r/EuropeFIRE
364k members
r/EuropeFIRE is a subreddit with 364k members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses fire, investment, europe, worst, and job, and they frequently recommend/review online broker, high yield savings account, and etf portfolio.
This sub is about reaching financial independence (FI) in Europe before age 60, which means that working is no longer a financial necessity. FI is achieved by accumulating sufficient invested capital, the returns of which finance life into old age - though fixed pensions may complement it later for sufficient long-term safe withdrawal rates. This sub welcomes discussions about any spending level from PovertyFIRE up to FatFIRE as long as it is fully supported by capital returns.
Popular Themes in r/EuropeFIRE
#1
Advice Requests
: "Spain 34M - Three-year semi-FIRE update: some things I did not expect"
23 posts
#2
Money Talk
: "Finally stopped bleeding cash and saved around €15k this year"
3 posts
#3
Pain & Anger
: "I’m worried my savings won’t last 30+ years"
2 posts
#4
Solution Requests
: "Personal consultants/coaches to help achieving FIRE in Germany ?"
1 post
#5
Ideas
: "FIRE at 36yo and move to Brazil?"
1 post
#6
Self-Promotion
: "We run an Italian personal finance podcast but recorded a few episodes in English, thought this sub might get something out of them"
1 post
Popular Topics in r/EuropeFIRE
#1
Fire
: "What’s been the hardest part of sticking to your Fire plan so far?"
15 posts
#2
Investment
: "30k euros, where do you invest"
12 posts
#3
Europe
: "23yo, European, grad from a well-regarded UK university, stuck with no job/internship — go back for another degree or just start working?"
5 posts
#4
Worst
4 posts
#5
Job
: "23yo, European, grad from a well-regarded UK university, stuck with no Job/internship — go back for another degree or just start working?"
4 posts
#6
Retirement
3 posts
#7
Visa
3 posts
#8
European
2 posts
#9
City
2 posts
#10
Tax
2 posts
Products Discussed in r/EuropeFIRE
Online Broker
4 reviews
#1
Interactive Brokers
5.0★ from 1 review
#2
DKB
4.0★ from 1 review
#3
Scalable Capital
4.0★ from 1 review
High Yield Savings Account
2 reviews
#1
XEON
4.0★ from 1 review
#2
TradeRepublic
4.0★ from 1 review
Etf Portfolio
2 reviews
#1
All World ETF
5.0★ from 1 review
#2
Vanguard
5.0★ from 1 review
Member Growth in r/EuropeFIRE
Yearly
+17k members(5.0%)
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About
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Last updated: August 30, 2026