r/DebtAdvice is a subreddit with 43k members. The most common kinds of discussions are advice requests and pain & anger, and the community frequently discusses debt, advice, loan, help, and credit.
A reddit community for DebtAdvice.io.
Helping you become consumer debt free.
Popular Themes in r/DebtAdvice
#1
Advice Requests
: "Debt Collection on a Lease After Death"
78 posts
#2
Pain & Anger
: "$100K in debt and trying to figure out what to do"
18 posts
#3
Solution Requests
: "Best Debt Consolidation Lender Comparison for $20k Credit Card Debt"
16 posts
#4
Money Talk
: "The moment I realized my spending habits were the real problem"
7 posts
#5
Ideas
: "Drastic ideas on making progress on debt, talk me out (or into) it?"
1 post
Popular Topics in r/DebtAdvice
#1
Debt
: "Debt Collection on a Lease After Death"
371 posts
#2
Advice
: "Over my head, single mom - Advice welcome"
149 posts
#3
Loan
: "Has anyone successfully used a personal Loan to pay off credit card debt? Did it really work long-term?"
53 posts
#4
Help
: "Help"
41 posts
#5
Credit
: "$107k mostly Credit card high interest"
40 posts
#6
Consolidation
: "Best debt Consolidation loans?"
37 posts
#7
Credit Card
: "Best Debt Consolidation Lender Comparison for $20k Credit Card Debt"
36 posts
#8
Bankruptcy
: "Should we file for Bankruptcy and how do we start that process?"
28 posts
#9
Credit Cards
: "What happens if you don't pay your Credit Cards?"
15 posts
#10
Financial Advice
13 posts
Flair Used in r/DebtAdvice
#1
Credit Card
: "I used ChatGPT to beat LVNV from Credit One in court AMA"
90 posts
#2
Consolidation
: "Fiancée has ~$175k in debt. Looking for advice on financial planning before marriage."
43 posts
#3
Loans
: "Debt Collection on a Lease After Death"
42 posts
#4
Bankruptcy
: "Should we file for bankruptcy and how do we start that process?"
19 posts
#5
Student Loans
: "What helped start improving your credit when you were already in debt?"
6 posts
Member Growth in r/DebtAdvice
Yearly
+24k members(123.5%)
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Last updated: June 15, 2026