Visa Card reviews from Reddit

Summary

We analyzed 149 Reddit reviews across 6 subreddits and 37 posts to rank the best Visa Card brands recommended by redditors, including communities like r/CreditCards, r/algeria, r/AmexPlatinum, r/PersonalFinanceCanada, r/PHCreditCards. Top-rated brands include Chase (4.9/5), Venmo (3.8/5), Wells Fargo (4.4/5).

Stats

Reviews149

Subreddits6

Posts37

Brands64

Products73

Top communities

r/CreditCards101 r/algeria21 r/AmexPlatinum12 r/PersonalFinanceCanada8 r/PHCreditCards6

149 reviews from

and

By Brand

By Product

Chase

4.9

(15)

"Chase Freedom Unlimited can be a good card for you."

"\+1 on the Ink Cash for utilities."

"Chase tends to be very conservative with their initial CLs."

"Chase Ink Cash for Utilities."

"Chase Ink Preferred for the travel benefits."

"Probably CSR or CSP, followed by Chase's Marriott cards."

"You can purchase Visa Pre-Paid gift cards using a card that gets 5% at a store that sells them."

"The Chase Sapphire Preferred is my favorite Visa card to pair with the Amex Platinum."

Venmo

3.8

(12)

"If you only plan to use this card at Costco, maybe consider the Venmo Visa."

"Best I've seen personally is the Venmo credit card which gives 3% for the top spending category."

"3% cash back on all grocery shopping including those discount stores like walmart, costco, and target"

"3% no cap. Codes Walmart and Costco as grocery as well."

"3% of your top spend category automatically deposited into your Venmo cash account every month!"

"3% cash back on your top spend category per month"

"Venmo Visa's grocery category includes Costco. It's a 3/2/1 automatic category card."

"Dedicated costco card because wholesale clubs code as groceries."

"Venmo credit card, you get 3% back on your top spending category."

"No af, 3% on highest category spend, can be gas."

Wells Fargo

4.4

(9)

"Wells Fargo Autograph. 3x point in so many categories."

"Wells Fargo Autograph Journey - 5X Hotels, 4X Airlines, 3X Travel, 3X Dining."

"WF autograph is a great travel card because of the 3x on all travel and transit purchases."

"For a NA fee card: Wells Fargo Autograph without a doubt."

"Wells Fargo Autograph Card. Earn unlimited 3X points, gas, restaurants, travel."

"2% cash back on all purchases."

"Flat 2% back visa"

"A lot of bonus spend categories while CO is 1.5% flat cash back on everything."

"No annual fee, Visa, no FTF, phone insurance, 3x back on gas."

Redotpay

4.0

(8)

"Just use redtopay bruh idk why people actually keeping this a secret 🙂🤦"

"Redotpay Bitnob!"

"I used RedotPay it works well"

"As of now, just use Redotpay ... It works with Paypal, and has some nice sign up bonus every once in a while."

"I can just buy redotpay credit directly so it's less hassle that way."

"But redotpay does , and it’s good also"

"I bought my card with 4 dollars cuz they did sales on Ramadan."

"Now, I want to try Redotpay."

Capital One

4.3

(7)

"Best visas for Costco: Venture X or Venture, U.S. Bank Altitude Reserve..."

"Venture X for me. I needed a flat 2x card."

"Capital one savor."

"Capital One Savorone hits your two biggest categories, dining and grocery."

"Capital one savor card. 4% on dining and 3% on grocery."

"Not sure if Capital One still issues Visa cards for Quicksilver but their student version should be easy to get approved for."

"Savor."

AAA

4.5

(6)

"The AAA Daily Advantage Visa gives 5% groceries and 3% gas and streaming..."

"I have the AAA Daily Advantage and its categories would be a good fit. 5% groceries..."

"AAA daily advantage card would be great. 5% back at groceries, no FTF..."

"5% groceries/3% Costco up to $10k spend/year"

"Walmart self checkout also gives 5 % on this card"

"5% grocery, 3% wholesale club, 3% gas, 3% drugstores."

Costco

4.5

(6)

"I agree with the Costco visa."

"Costco Visa: 5% on Costco gas, 4% on other gas, 2% on Costc"

"So uh.. the Costco Citi Anywhere Visa. 5% back on gas at the store and 4% everywhere else."

"Costco Citi for 5% Gas + cheaper gas in general, 3% Restaurants/Dining."

"I'd suggest getting the SUB for the Strata or AA and product changing it into a Costco Visa after it's over 1 year old."

"I just applied for the Costco Visa, and received a $7k limit. I get my gas there regularly - why not get a free 4% back on my gas purchases all the time?"

Amazon

4.2

(6)

"I like the Amazon Chase Visa, it gives 5% back on Amazon.com and Amazon stores."

"Prime visa. So many categories covered and seems like you’re happy with cashback."

"Maybe the Amazon Visa or B of A Travel Rewards"

"5% amazon & whole foods, 2% gas, dining, & 2% local transit and commuting."

"Has been pretty useful to me outside the US."

"Amazon Visa (Prime or regular) is a great option."

Wise

4.4

(5)

"I think these are the best cards that work in algeria."

"Connected to AliPay."

"I advise you to use Wise. Their customer service is very good plus it's zero monthly fees."

"Wise card"

"Paysera has been so shit lately that I decided to move to Wise without a visa card."

#10

US Bank

4.0

(5)

"US Bank AR is probably your best option overall. essentially 4.5% back if you use RTR."

"The USBAR can net you 4.5% with an effective $75 AF."

"Closest you're gonna get on a Visa for mobile wallet... 3x points on mobile wallet spend."

"3% via Apple Pay no cap"

"US Bank Triple Cash Biz has 3X on gas and no annual fee."

#11

TD

4.8

(4)

"TD First Class Travel Visa Infinite is slept on as one of the top travel cards imo."

"I use the TD First Class Infinite... It's just straight travel cash you can use anywhere, any time."

"TD Aeroplan Infinite, because the annual fee is waived forever."

"TD First Class Visa Infinite is a nice alternative to the Aeroplan."

#12

Citi

4.0

(4)

"A CITI custom cash might be a good option if your top category spend is under $500 a month."

"$95 AF: Citi Strata Premier, C1 Venture."

"4% back on gas, 3% on restaurants and travel"

"I use the Citi Costco & it’s pretty great if you also shop at Costco."

#13

Visa

4.7

(3)

"Use the template https://usa.visa.com/pay-with-visa/find-card/apply-credit-card/personal"

"Https://www.nerdwallet.com/best/credit-cards/no-foreign-transaction-fee"

"Check the items of the card you want before registering because of some cards have ( Ribba ) in their terms like Paysera so read terms and conditions well before applying."

#14

Fidelity

4.3

(3)

"Try the fidelity visa. It's no annual fee, no forex fee, and 2% flat cash back."

"My set up is Fidelity visa for 2% catch all."

"Fidelity Rewards Visa Signature.... 2% unlimited cash back No AF, No FTF."

#15

Metrobank

4.0

(3)

"In the long run either Metrobank Travel Visa Signature or Chinabank Destinations ka makakapagipon ng miles."

"Mas prefer ko ang MB Travel Signature kasi kahit papaano may local lounge access."

"Go ka na sa Metrobank Travel Signature para at least may local lounge access ka."

#16

American Express

4.0

(3)

"Amex gold with the 90k offer is pretty damn good."

"$325 AF: Amex Gold."

"Look at the American Express bluebird card and see if it meets your needs."

#17

WF

4.5

(2)

"WF active cash is my main that I've use."

"Some sort of flat card if you don’t wanna get crazy such as a active cash or feidlity"

#18

Pyypl

4.0

4.0

(1)

"2% back on groceries and wholesale clubs (i.e., Costco) and 3% on a category of your choice"

#33

Chase Freedom Rise

4.0

(1)

#34

AAA Daily Advantage Visa

4.0

(1)

#35

Barclays Wyndham Earner Business Card

4.0

(1)

"8x Wyndham points which should be close to 1 cpp"

#36

3.0

(1)

"It will only give you 1.5% cashback."

#64

Paysera

2.0

(1)

"If you have Issues with Wise, your only option for now would be Paysera."

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