Cc reviews from Reddit
Summary
We analyzed 219 Reddit reviews across 16 subreddits and 70 posts to rank the best Cc brands recommended by redditors, including communities like r/CreditCardsIndia, r/CreditCards, r/UAEcreditcards, r/PersonalFinanceCanada, r/PHCreditCards. Top-rated brands include HSBC (4.4/5), Amex (4.7/5), SBI (4.6/5).
Stats
Reviews219
Subreddits16
Posts70
Brands80
Products61
219 reviews from
and
By Brand
/By Product
#1
HSBC
4.4
(19)
"Food and grocery - pick hsbc."
"HSBC Live + for sure."
"Live+"
"HSBC live+ no doubt"
"Hsbc live+ 100% as it covers all vendors"
"So my vote goes to hsbc liv+"
"HSBC live plus anyday."
"There is only one right answer. Hsbc live plus."
"Hsbc live+ and HDFC Swiggy I believe they’re good. Swiggy gives 5%."
"Live+ yung gamit ko to fill up the 10k/month minimum (utilities lang 90%) to avail 8% cashback."
#2
Amex
4.7
(16)
"Take amex plat travel and spend additional 65000 within a year excluding rent to hit 4L."
"Take amex plat travel for upto 4L spends bro."
"The Amex Blue Cash Everyday (BCE) card codes Walmart Pay as groceries."
"For 4 L, you can go for Amex plat travel or axis atlas."
"I feel amex plat travel+ hdfc DCB (minimum)+ Axis Atlas should be enough for travel related."
"Buy gold in amex."
"Amex Plat Travel and Axis Atlas for travel bookings in INR."
"Amex plat travel + axis atlas."
"Amex gold is good if you do i pickup from grubhub."
"My amex platinum came with Zomato gold 1 year+ eazydiner 1 year + great deals at hotel restaurants."
#3
SBI
4.6
(16)
"SBI cashback."
"Best would be SBI cashback card."
"SBI cashback, RBL shoprite or HSBC live plus for grocery shopping"
"Sib cashback is the best."
"SBI cashback."
"Sbi cashback cc is the best."
"SBI cc would have declined it citing Govt expenses."
"Undisputed King SBI CB 👑"
"Ideal for online shopping."
"SBI CB , hands down"
#4
ICICI
4.6
(16)
"If you're alumnus of any tier1 college, you can get ICICI sapphiro ltf, twice a montho BOGO upto rs500."
"Amazon ICICI card upto 5% and zero convienence fee on Amazon app."
"Icici amazon card & IDFC Millennia!"
"First card should be LTF & Core card imo. Icici Amazon/ Rubyx/ sapphire"
"Amazon Pay ICICI - 5% reward without any cap for Prime members"
"Icici APay"
"My first card was Amazon pay icici cc, got it with no credit score and the joining process was extremely simple and straightforward."
"Have received more than 15k as apay balance a couple of times."
"Solid 1500/- cash-back every month."
"CB on jewellery purchases is a big win."
#5
IndusInd
4.9
(12)
"IndusInd EazyDiner Signature Card, gives 25% off on dining every time."
"I would say EazyDiner signature from IndusInd"
"Indusind eazydiner or axis high end + eazy diner - both offer same and greatest benefits."
"Indusind eazydiner"
"Indusind eazydiner all day."
"Indusind eazydiner Signature 2 movie tickets 200 each free."
"Best Dinning Card is 'Eazy Diners Signature Card' from IndusInd."
"EasyDiner signature will be the best one - They cover some restaurants but you save huge on each visit."
"Induslnd EazyDiner wins by miles ahead!"
"IndusInd EazyDiner Signature! 25% off up to 1,000 every time."
#6
Axis
4.3
(13)
"Axis Atlas is great for points which you can redeem for hotel/flight booking."
"Buy clothes in axis."
"For every flight and direct hotel bookings use axis Atlas."
"You can speak to Axis to open a no balance account and probably get an approval for Atlas!"
"Get Axis ace or Tata Neu Infinity for 1.5% on offline."
"Axis ACE gives 1.5% discount."
"Axis atlas"
"Axis ace gives 1.5%."
"If you can compromise a bit maybe Axis Ace as well."
"See if he can get Atlas. Its a pretty good travel card."
#7
HDFC
4.6
(12)
"HDFC Swiggy Credit Card is also one of the best cashback credit cards."
"I think HDFC Millennia is the best in this category."
"HDFC millennia or ICICI Amazon pay"
"HDFC Millennia They give very good cash-back and RP to redeem rate is 1:1."
"Why is no one mentioning HDFC Swiggy LTF card?"
"HDFC Swiggy- LTF, 10% on grocery and food, 5% on everything else, No need for Amazon Prime to get 5%,"
"HDFC Swiggy since you get 10% on Swiggy, Instamart & Dineout."
"You can get the HDFC Tata Neu Card which is FD based. Checks all the boxes with good benefits."
"HDFC Swiggy gives you 10% on Dineout for a diverse collection of restaurants."
"HDFC swiggy, it has a good reward rate and they recently started to give cashback statement credit."
#8
Amazon
4.8
(5)
"Amazon Pay ICICI Federal bank starter card CSB Jupiter Rupay."
"Amazon Pay ICICI. We all use Amazon. Has some cashback across categories."
"Amazon Pay ICICI hands down the best for beginners."
"4,5,6 Amazon pay icici no doubt."
"I'd say use Amazon ICICI itself. It gives you 1% and best part is it's unlimited."
#9
Tata
4.5
(4)
"Between SBI and Tata Neu Infinity, Tata Neu."
"Kiwi for 2% and Neu Infinity for 1.5% are the best UPI cards right now."
"TATA neu. 1.5% cashback on all. Including UPI."
"Tata neu card tied to tata upi."
#10
IDFC
4.3
(4)
"Idfc wow. It’s FD backed."
"IDFC WOW."
"Most of the beginners may not have a credit history. So I would recognise IDFC Wow card issues against FD."
"IDFC wow is being given to freshers."
#11
Capital One
4.0
(4)
"Product change you’re quick silver to a Savor and get the Venture."
"Use Savor for 3 percent categories and Venture for everything else."
"No AF, Capital One Savor and WF Autograph 3% back."
"Capital one savor card is 3% for restaurants and groceries."
#12
American Express
5.0
(3)
"Might be a good option."
"Try the Blue Cash Everyday first."
"AmEx have a BCE soft pull, try that."
#13
AAA Daily Advantage Visa
4.0
(3)
"Another vote for the no-AF AAA Daily Advantage Visa."
"The AAA daily advantage visa card is pretty good for what you’re looking for."
"AAA credit card. The daily advantage visa has 3% on wholesale clubs and 5% on grocery stores."
#14
UOB
4.0
(3)
"UOB One CC does 10% cashback I think."
"UOB one credit card gives you 10% on grab and also 3.33% extra on 1k spend"
"UOB ONE for 5-10% Cashback"
#15
Flipkart
4.0
(3)
"Flipkart Axis is good too."
"Flipkart axis Bank."
"You can save loads once you start using Flipkart."
#16
Niyo
5.0
(2)
"Take Niyo; I’ve done Thailand twice and Bhutan once!"
"Niyo is best right now."
#17
Venture X
5.0
(2)
"My suggestion is Venture X."
"If you do a lot of travel, the Venture X card pays for itself with the travel insurance, access to airport lounges, etc."
#18
Amazon Pay
5.0
(2)
"Amazon Pay ICICI is a great starter card."
"AmazonPay ICICI FTW!"
#19
Apay
5.0
(2)
"Apay hands down with no nonsense minimum 1% cashback on almost everything"
"Apay hands down. Easy process, less hassle and good rewards and cashback. LTF."
#20
Amazon Pay ICICI
5.0
(2)
"Amazon pay ICICI or swiggy hdfc."
"No one can beat Amazon Pay ICICI."
#21
Emirates NBD
5.0
(2)
"FREE FOR LIFE - 5% Cashback on Groceries, Fuel, Education, Utilities & Electronics Outlets."
"EmiratesNBD DUO credit card: - FREE FOR LIFE - 5% Cashback on Groceries."
#22
AU
4.5
(2)
"Au ixiago is really good."
"Au ixigo for flight tickets and its LTF."
#23
Honda
4.5
(2)
"650 cb and cbr r excellent"
"For street fighter, CB650r, trident are great"
#24
GoodChills Studio
4.5
(2)
"GoodChillsStudio has really nice stuff."
"GoodChills Studio is what I can remember."
#25
Cobalt
4.0
(2)
"I predict that once you run the math, the yearly fee will be a speedbump next to the mountain of points value."
"The Cobalt makes sense if you do your grocery shopping at a store that isn't Superstore."
#26
Amex Platinum
4.0
(2)
"I would recommend you to use Amex Platinum travel card."
"Amex plat travel (6 lakh itr) , indusind legend, all of them has good domestic lounge access."
#27
Scotiabank Momentum Visa Infinite
4.0
(2)
"I use Scotia momentum Visa Infinite for the 4% cash back on recurring payments and grocery."
"I'm referring to Scotiabank Momentum Visa Infinite."
#28
Wells Fargo
4.0
(2)
"Apply for another no annual fee card."
"I can recommend Wells Fargo Autograph/Journey."
#29
PayPal Debit Card
4.0
(2)
"PayPal Debit MC set to grocery: 5% up to $1000/month spend."
"PayPal debit card with groceries set as the 5% category should work."
#30
Kiwi
4.0
(2)
"I can only think of Kiwi for your usecase. It'll solve your spends through UPI."
"Kiwi or BOB Snapdeal for UPI, currently the best ones"
#31
Airtel
4.0
(2)
"Airtel Axis and HDFC Millennia should be on the list."
"I have found Airtel Axis + Eazydiner Signature + HSBC Live+ to be a necessary combo"
#32
BOA
4.0
(2)
"Bofa ccr has a broader online shopping category."
"BOA CCR apparently has a pretty broad online category."
#33
RBL
4.0
(2)
"Rbl World Safari."
"Get RBL World safari (FYF) or AU Ixigo (LTF) for 0% forex."
#34
Airtel Axis
4.0
(2)
"Good for utilities ( gives 25% cashback for airtel mobile and other airtel recharges + 10% on electricity and gas)"
"Zomato, Swiggy, Recharge and utilities: Airtel axis bank CC."
#35
Triumph
4.0
(2)
"For street fighter, CB650r, trident are great"
"660s from triumph r good"
#36
UnionBank
3.5
(2)
"UnionBank U Visa Platinum, UnionBank S&R Visa Platinum."
"Si Unionbank may offer din ngayon to spend any amount and your card will be waived for AF for life."
#37
PC Financial
5.0
(1)
"If you buy groceries at Loblaws & go to Shoppers Drug - the PC Financial is hard to beat."
#38
Triangle WE
5.0
(1)
"Triangle WE also allows bill payments for utilities and you don't have to pay extra fees."
#39
Tata Neu Infinity
5.0
(1)
"Tata Neu Infinity"
#40
SBI Cashback Card
5.0
(1)
"Check out SBI Cashback card"
#41
SIB Cashback
5.0
(1)
"SIB CASHBACK IS THE BEST WHEN COMPARED TO ALL CASHBACK CARDS IN UAE."
#42
Discover
5.0
(1)
"Discover is probably your best bet."
#43
TSR
5.0
(1)
"I love TSR. I get most of my items from there."
#44
Ajman
5.0
(1)
"My recommendation is: Ajman Ultra Cash for Fuel 5%, Supermarket 5% and School Fees 5%."
#45
johnnysims
5.0
(1)
"I used to use alpha hair for my male sims but then I found some great maxis match."
#46
Choice Hotels
5.0
(1)
"I would suggest two options: 1) Choice Hotels - One of you get the Choice Card."
#47
Millennia
5.0
(1)
"Can you get Millennia LTF? If so, that would be nice start to your journey."
#48
Choice
5.0
(1)
"If the Choice Hotel is good that's nearby you. Open a Choice Credit Card."
#49
Elf
5.0
(1)
"I LOVE the Elf skin tint."
#50
Clover
5.0
(1)
"May I suggest some Maxis Match eyes I think might suit you better?"
#51
NAFFL
4.0
(1)
"For beginners, usually recommended ang mga NAFFL."
#52
Triangle
4.0
(1)
"Get the Triangle WE for free roadside assistance and to receive cash back on bill payments."
#53
Amex Green
4.0
(1)
"Try getting the Amex Green or the Amex SimplyCash."
#54
Metrobank
4.0
(1)
"You can also check Metrobank MFree, automatic NAFFL ito."
#55
Amex Aeroplan Reserve
4.0
(1)
"The AMEX Aeroplan Reserve card can be used as a primary card."
#56
Hyatt
4.0
(1)
"Hyatt card and Hilton Aspire would be valuable to add."
#57
C1 Savor
4.0
(1)
"I think C1 Savor would be a good fit."
#58
Wells Fargo Autograph
4.0
(1)
"The Wells Fargo Autograph card is pretty good."
#59
Investbank Platinum Cashback
4.0
(1)
"Investbank platinum cashback card offers 3% cashback on ALL spends."
#60
Citi Cashback
4.0
(1)
"Citi Cashback/HSBC Cash+."
#61
KTM
4.0
(1)
"You can go with duke 390 or gurrila 450"
#62
Tangerine
4.0
(1)
"Tangerine for my two 2% categories"
#63
Sifix
4.0
(1)
"From tsr, I like Sifix (there's so many pretty dresses)."
#64
ah00b
4.0
(1)
"If you’re okay with downloading from other safer and imo better sites I have a whole list!"
#65
Invest
4.0
(1)
"Invest bank 3%."
#66
Royal Enfield
4.0
(1)
"If you're looking for a tourer or adv, NX500, Himmy 450 are good option"
#67
Chase Ink Preferred
4.0
(1)
"Chase Ink Preferred for 90k bonus."
#68
Wet n Wild Tinted Hydrator
4.0
(1)
"The wet n wild tinted hydrator is pretty good."
#69
ELF Soft Glam Satin Foundation
4.0
(1)
"ELF Soft Glam satin foundation - not a cc cream, but not full coverage either."
#70
Amore
4.0
(1)
"Go na for Amore. Simple lang rebate system."
#71
Metrobank Travel
4.0
(1)
"I collect Asia Miles. My CC is Metrobank Travel and Amex Explorer."
#72
Metrobank Travel Platinum Visa
4.0
(1)
"For me, ang sulit is Metrobank Travel Platinum Visa."
#73
Regalia
4.0
(1)
"Try to gt regalia gold LTF straight. If not, millennia works well"
#74
Cashback Plus
4.0
(1)
"Otherwise you can go for Cashback Plus which gives you access to lounges and cashback on all your needs + movie tickets."
#75
Atlas
4.0
(1)
"Go for Atlas and Amex plat travel card."
#76
Wio
4.0
(1)
"I use wio credit and it gives me 2% percent."
#77
BDO Diners Club Premier
4.0
(1)
"Cards with the best spend-to-miles ratio: BDO Diners Club Premier 30/mile."
#78
EWB
3.0
(1)
"Hindi 8.88% ang cashback ng EWB Visa Platinum for Grocery."
#79
HSBC+
3.0
(1)
"Hsbc+, 10% cashback for offline spends (dining and grocery)."
#80
BDO
2.0
(1)
"Wag BDO Amex unless you plan to shop at Malls."
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