r/FinancialPlanning is a subreddit with 984k members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses struggling, financial, advice, debt, and investment, and they frequently recommend/review index funds, savings accounts, and bank.
Discuss and ask questions about personal finances, budgeting, income, retirement plans, insurance, investing, and frugality.
Popular Themes in r/FinancialPlanning
#1
Advice Requests
: "My mom is 55 and she hasn’t saved a dime for retirement. She’s about to get around 100k cash. What should she invest in?"
76 posts
#2
Money Talk
: "Just got married and finances are everywhere."
17 posts
Popular Topics in r/FinancialPlanning
#1
Struggling
51 posts
#2
Financial
49 posts
#3
Advice
: "Looking for outside Advice without going overboard - thoughts?"
33 posts
#4
Debt
: "Help getting out of Debt."
12 posts
#5
Investment
11 posts
#6
Hate
10 posts
#7
Financial Advisor
9 posts
#8
Financial Advice
8 posts
#9
Personal Finance
: "How much to fund in a 529 vs. brokerage?"
8 posts
#10
Budgeting App
7 posts
Products Discussed in r/FinancialPlanning
Index Funds
26 reviews
#1
Vanguard
4.5★ from 6 reviews
#2
Index Funds
4.5★ from 4 reviews
#3
VXUS
5.0★ from 2 reviews
Savings Accounts
23 reviews
#1
Ally
4.8★ from 4 reviews
#2
529 Accounts
4.0★ from 2 reviews
#3
Capital One
4.0★ from 2 reviews
Bank
22 reviews
#1
Monarch
4.7★ from 7 reviews
#2
YNAB
4.8★ from 4 reviews
#3
Fidelity
4.0★ from 3 reviews
Member Growth in r/FinancialPlanning
Yearly
+25k members(2.6%)
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About
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Last updated: July 25, 2026