r/PersonalFinanceCanada is a subreddit with 1.9M members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses struggling, credit card, advice, financial, and worst, and they frequently recommend/review cashback credit card, tax software, and credit card.
Your one-stop shop to discuss personal finance within Canada.
Popular Themes in r/PersonalFinanceCanada
#1
Advice Requests
: "Where should we invest?"
7 posts
#2
Money Talk
: "Where to park $40k for 6 months?"
4 posts
#3
Pain & Anger
: "Auto Insurance Low Balling Totaled Car"
2 posts
Popular Topics in r/PersonalFinanceCanada
#1
Struggling
23 posts
#2
Credit Card
: "How many Credit Cards is too many?"
19 posts
#3
Advice
15 posts
#4
Financial
13 posts
#5
Worst
12 posts
#6
Tired
11 posts
#7
Bank
: "Anyone else have an atrocious experience with ScotiaBank's customer service?"
8 posts
#8
Struggles
7 posts
#9
Hard Time
7 posts
#10
Bank Account
7 posts
Products Discussed in r/PersonalFinanceCanada
Cashback Credit Card
157 reviews
#1
Rogers
4.3★ from 36 reviews
#2
Tangerine
4.0★ from 18 reviews
#3
CIBC
4.0★ from 16 reviews
Tax Software
81 reviews
#1
Wealthsimple
4.3★ from 39 reviews
#2
TurboTax
3.4★ from 8 reviews
#3
GenuTax
4.6★ from 7 reviews
Credit Card
64 reviews
#1
Scotiabank
4.3★ from 13 reviews
#2
AMEX
4.4★ from 9 reviews
#3
Rogers
3.9★ from 7 reviews
Flair Used in r/PersonalFinanceCanada
#1
Investing
: "RESP targets"
9 posts
#2
Banking
: "How many credit cards is too many?"
8 posts
#3
Housing
: "Which accounts to put money for home down payment"
5 posts
#4
Employment
: "Re-structuring at company while on Mat Leave (QC)"
3 posts
#5
Employment Insurance (EI)
: "Severance Package Decisions"
3 posts
#6
Debt
: "(M22) Proposition au consommateur"
3 posts
#7
Budget
: "Store to save instead of costco"
3 posts
#8
Misc
: "Bell trying to get me on 2 year contract for Internet?"
3 posts
#9
Credit
: "Need New Credit Card for Business with Larger Limit (and decent points)"
3 posts
#10
Retirement / CPP / OAS / GIS
: "Celebrating Tonight"
2 posts
Member Growth in r/PersonalFinanceCanada
Yearly
+124k members(7.0%)
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About
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This page gives a focused view of r/PersonalFinanceCanada, including current member size, discussion patterns, product reviews, and related communities to explore.
This data is synced periodically so insights stay current and useful for ongoing research.
Last updated: October 2, 2026