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r/UKPersonalFinance is a subreddit with 1.8M members. Its distinguishing qualities are that the community is massive in size, and has crazy activity.
Discuss, learn and request advice on how to budget, protect, save and invest your pounds and pence in the UK.
Popular Themes in r/UKPersonalFinance
#1
Advice Requests
: "Brother [62] has never saved for retirement in his life. He's claiming Pension Credit is better than the State Pension because it gets you "a lot more sh*t." Is this actually true?"
51 posts
#2
Money Talk
: "I have saved up £25k for a house deposit but feeling completely defeated by the current market and house options available."
8 posts
#3
Pain & Anger
: "Constantly skint and starting to slowly give up"
5 posts
#4
Solution Requests
: "Alternative to Vanguard for very small SIPP"
1 post
Popular Topics in r/UKPersonalFinance
#1
Pension
: "Brother [62] has never saved for retirement in his life. He's claiming Pension Credit is better than the State Pension because it gets you "a lot more sh*t." Is this actually true?"
30 posts
#2
Mortgage
: "Barclays fixed-rate Mortgage quirk lets you overpay unlimited amounts"
20 posts
#3
Investment
: "100k pension pot at Scottish Widows at 47, how to make a better Investment out of it?"
19 posts
#4
Tax
: "I need urgent help. My wife has "rented out" her national insurance number and racked up a massive Tax bill from HMRC."
13 posts
#5
Debt
: "LOTS of Debt. Do we sell house to clear it & effectively ‘start again’"
13 posts
#6
Savings
: "Best Long Term Savings for Child"
13 posts
#7
Income
: "sudden reduction in household Income, plus significant debt but with some recent inheritance. how best to make this work so i can survive and pay the mortgage for the next 10 years."
12 posts
#8
Credit
: "Credit card information keeps being stolen"
10 posts
#9
Property
: "[England] I invested in a residential Property through my limited company with two of my close friends. Equity split was 33.3% each with an equal amount invested in the purchase and renovation of the house. I now want to sell, my 2 friends don't."
10 posts
#10
Loan
: "I'm applying for a mortgage soon but I need to pay a £6000 debt next month. Would taking put a Loan affect my mortgage application?"
8 posts
Member Growth in r/UKPersonalFinance
Yearly
+331k members(23.0%)
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