r/FinancialPlanning is a subreddit with 982k members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses financial, struggling, advice, retirement, and investment, and they frequently recommend/review index funds, savings accounts, and bank.
Discuss and ask questions about personal finances, budgeting, income, retirement plans, insurance, investing, and frugality.
Popular Themes in r/FinancialPlanning
#1
Advice Requests
: "Mom (54F) wants me (25M) and my sister (20F) to sign a 15YR contract for a mortgage on a house. We're both feeling pressured."
96 posts
#2
Money Talk
: "I maximize my 401k and HSA annual contribution limits. Should I dump any extra money into Roth IRA or 529 Plan?"
8 posts
#3
Solution Requests
: "What's the best thing to do with my money that's been sitting in my bank account for so long?"
3 posts
Popular Topics in r/FinancialPlanning
#1
Financial
: "Financial Planning 25 years old"
103 posts
#2
Struggling
51 posts
#3
Advice
: "Future Financial Advice for a No Debt Teacher"
48 posts
#4
Retirement
: "Hit 150k in my Retirement accounts"
40 posts
#5
Investment
: "What’s the best way to invest 300k?"
35 posts
#6
Debt
: "Should we wipe out our house savings ($28k) to pay off $20k in credit card Debt after an income drop?"
25 posts
#7
Savings
: "Should we wipe out our house Savings ($28k) to pay off $20k in credit card debt after an income drop?"
24 posts
#8
401k
: "$500k 401k balance from former employer’s plan needs a new home by end of month or taxes/penalties."
24 posts
#9
Financial Advice
: "Financial Advice needed: help me determine my late 20s"
20 posts
#10
Investing
: "Helping my friends get started with Investing - what basics should I cover?"
16 posts
Products Discussed in r/FinancialPlanning
Index Funds
26 reviews
#1
Vanguard
4.5★ from 6 reviews
#2
Index Funds
4.5★ from 4 reviews
#3
VXUS
5.0★ from 2 reviews
Savings Accounts
23 reviews
#1
Ally
4.8★ from 4 reviews
#2
529 Accounts
4.0★ from 2 reviews
#3
Capital One
4.0★ from 2 reviews
Bank
22 reviews
#1
Monarch
4.7★ from 7 reviews
#2
YNAB
4.8★ from 4 reviews
#3
Fidelity
4.0★ from 3 reviews
Member Growth in r/FinancialPlanning
Yearly
+24k members(2.5%)
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About
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Last updated: June 25, 2026