
Simplifi
4.0
(1)
"I’ve only used Simplifi because it was the only one that could integrate with all accounts."
#82
Nerdwallet
4.0
(1)
"Nerdwallet has always read every account without me having to manually refresh everything."
#83
WS
4.0
(1)
"Honestly I just use my WS app and it has helped me so much... I can have multiple bank accounts for whatever I need and it helps me budget and save"
#84
Robert Kiyosaki
3.0
(1)
"Some love it and some hate it, but it belongs in that section you’re building."
#85
The Minimalists
3.0
(1)
"Everything that remains by the minimalists....not really a finance book, guess it depends on what you want to learn in finance."
#86
Wave
3.0
(1)
"The tooling is good."
#87
Fold Money
3.0
(1)
"Fold money"
#88
myprosperity
3.0
(1)
"I use myprosperity to track my AUS assets and investments."
#89
U-Bank
3.0
(1)
"Anyone using U-Bank (Budget tracking) or We-Money?"
#90
We-Money
3.0
(1)
"Anyone using U-Bank (Budget tracking) or We-Money?"
#91
actualplaid
3.0
(1)
"For automatic sync I use actualplaid."
#92
Wealthfront
2.0
(1)
"I have tried Wealthfront but it did not work well for me."
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