r/PersonalFinanceCanada is a subreddit with 1.9M members. The most common kinds of discussions are advice requests and pain & anger, and the community frequently discusses struggling, credit card, advice, bank, and worst, and they frequently recommend/review cashback credit card, tax software, and credit card.
Your one-stop shop to discuss personal finance within Canada.
Popular Themes in r/PersonalFinanceCanada
#1
Advice Requests
: "Retiring in 1.5 years. Will I be able to stay in Toronto without selling my home."
8 posts
#2
Pain & Anger
: "Please I need help with money"
4 posts
#3
Ideas
: "Ideas?"
1 post
Popular Topics in r/PersonalFinanceCanada
#1
Struggling
19 posts
#2
Credit Card
18 posts
#3
Advice
9 posts
#4
Bank
: "Bank says there’s a fraud alert on my account, but both Equifax and TransUnion say everything is clear"
9 posts
#5
Worst
8 posts
#6
Financial
8 posts
#7
Tired
7 posts
#8
Hard Time
7 posts
#9
Bank Account
7 posts
#10
Mortgage
4 posts
Products Discussed in r/PersonalFinanceCanada
Cashback Credit Card
157 reviews
#1
Rogers
4.3★ from 36 reviews
#2
Tangerine
4.0★ from 18 reviews
#3
CIBC
4.0★ from 16 reviews
Tax Software
81 reviews
#1
Wealthsimple
4.3★ from 39 reviews
#2
TurboTax
3.4★ from 8 reviews
#3
GenuTax
4.6★ from 7 reviews
Credit Card
64 reviews
#1
Scotiabank
4.3★ from 13 reviews
#2
AMEX
4.4★ from 9 reviews
#3
Rogers
3.9★ from 7 reviews
Flair Used in r/PersonalFinanceCanada
#1
Banking
: "EQ Bank Updated Rates - 3% now with direct deposit"
10 posts
#2
Investing
: "Manulife to Wealthsimple RRSP"
10 posts
#3
Debt
: "Line of Credit Rate Re-Negotiation - Do They Still Do This?"
7 posts
#4
Retirement / CPP / OAS / GIS
: "ELI5: Why don’t people who are retiring right now just put all their money into 30-year US Treasury bonds?"
6 posts
#5
Housing
: "Mortgage Renewals"
6 posts
#6
Fraud, Scam
: "Loblaws Data Breach Incident"
5 posts
#7
Taxes / CRA Issues
: "Selling my house but not buying another"
5 posts
#8
Credit
: "Save on More Rewards hack"
4 posts
#9
Auto
: "Help with figuring out what to do with current car situation"
3 posts
#10
Budget
: "Advice on budget"
3 posts
Member Growth in r/PersonalFinanceCanada
Yearly
+128k members(7.2%)
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About
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This page gives a focused view of r/PersonalFinanceCanada, including current member size, discussion patterns, product reviews, and related communities to explore.
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Last updated: October 30, 2026