r/PersonalFinanceCanada is a subreddit with 1.9M members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses struggling, advice, credit card, financial, and worst, and they frequently recommend/review cashback credit card, tax software, and credit card.
Your one-stop shop to discuss personal finance within Canada.
Popular Themes in r/PersonalFinanceCanada
#1
Advice Requests
: "Low income, what should I do with a very small savings that is relatively risk free?"
9 posts
#2
Money Talk
: "Inheritance - to debt or to save!"
1 post
Popular Topics in r/PersonalFinanceCanada
#1
Struggling
26 posts
#2
Advice
16 posts
#3
Credit Card
16 posts
#4
Financial
13 posts
#5
Worst
12 posts
#6
Tired
11 posts
#7
Struggles
9 posts
#8
Hard Time
7 posts
#9
Bank Account
7 posts
#10
Debt
6 posts
Products Discussed in r/PersonalFinanceCanada
Cashback Credit Card
157 reviews
#1
Rogers
4.3★ from 36 reviews
#2
Tangerine
4.0★ from 18 reviews
#3
CIBC
4.0★ from 16 reviews
Tax Software
81 reviews
#1
Wealthsimple
4.3★ from 39 reviews
#2
TurboTax
3.4★ from 8 reviews
#3
GenuTax
4.6★ from 7 reviews
Credit Card
64 reviews
#1
Scotiabank
4.3★ from 13 reviews
#2
AMEX
4.4★ from 9 reviews
#3
Rogers
3.9★ from 7 reviews
Flair Used in r/PersonalFinanceCanada
#1
Investing
: "Ranking online brokerages 2026"
14 posts
#2
Banking
: "transferring RBC personal TFSA to direct investing TFSA"
8 posts
#3
Housing
: "Looking for mortgage rate advice"
6 posts
#4
Credit
: "Help with cancelling credit cards"
4 posts
#5
Debt
: "Baby due soon, $94k household debt. What is the best path forward from here?"
4 posts
#6
Employment
: "What am I missing about working in the US"
4 posts
#7
Auto
: "Cars financing discount BS"
3 posts
#8
Budget
: "Monthly Expenses versus what people earn as high income earners"
3 posts
#9
Taxes / CRA Issues
: "When do I get my tax refunds?"
2 posts
#10
Insurance
: "Which insurance provider to choose for Term Insurance"
1 post
Member Growth in r/PersonalFinanceCanada
Yearly
+123k members(7.1%)
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About
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Last updated: July 6, 2026