r/PersonalFinanceCanada is a subreddit with 1.8M members. The most common kinds of discussions are money talk and advice requests, and the community frequently discusses struggling, credit card, mortgage, advice, and tfsa, and they frequently recommend/review cashback credit card, hisa, and tax software.
Your one-stop shop to discuss personal finance within Canada.
Popular Themes in r/PersonalFinanceCanada
#1
Money Talk
: "TD Low Rate is 0% for 6 months"
26 posts
#2
Advice Requests
: "53m. Inherited 100k. I'm relatively new to investing."
16 posts
#3
Pain & Anger
: "Tims Mastercard has been discontinued"
4 posts
#4
Solution Requests
: "Messed up my financial future and need options out of the mess"
2 posts
Popular Topics in r/PersonalFinanceCanada
#1
Struggling
26 posts
#2
Credit Card
: "The Credit Card replacing Air Miles s there"
26 posts
#3
Mortgage
: "Mortgage renewal, got sent documents for a 5 year fixed when I asked for 3 year fixed. Should I take it?"
24 posts
#4
Advice
16 posts
#5
Tfsa
: "What happens when I inherit a Tfsa from my mom? Is it taxable income and reported to CRA?"
14 posts
#6
Worst
13 posts
#7
Financial
13 posts
#8
Tax
: "Question on Tax filing / processing delay"
13 posts
#9
Tired
12 posts
#10
Investment
: "Decision paralysis regarding Investments; please help"
12 posts
Products Discussed in r/PersonalFinanceCanada
Cashback Credit Card
157 reviews
#1
Rogers
4.3★ from 36 reviews
#2
Tangerine
4.0★ from 18 reviews
#3
CIBC
4.0★ from 16 reviews
Hisa
103 reviews
#1
EQ Bank
4.0★ from 23 reviews
#2
Wealthsimple
4.1★ from 15 reviews
#3
Tangerine
4.1★ from 10 reviews
Tax Software
81 reviews
#1
Wealthsimple
4.3★ from 39 reviews
#2
TurboTax
3.4★ from 8 reviews
#3
GenuTax
4.6★ from 7 reviews
Flair Used in r/PersonalFinanceCanada
#1
Banking
: "TD Low Rate is 0% for 6 months"
25 posts
#2
Investing
: "Robinhood entering Canada after closing WonderFi deal"
24 posts
#3
Credit
: "Tims Mastercard has been discontinued"
16 posts
#4
Budget
: "Managing Grocery budget family of 5"
16 posts
#5
Housing
: "Mortgage renewal, got sent documents for a 5 year fixed when I asked for 3 year fixed. Should I take it?"
13 posts
#6
Debt
: "Messed up my financial future and need options out of the mess"
10 posts
#7
Misc
: "Exiting out of a timeshare"
9 posts
#8
Auto
: "My car is a write-off, TD is offering a pittance."
9 posts
#9
Taxes / CRA Issues
: "Canada Groceries and Essentials Benefit - I shouldn't qualify but I am getting a payment."
8 posts
#10
Fraud, Scam
: "Lack of security at BMO"
7 posts
Member Growth in r/PersonalFinanceCanada
Yearly
+145k members(8.5%)
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About
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Last updated: June 5, 2026