Travel Rewards Credit Card reviews from Reddit
Summary
We analyzed 174 Reddit reviews across 24 subreddits and 67 posts to rank the best Travel Rewards Credit Card brands recommended by redditors, including communities like r/CreditCards, r/personalfinance, r/PersonalFinanceCanada, r/MilitaryFinance, r/travel. Top-rated brands include Chase (4.8/5), Capital One (4.3/5), AMEX (4.6/5).
Stats
Reviews174
Subreddits24
Posts67
Brands50
Products70
174 reviews from
and
By Brand
/By Product
#1
Chase
4.8
(47)
"Thanks for the insight! I'll look into CSP for sure."
"The Chase ecosystem is always a good bet, get a CSP if you don't have one already."
"Right now, Chase Sapphire Preferred is the best Chase credit card for travel rewards because it balances outstanding rewards with relatively low costs."
"Too many variables based on preferred airline but generally speaking Chase UR and Amex MR are the most versatile."
"Chase Sapphire Preferred is my favorite and is a good starter card for travel rewards."
"The other favorite is Chase Sapphire Reserve. I’ve gotten great travel deals with points on both of those."
"Chase Sapphire Reserve might be the best route for you, you get at least 1.5 cpp when redeeming with points thru the Chase portal, and a host of transfer partners where your points could be worth much more, one them being Hyatt which most people say is the best for hotel redemptions."
"Try completing the trifecta with the freedom flex & sapphire preferred and if you enjoy the preferred then plan to get the reserve."
"If you enjoy the preferred then plan to get the reserve."
"5x points on travel booked through Chase."
#2
Capital One
4.3
(20)
"I’ve been using the Capital One Venture X card for the last 8 months, and it’s paid for itself multiple times over already."
"Gives 10x points on hotels in Capital One Travel website"
"The Capital One Venture X card ($395)"
"The net cost of owning the card is about zero."
"The annual fee is a bit lower than other premium cards."
"From your list, Venture X is a no brainer."
"I definitely recommend it for everything."
"VentureX is an incredible card that pays for itself."
"Amex plat and Venture X."
"Strong agree that Savor is likely the correct play right now."
#3
AMEX
4.6
(11)
"The points you earn can be directly applied at the time of purchase of flights, hotels, etc."
"American Express platinum card. It’s annual fee is covered because you’re military. Best card hands down."
"AMEX platinum. I use it as cash. Just got 2 sets of round trip tickets."
"Amex Platinum for travel/perks"
"My faves to take advantage of while enlisted: AMEX Gold, Platinum, CSP"
"Everything else goes on a platinum"
"I find the Amex gold the most all around attractive card."
"Amex Gold card. I spend a lot on groceries and restaurants and it gives you 4x points on those things."
"AMEX Gold is the best for dining and that's what I'd recommend to someone trying"
"Amex Gold for 4x points on groceries and restaurants"
#4
American Express
4.2
(11)
"Chase sapphire or Amex platinum will be good for you"
"That's my travel points strategy, Cobalt as the main keeper."
"Amex Cobalt is as good as it gets."
"Amex Plat (5x flights, $0-$495)"
"In Canada, the American Express Cobalt and Scotiabank Gold American Express are great for travel rewards, especially if you spend a lot on groceries and dining."
"Amex cards & business cards are the best options."
"Amex plat and Venture X."
"You should look at the Amex Green card instead of the Gold."
"We use American Express Blue Preferred ($95/year fee) for 6% back on Groceries (with a limit), 3% back on Gas."
"Amex Plat has decent perks/benefits, but the only thing it really has good rewards on is airfare booked directly with airlines."
#5
Scotiabank
4.1
(8)
"The answer is always Scotiabank Passport Visa Infinite."
"In Canada, the American Express Cobalt and Scotiabank Gold American Express are great for travel rewards, especially if you spend a lot on groceries and dining."
"There is no card better than the Scotia Gold Amex."
"Scotia Passport Visa meets almost all your needs except for the 'Easy to rack up points'."
"Scotia passport VI + take advantage of $100 rebate."
"If you’re looking for a visa, lounge access and no fx fees then the Scotia passport is a good option."
"I have heard good things about the Scotia Gold Amex."
"Don't get Amex. I got a Scotia Gold Amex card last year and a lot of the most basic retailers do not accept it."
#6
Amex
4.3
(6)
"Amex Platinum with Schwab card will also allow you to transfer your points directly into a brokerage account at Schwab."
"Get the Schwab Plat and cash those 600k MRs out for $7,500 before they lower the cash out rate on 1 Sep!"
"Gas and groceries go on the blue cash card"
"Amex Blue Cash Preferred for gas (3%) and groceries (6%)"
"Groceries and Gas: AMEX Blue Cash Preferred. This gets you 6% on groceries and 3% on gas."
"The best I can find is Amex gold or platinum."
#7
Chase Sapphire Reserve
5.0
(5)
"Chase Sapphire Reserve - Minimal 4.5% cash back on all of your cruising."
"Check out r/churning but the quick answer is chase sapphire reserve."
"Personally I like my Chase Sapphire Reserve a lot."
"Highly recommend the Chase Sapphire Reserve as well."
"Chase Sapphire Reserve if you can get it."
#8
Chase Sapphire Preferred
4.2
(5)
"I think my favorite is the Chase Sapphire Preferred card."
"Look at r/churning However this is kinda a complex question."
"I would personally recommend the Chase Sapphire Preferred or the Citi Premier."
"Chase Sapphire Preferred lets you hold Ultimate Rewards points which can be used to book travel directly."
"Chase sapphire preferred, citi platinum aadvantage, and Barclay's arrivals."
#9
Travel Rewards Credit Card
3.2
(6)
"The initial spend bonus is what makes these card worthwhile."
"The outsized value of rewards cards comes from signup bonuses."
"A rewards based card should have a greater return than the cash back card."
"I'd start by looking at which airlines fly out of the airport closest to you."
"Ideally one that at least includes rental car insurance."
"My recommendation is to start with what you want to use your points/miles for."
#10
US Bank
4.3
(3)
"USB alt connect ($0, 4% cash back on travel)"
"You can look at the us bank connect it’s a no af fee travel card"
"I’d recommend US Bank Altitude Connect which gives 4% cashback on travel and 4 Priority Pass visits a year with no annual fee."
#11
Bank of America
4.3
(3)
"You'll get 53k points after spending $3,000 in 3 months."
"PR gets 3.5x for dining and travel as well."
"It works as a starting travel credit card."
#12
Citi
4.0
(3)
"I'd suggest a Citi Strata. The signup bonus is $655 net of the annual fee."
"Best is often considered to be Citi Double Cash. You get 1% back as you spend, and 1% back each time you pay your bill."
"Best is often considered to be Citi Double Cash. You get 1% back as you spend, and 1% back each time you pay your bill."
#13
RBC
4.0
(3)
"Companion vouchers, free checked baggage, earn WestJet dollars with purchases."
"Switched to it a couple years ago, and once you get past the fee, which is $399, it's been worth it."
"My no fx card is rbc avion but that benefit is grandfathered by the hsbc mc."
#14
BMO
5.0
(2)
"It's rewarding well."
"The points to dollar conversion is good."
#15
Wells Fargo
4.5
(2)
"WF autograph journey (4x flights and 5x hotels, $45)"
"Wells fargo autograph or autograph journey"
#16
Barclays Arrival
4.5
(2)
"I'd have to say that the Barclay's Arrival card is the best travel card going right now."
"I've recently moved to the Barclay Arrival."
#17
Alliant
4.0
(2)
"Alliant Credit Union just came out with their Visa Signature card. 3% cash back for the first year."
"Alliant Visa Signature has 3% back for a year, then 2.5% back."
#18
American Express Cobalt
4.0
(2)
"If you start maxing out the 5x category on the AMEX Cobalt."
"Look into amex cobalt…"
#19
Latitude Infinity Rewards Credit Card
4.0
(2)
"Just an idea for a decent cash back scheme other than using a travel card."
"Latitude have a cash back scheme, not many lenders offer things like this."
#20
United
5.0
(1)
"Gives free bag checks and free club access + access to the United lounges."
#21
Brim Financial
5.0
(1)
"No annual fees and 0% foreign transaction fee."
#22
MBNA
5.0
(1)
"They also have very good partner airlines."
#23
TD
5.0
(1)
"The TD Aeroplan Infinite Privilege has the best bonus right now of up to 105k aeroplan points"
#24
SAS
5.0
(1)
"If you're in the Nordics, check out the SAS Travel Wallet. Best I've seen"
#25
Aeroplan Credit Card
5.0
(1)
"I'm currently cycling through the 3 Aeroplan cards (currently on TD) and have accumulated roughly 80k points."
#26
TD First Class
5.0
(1)
"I have the TD First Class and have earned over 500,000 points."
#27
Chase Sapphire
5.0
(1)
"I like the Chase Sapphire card."
#28
NCL
5.0
(1)
"Triple points for NCL purchases, 30K gets you a room upgrade."
#29
Cobalt
5.0
(1)
"Cobalt is the best travel points card, earning points that can be transferred 1:1 to aeroplan."
#30
USAA
4.0
(1)
"Usaa limitless cashback rewards. 2.5% at time of purchase."
#31
ING
4.0
(1)
"This card doesn't have rewards, but has great travel insurance package (medical, cancellation, car rental), unlimited airport lounge pass."
#32
American Express SAS Premium Card
4.0
(1)
"I like having credit available and make use of the 2-4-1 voucher to travel with Star Alliance, so it justifies the cost in my eyes."
#33
Bank Norwegian Credit Card
4.0
(1)
"It gives 1% of purchases back as Norwegian CashPoints."
#34
Miles&More Credit Card
4.0
(1)
"I booked some really cheap flights with it."
#35
Costco
4.0
(1)
"If you spend a lot on groceries and gas, the Costco card is good as well, although the membership is $65."
#36
Barclay
4.0
(1)
"If so, it's either the Barclay Arrival (2.2% back) or CapitalOne Venture (2%)."
#37
PenFed
4.0
(1)
"PenFeds American Express Premium Travel Rewards card, or PenFeds Visa Signature Platinum Rewards."
#38
Scotiabank Passport
4.0
(1)
"Scotiabank passport is pretty great."
#39
Barclays American Airlines Credit Card
4.0
(1)
"I would consider Barclay's American Airline credit card."
#40
Capital One Venture
4.0
(1)
"I just got Capital 1 Venture card about a month ago."
#42
Barclaycard
4.0
(1)
"Both Barclaycard Arrival Plus and Chase Sapphire Preferred are good."
#43
BMO World Elite MasterCard
4.0
(1)
"I pay 99/yr and accumulate 1 air mile per $10 spent."
#44
Alaska Airlines
4.0
(1)
"I'm debating getting the Alaska Airlines credit card."
#45
Barclays
4.0
(1)
"Barclays Arrival+ Card. Chip-and-pin, $89 AF waived first year, 40K miles after $3K spend."
#46
WestJet RBC
4.0
(1)
"We just switched our primary card from a TD Visa to the WestJet RBC World Elite MC."
#47
AeroGold
4.0
(1)
"AeroGold Visa!"
#48
CIBC
4.0
(1)
"I got 15k points to start and I get 1.5 points/$."
#49
MasterCard
4.0
(1)
"They seem to offer a lot of ways to collect and a good number of miles per dollar spent."
#50
Home Trust
3.0
(1)
"I would recommend it to Canadians who want a no annual fee + no foreign transaction fee credit card: Home Trust Visa."
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