r/PersonalFinanceCanada is a subreddit with 1.9M members. The most common kinds of discussions are advice requests and pain & anger, and the community frequently discusses struggling, credit card, advice, financial, and worst, and they frequently recommend/review cashback credit card, tax software, and credit card.
Your one-stop shop to discuss personal finance within Canada.
Popular Themes in r/PersonalFinanceCanada
#1
Advice Requests
: "52 suddenly in charge of finances and no idea what I am doing."
34 posts
#2
Pain & Anger
: "My wife recently died."
10 posts
#3
Money Talk
: "Groceries Spending 2026"
8 posts
#4
Solution Requests
: "Best cashback credit card?"
5 posts
#5
News
: "WestJet labour dispute - delayed flight"
1 post
Popular Topics in r/PersonalFinanceCanada
#1
Struggling
24 posts
#2
Credit Card
19 posts
#3
Advice
16 posts
#4
Financial
13 posts
#5
Worst
12 posts
#6
Tfsa
: "Tfsa NOA from CRA"
12 posts
#7
Bank
: "Considering switching from Tangering to EQ Bank for daily Banking"
12 posts
#8
Tired
11 posts
#9
Debt
: "$63k in CC Debt, $50K previous consolidation loan, trouble sticking to budget"
10 posts
#10
Struggles
8 posts
Products Discussed in r/PersonalFinanceCanada
Cashback Credit Card
157 reviews
#1
Rogers
4.3★ from 36 reviews
#2
Tangerine
4.0★ from 18 reviews
#3
CIBC
4.0★ from 16 reviews
Tax Software
81 reviews
#1
Wealthsimple
4.3★ from 39 reviews
#2
TurboTax
3.4★ from 8 reviews
#3
GenuTax
4.6★ from 7 reviews
Credit Card
64 reviews
#1
Scotiabank
4.3★ from 13 reviews
#2
AMEX
4.4★ from 9 reviews
#3
Rogers
3.9★ from 7 reviews
Flair Used in r/PersonalFinanceCanada
#1
Banking
: "Another reminder to RUN from Canadian Scholarship Trust"
26 posts
#2
Investing
: "Questrade rebrand and new features"
25 posts
#3
Auto
: "[27M] Am I being too cheap? Frugality on a car."
17 posts
#4
Housing
: "what happens to your FHSA is you marry a homeowner?"
16 posts
#5
Budget
: "Soon to be widow-financially scared"
15 posts
#6
Credit
: "Chargeback for no-show megabus?"
14 posts
#7
Debt
: "My senior Mother has made a mess of things"
11 posts
#8
Retirement / CPP / OAS / GIS
: "Why so much negativity surrounding the Canadian Pension Plan?"
10 posts
#9
Insurance
: "Should I really just... stop having life insurance when I'm 65?"
7 posts
#10
Taxes / CRA Issues
: "TFSA NOA from CRA"
7 posts
Member Growth in r/PersonalFinanceCanada
Yearly
+119k members(6.8%)
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About
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Last updated: August 4, 2026