r/HomeLoans is a subreddit with 12k members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses mortgage, loan, home loan, mortgage rates, and rates.
Your resource for free mortgage rate quotes and informative articles about home loans including all aspects of the home loan application and approval process. Providing an open forum for all mortgage related questions to be asked and answered by real mortgage professionals.
Popular Themes in r/HomeLoans
#1
Advice Requests
: "DSCR question"
18 posts
#2
Money Talk
: "A lot of buyers are asking: “Should I buy a house now or wait for mortgage rates to come down?”"
12 posts
#3
Solution Requests
: "finding a lender"
10 posts
#4
Pain & Anger
: "A mortgage file can look perfect and still get rejected"
1 post
#5
News
: "Mortgage Rates: Fed Week Has Everyone Waiting 9/4/26"
1 post
Popular Topics in r/HomeLoans
#1
Mortgage
: "The Fed hiked. Why did Mortgage rates fall?"
27 posts
#2
Loan
: "How long does it take to apply for a home improvement Loan and get approved?"
12 posts
#3
Home Loan
: "VA Home Loan offers not being accepted"
8 posts
#4
Mortgage Rates
: "The Fed hiked. Why did Mortgage Rates fall?"
7 posts
#5
Rates
: "The Fed hiked. Why did mortgage Rates fall?"
5 posts
#6
Loans
: "Loans for 570 Credit"
3 posts
#7
Approval
: "What can actually mess up your mortgage between pre-Approval and closing?"
3 posts
#8
Advice
2 posts
#9
Finance
2 posts
#10
Jobs Report
: "Weak Jobs Report Gave Mortgage Rates a Boost"
2 posts
Member Growth in r/HomeLoans
Yearly
+5k members(70.9%)
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About
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This page gives a focused view of r/HomeLoans, including current member size, discussion patterns, product reviews, and related communities to explore.
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Last updated: September 21, 2026