r/DebtAdvice is a subreddit with 46k members. The most common kinds of discussions are advice requests and pain & anger, and the community frequently discusses debt, advice, loan, credit card, and consolidation.
A reddit community for DebtAdvice.io.
Helping you become consumer debt free.
Popular Themes in r/DebtAdvice
#1
Advice Requests
: "Desperately need advice for my moms debt im stuck having to pay for."
100 posts
#2
Pain & Anger
: "Almost 6 Figures of Debt"
9 posts
#3
Solution Requests
: "22k in debt and balance transfer card only gave 4.5k credit line. PLEASE HELP"
3 posts
#4
Money Talk
: "I paid off a 3k credit card, should I close the account?"
2 posts
#5
Ideas
: "I analyzed 50+ debt payoff strategies and built a free calculator to find your exact debt-free date. Here's what actually works"
1 post
Popular Topics in r/DebtAdvice
#1
Debt
: "25k in Debt.. Bankruptcy or Debt settlement?"
251 posts
#2
Advice
: "Need Advice on severe debt"
115 posts
#3
Loan
: "Has anyone successfully used a personal Loan to pay off credit card debt? Did it really work long-term?"
49 posts
#4
Credit Card
: "UPDATE: 137k Credit Card/unsecured debt"
40 posts
#5
Consolidation
: "Debt Consolidation for Family Member"
24 posts
#6
Credit
: "$107k mostly Credit card high interest"
23 posts
#7
Help
: "Help"
21 posts
#8
Settlement
: "Credit card debt Settlement"
13 posts
#9
Bankruptcy
: "25k in debt.. Bankruptcy or debt settlement?"
11 posts
#10
Struggling
: "Help"
9 posts
Flair Used in r/DebtAdvice
#1
Credit Card
: "Desperately need advice for my moms debt im stuck having to pay for."
96 posts
#2
Loans
: "Debt Collection on a Lease After Death"
38 posts
#3
Consolidation
: "Fiancée has ~$175k in debt. Looking for advice on financial planning before marriage."
35 posts
#4
Bankruptcy
: "25k in debt.. Bankruptcy or debt settlement?"
25 posts
#5
Student Loans
: "What helped start improving your credit when you were already in debt?"
6 posts
Member Growth in r/DebtAdvice
Yearly
+23k members(98.2%)
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Last updated: July 13, 2026