r/HomeLoans is a subreddit with 13k members. The most common kinds of discussions are solution requests and advice requests, and the community frequently discusses mortgage, loan, mortgage rates, rates, and home loan.
A community for straightforward mortgage education, home loan questions and real-world scenarios. Founded in 2015 by Collin Donahue (u/ermahlerd). Whether you’re buying your first home, refinancing or exploring options, ask questions, compare experiences and learn how mortgages work.
Topics include mortgage rates, first-time homebuyers, physician and medical professional loans, conventional, FHA, VA and jumbo mortgages, refinancing, credit, underwriting and the homebuying process.
Popular Themes in r/HomeLoans
#1
Solution Requests
: "Purchasing home car loan looking for a lender"
1 post
#2
Advice Requests
: "First home buyers in Australia: what should you understand before applying for a home loan?"
1 post
Popular Topics in r/HomeLoans
#1
Mortgage
17 posts
#2
Loan
6 posts
#3
Mortgage Rates
5 posts
#4
Rates
5 posts
#5
Home Loan
4 posts
#6
Approval
3 posts
#7
Credit Score
2 posts
#8
Buying Home
2 posts
#9
Closing
2 posts
#10
Fed
2 posts
Flair Used in r/HomeLoans
#1
Mortgage Rates
: "Mortgage Rates Are High but Buyers May Have More Negotiating Power"
8 posts
#2
Mortgage Discussion
: "Just Because You Qualify for the Mortgage Doesn’t Mean You Should Take It"
2 posts
#3
Homebuying
: "Fewer Buyers Signed Contracts in September… Pending Home Sales Fell 7.3%"
2 posts
#4
Physician Loans
: "What a Physician Mortgage Actually Does... and What It Doesn’t"
1 post
Member Growth in r/HomeLoans
Yearly
+5k members(70.9%)
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About
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This page gives a focused view of r/HomeLoans, including current member size, discussion patterns, product reviews, and related communities to explore.
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Last updated: October 23, 2026