r/Fire is a subreddit with 1.0M members. The most common kinds of discussions are advice requests and solution requests, and the community frequently discusses retirement, fire, investing, savings, and fired, and they frequently recommend/review high yield savings account, high interest savings account, and brokerage.
FI/RE (Financial Independence / Retiring Early) is a money strategy that's sweeping the nation. It's not easy, but it is simple: earn more, spend less, and use the difference wisely. Build a baseline of financial security with the difference first, then use it to invest for your future. That way you can begin to earn financial freedom and control your own destiny.
Popular Themes in r/Fire
#1
Advice Requests
: "Advisory quoted $3MM nest-egg for $95k post-tax spend. Is this overly conservative?"
3 posts
#2
Solution Requests
: "22 years old with $200k in savings, what do I do?"
1 post
#3
Money Talk
: "At what income level/complexity of finances did you enlist outside financial planning?"
1 post
Popular Topics in r/Fire
#1
Retirement
: "Retirement October 16th. I have my final date."
13 posts
#2
Fire
9 posts
#3
Investing
4 posts
#4
Savings
4 posts
#5
Fired
: "How to NOT Pursue FIRE - 30M, $504K Net Worth and Absolutely Miserable"
4 posts
#6
Purpose
3 posts
#7
Fire Strategy
3 posts
#8
Withdrawal
: "Withdrawal at retirement versus net income while working"
3 posts
#9
Investment
: "If you invest $30,000 a year for 30 years with a 6% in real annual return, your Investment portfolio will grow to about 2.5M in today’s dollar."
3 posts
#10
Portfolio
: "If you invest $30,000 a year for 30 years with a 6% in real annual return, your investment Portfolio will grow to about 2.5M in today’s dollar."
3 posts
Products Discussed in r/Fire
High Yield Savings Account
55 reviews
#1
Marcus
4.7★ from 10 reviews
#2
Ally
4.0★ from 7 reviews
#3
Wealthfront
4.9★ from 7 reviews
High Interest Savings Account
23 reviews
#1
SoFi
3.8★ from 4 reviews
#2
Capital One
4.0★ from 3 reviews
#3
Wealthfront
4.0★ from 2 reviews
Brokerage
19 reviews
#1
Fidelity
4.7★ from 7 reviews
#2
Vanguard
4.8★ from 5 reviews
#3
Charles Schwab
4.5★ from 2 reviews
Flair Used in r/Fire
#1
Advice Request
: "Advice to people in their 20s"
12 posts
#2
General Question
: "Will we have it as good as our parents?"
7 posts
#3
Opinion
: "How hard is it to "downgrade" lifestyle?"
1 post
Member Growth in r/Fire
Yearly
+247k members(32.2%)
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About
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Last updated: September 19, 2026