Travel Credit Card reviews from Reddit

Summary

We analyzed 316 Reddit reviews across 15 subreddits and 103 posts to rank the best Travel Credit Card brands recommended by redditors, including communities like r/CreditCards, r/PersonalFinanceCanada, r/TravelHacks, r/personalfinance, r/UAEcreditcards. Top-rated brands include Capital One (4.5/5), Chase (4.6/5), American Express (4.4/5).

Stats

Reviews316

Subreddits15

Posts103

Brands55

Products78

Top communities

r/CreditCards212 r/PersonalFinanceCanada46 r/TravelHacks10 r/personalfinance9 r/UAEcreditcards8

316 reviews from

and

By Brand

By Product

Capital One

4.5

(67)

"The Venture card is perfect for simple travel redemptions, especially if you don’t want to micromanage points"

"Venture was a great first step"

"My vote is for Venture X. Just price match"

"Other options include Capital One VentureX, Chase Sapphire Reserve, Chase Sapphire Preferred, and Citi Strata Premier which earn 5X for flights on their travel portals."

"Venture x is great"

"Venture X"

"I personally would recommend a premium travel card like the Capital One Venture X or the Chase Sapphire Reserve."

"Venture x is great."

"If u can, get the Venture X."

"Out of the ones you mentioned, I would end up choosing the VX most likely."

Chase

4.6

(65)

"I’m thinking I’m going to go with the sapphire preferred"

"Chase Sapphire Preferred is solid bonus, killer travel perks, and pairs well with your Freedom Unlimited"

"I'll look into CSP for sure. I just got some free mileage for my Barclays sign up and plan to use those for flights. CSP will be beneficial to have as well!"

"The Chase ecosystem is always a good bet, get a CSP if you don't have one already. They have decent transfer partners to various airlines including Hyatt"

"Switched to Sapphire Preferred for the travel benefits and broader acceptance abroad"

"I’ve had the Chase Sapphire Preferred for a couple years now and it’s still my go-to for travel. The bonus categories are solid, and transferring points to airline partners gives you crazy value"

"I only travel a few times a year too and still think Sapphire Preferred is worth it. I also love that it covers trip delay insurance and baggage loss"

"Chase sapphire preferred with 100k sub 99 annual fee but you get back $50 with hotel credit And ur points are very valuable Perfect card for you"

"Chase Sapphire Reserve gives you a lot of that. A good way to level up your travel experience without spending extra!"

"Check out cards like chase sapphire preferred or capital one venture both have no foreign transaction fees and good travel perks."

American Express

4.4

(27)

"In my experience, Amex Platinum for sure."

"If you qualify for the Amex Plat sub, it's always worth it the first year and possibly even the second."

"Honestly Cobalt does sound the best for point accumulation and redemption."

"Amex travel + axis atlas"

"You can get the Amex Cobalt since it’s the best card for accumulating travel rewards."

"Amex Platium has the highest multiplier for flights booked directly with airlines."

"If you are looking for point generation for regular spend it's the Amex Cobalt."

"American express platina(platinum?) and get priority pass for free. Thats the card you want!"

"+1 for AMEX Cobalt."

"If you care lots about airport lounges and not paying FX fees, consider the Scotiabank Passport Visa Infinite card instead."

Wells Fargo

4.2

(24)

"Wells Fargo Autograph Journey earns 4X on flights and 5X on hotels. You can book directly, so it's not as restrictive as a travel portal."

"I travel often for work and use the Wells Fargo Autograph card since it has no annual fee and it gives 3% back on hotel, car rental, gas, restaurants, flights, parking, tolls, and streaming services."

"Wells Fargo Autograph is a much better card because the multipliers are very good and you can redeem for 1 cpp cash or use transfer partners."

"The Wells Fargo Autograph Visa is the best no annual fee travel card out there currently."

"Wells Fargo Autograph for truly free."

"Is a decent start. No annual fee & offers 3x on Travel, dining, streaming, gas, phone, & transit."

"Agree with the WF Autograph posts as a good option."

"Wells fargo Autograph would earn 3x/3% back on this as well as a host of other categories for no annual fee."

"Look at the Wells Fargo Autograph."

"I'd go with WF Autograph for travel and WF Active Cash for everything outside of the Autograph bonus categories."

Citi

4.2

(13)

"Citi strata premier has excellent transfer partners and earning potential with core 3x multipliers."

"You should definitely look into the Citi Premier. You’ll get 3x on your top spend areas."

"The Citi AAdvantage Platinum Select card ($99), gives early boarding and free checked bags."

"Citi Strata. Well rounded points and protections."

"Citi/AAdvantage Exec card to maximize points earnings for AA/OneWorld flights."

"Citi TYP captures a decent amount of East Asian airlines, and their earnings rate is higher with a lower AF than Amex."

"With Citi you'll want Strata Premier and Double Cash."

"Citi is launching a new Ultima Card."

"Citi Stratta Premier, $95 AF - will boost custom cash if you want to use points to book your flights."

"Since you Custom Cash you can look at Citi Strata Premier and Double Cash."

Amex

4.7

(11)

"I feel Amex Hilton Aspire is the best value premium travel card."

"The best cards are Amex Platinum, Amex Aeroplan Reserve."

"Amex platinum or colbalt"

"I travel internationally often enough to make the benefits of AmEx Platinum worth the cost."

"I got a Amex platinum special offer waving first annual fee and 175,000 points after spending 8k in 6 months."

"Amex is for booking flights and hotels on their portal for 5x back."

"Go with amex platinum travel."

"Amex Platinum, Amex Gold, Amex Delta Gold, Amex Hilton Honors Aspire."

"If you want a good card that won’t cost you +$600 in annual fee then you can get the Amex Gold."

"Amex GOLD."

BILT

4.2

(12)

"You should start with the BILT card. They can send checks to your landlord at no charge and you'll get points for rent."

"If you rent, get bilt."

"Have you considered the Bilt card? * no annual fee * earn points on rent (1x per $1) with no fee."

"Focus on Sign-up bonuses and cashback. Cards like BILT for rent, WF Autograph for Gas/Travel."

"I agree with others the Bilt card is a good option, since it'll be easy enough to get."

"BILT and Amex gold"

"If you rent: Bilt."

"Bilt or Amex Plat (flights) / Green (hotels)."

"If you’re willing to pay and upfront AF but get recouped through credits and bonuses, the venture X."

"My setup is: Bilt Mastercard — rent, renters insurance, some dining/bars."

US Bank

4.4

(11)

"How about the US bank altitude connect (for high travel % returns, travel insurances. free global entry and 4 lounge passes per year), or WF autograph (3x in 6 categories with transfer partners)?"

"One option here is the Altitude Connect which gives 4% cashback on travel."

"US bank alt connect, 4% cash back travel uncapped."

"The best travel card I've found is the U.S. Bank Altitude Reserve."

"Isn’t bad for cash back/travel."

"Another card you could look at is the US Bank Altitude Connect."

"A card just for travel: US bank altitude connect. $0 annual fee. 4 lounge passes, free pre check or $100 off global entry."

"US bank altitude connect"

"US Bank Altitude Connect - 0 AF 4x Travel, Gas, 2x Dining/Grocery/Streaming."

"It's a legit travel card with no annual fee. Gives 4x back on travel and gas, 2x on groceries and dining."

U.S. Bank

4.1

(10)

"The best travel card I've found is the U.S. Bank Altitude Reserve"

"If you just want priority pass twice a year just go get a U.S. Bank Altitude Connect Visa Signature."

"Look at the US Bank Altitude Connect. 4% on Travel, 4% on gas, and gives you 4 times access to Priority Pass Lounges."

"U.S. Bank Altitude Connect will become a $0 card starting September 9, 2024."

"Take a look at the US Bank Altitude Connect."

"A good card to look into is the us bank altitude reserve."

"US Bank Altitude Reserve. $325 travel/dining credit, 3x points on travel and mobile pay."

"Try US Bank Altitude Connect for no annual fee for 3.2% back on travel."

"The updated $0AF US Bank Altitude Connect OR WF Autograph."

"I would honestly go for either the US Bank Altitude Reserve, or the Chase Sapphire Preferred."

#10

Scotiabank

4.2

(9)

"Scotia Passport is the best travel card imo, with no fx fees and world wide acceptance."

"I think overall, the Scotiabank Passport Visa infinite Privilege is the best travel card out there."

"Great since it has no foreign transaction fee (usually 2.5%)"

"The Scotia Amex Gold is a good option if you travel to the US and the Scotia Passport Visa for international travel."

"The Scotiabank Amex Platinum or Passport Visa would work great for no-FX and points."

"I tried Scotia passport. It is a good card, but it has annual fees."

"The only options are the Scotia Passport Visa."

"But Scotiabank Passport or Cobalt."

"The Scotia Amex gold is no Forex but you get scene points."

#11

Home Trust Visa

4.0

(5)

"Home trust visa. Not many perks but no FX and no annual fee."

"The answer is to get a Home Trust Visa."

"Hometrust visa credit card, it doesn’t have any annual fee and also, doesn’t charge a foreign fee."

"Home Trust Visa has no FX Serv charge and provides cash back."

"Home trust visa, wealthsimple cash card (it's like a prepaid card)."

#12

Wealthsimple

4.3

(4)

"Wealthsimple and EQ Bank prepaid cards are the best deal in Canada for travellers by far."

"If all you're looking for is a 0 FX card, then the Wealthsimple Cash Card would suit your needs."

"Honestly I know this isn't a credit card but at the moment I use the wealth simple cash card for all international travel."

"Wealthsimple cash card."

#13

Neon

4.3

(3)

"Been all around the world with Neon…works like a charm!"

"Neon and Revolut as backup."

"Neon for payments."

#14

Axis

4.0

(3)

"Best for: High-value milestone rewards."

"Consider an Axis Atlas card."

"Axis Atlas or Amex plat travel."

#15

RBC

3.7

(3)

"The RBC Westjet Card has a $100 rebate and a welcome offer of $700 WJ dollars."

"We love our RBC westjet card."

"I’ve had RBC Avion for a while and can’t really find any reasonable redemptions."

#16

American Express Cobalt

5.0

(2)

"Cobalt Amex?"

"Probably amex cobalt"

#17

Bank of America

3.3

4.0

4.0

(1)

"The Passport is pretty good because it has no forex fees."

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