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r/PersonalFinanceNZ is a subreddit with 126k members. Its distinguishing qualities are that the community is huge in size, and has high activity.
A place to discuss personal finance for New Zealanders. Discuss savings, investments, KiwiSaver, debt management, home loans, student loans, insurance, and anything else personal finance-related.
Popular Themes in r/PersonalFinanceNZ
#1
Advice Requests
: "The 4 percent rule now said to be too conservative."
34 posts
#2
Money Talk
: "just hit my first $10K"
12 posts
#3
Solution Requests
: "Westpac banking app sucks - so which is the best?"
2 posts
#4
Pain & Anger
: "I think I made a financial mistake buying my first home and my current situation"
2 posts
#5
Self-Promotion
: "I'm sharing what really helped"
1 post
Popular Topics in r/PersonalFinanceNZ
#1
Investment
: "Simplicity drops KiwiSaver and Investment Funds from 0.25% to 0.24% per annum )effective 1 September 2025)"
20 posts
#2
Kiwisaver
: "RNZ article on Kiwisaver - worrying framing"
14 posts
#3
Tax
: "Can someone please explain to me why we have Employer superannuation contribution Tax (ESCT) in this country ??"
13 posts
#4
Property
: "Rental Property - money pit, advice needed: sell or hold?"
12 posts
#5
Mortgage
: "did you discharge your Mortgage once you had paid it off"
12 posts
#6
Insurance
: "Home Insurance 32% increase."
10 posts
#7
Loan
: "Can rich people get cheaper Loans?"
6 posts
#8
Sharesies
: "Sharesies to offer crypto"
5 posts
#9
Shares
: "Thousands bank more than $1 million in Sharesies and Hatch"
4 posts
#10
Expenses
: "2025 Expenses for mid 30 y/o"
4 posts
Member Growth in r/PersonalFinanceNZ
Yearly
+26k members(26.4%)
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