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r/PersonalFinanceCanada is a subreddit with 1.7M members. Its distinguishing qualities are that the community is massive in size, and has crazy activity.
Your one-stop shop to discuss personal finance within Canada.
Popular Themes in r/PersonalFinanceCanada
#1
Advice Requests
: "235k loan called in - is HELOC the way to go?"
38 posts
#2
Money Talk
: "First paycheck I'm a noob sorry. So if taxes come out of each paycheck, what is the reason for taxes at the end of the year (next April)"
15 posts
#3
Pain & Anger
: "Got divorced, lost my job, need to cut my expenses and get out of my car lease"
10 posts
#4
News
: "The number of Canadians receiving regular Employment Insurance (EI) benefits increased by 12,000 (+2.5%) to 494,000 in February 2025 / Le nombre de Canadiens touchant des prestations régulières d'assurance-emploi a augmenté de 12 000 (+2,5 %) pour atteindre 494 000 en février 2025"
2 posts
#5
Solution Requests
: "Dad won't qualify for HELOC increase alone. Is going on the title my only option here?"
1 post
Popular Topics in r/PersonalFinanceCanada
#1
Taxes
: "First paycheck I'm a noob sorry. So if Taxes come out of each paycheck, what is the reason for Taxes at the end of the year (next April)"
49 posts
#2
Investment
: "Canadian Investment in U.S. stocks hit record in February despite trade tension"
47 posts
#3
Banking
: "Bank of Canada holds policy rate at 2¾%"
30 posts
#4
Tax
: "Do people not keep own records or Tax slips? Does anyone verify accuracy and completeness of slips on CRA?"
27 posts
#5
Cra
: "Do people not keep own records or tax slips? Does anyone verify accuracy and completeness of slips on Cra?"
24 posts
#6
Mortgage
: "Can someone ELI5 why people say the lump sum payment on Mortgage is better than increasing the payment amount?"
20 posts
#7
Debt
: "Best way to tackle this Debt"
19 posts
#8
Rrsp
: "Paying Rent so Spouse can Contribute to Rrsp — is this legal?"
19 posts
#9
Credit
: "Credit limit decrease."
19 posts
#10
Credit Card
: "Going to the Philippines in December ? Best Credit Card to use now ? Wealth Simple Visa card is good for overseas?"
17 posts
Member Growth in r/PersonalFinanceCanada
Yearly
+267k members(19.1%)
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