r/UKPersonalFinance is a subreddit with 1.9M members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses struggling, credit card, investment, mortgage, and debt, and they frequently recommend/review budgeting app, currency exchange, and budgeting software.
Discuss, learn and request advice on how to budget, protect, save and invest your pounds and pence in the UK.
Popular Themes in r/UKPersonalFinance
#1
Advice Requests
: "'m a RNDA (registered nurse degree apprentice) but I've had to take a break in learning and from work to look after my partner due to their mental health and need help with financial advice"
11 posts
#2
Money Talk
: "Will getting a credit card just for fuel improve my credit score?"
3 posts
#3
Solution Requests
: "Which company should I use for junior isa stock account"
1 post
#4
Pain & Anger
: "Shall I just go bankrupt? Nothing to lose?"
1 post
Popular Topics in r/UKPersonalFinance
#1
Struggling
59 posts
#2
Credit Card
16 posts
#3
Investment
13 posts
#4
Mortgage
13 posts
#5
Debt
13 posts
#6
Bank
8 posts
#7
Savings
8 posts
#8
Property
6 posts
#9
Isa
5 posts
#10
Tax
5 posts
Products Discussed in r/UKPersonalFinance
Budgeting App
30 reviews
#1
YNAB
4.7★ from 6 reviews
#2
Moneyhub
4.4★ from 5 reviews
#3
Actual Budget
4.0★ from 3 reviews
Currency Exchange
30 reviews
#1
Wise
4.8★ from 6 reviews
#2
Starling
5.0★ from 3 reviews
#3
Interactive Brokers
4.3★ from 3 reviews
Budgeting Software
26 reviews
#1
YNAB
4.8★ from 4 reviews
#2
Yolt
4.0★ from 3 reviews
#3
Monzo
4.0★ from 2 reviews
Member Growth in r/UKPersonalFinance
Yearly
+97k members(5.5%)
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About
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Last updated: July 10, 2026