r/PersonalFinanceNZ is a subreddit with 143k members. The community frequently discusses struggling, looking for, money, investing, and nz, and they frequently recommend/review appliances, budgeting apps, and engagement ring, and the most common flair used is investing, planning, employment, housing, and kiwisaver.
A place to discuss personal finance for New Zealanders. Discuss savings, investments, KiwiSaver, debt management, home loans, student loans, insurance, and anything else personal finance-related.
Popular Topics in r/PersonalFinanceNZ
#1
Struggling
16 posts
#2
Looking For
13 posts
#3
Money
10 posts
#4
Investing
7 posts
#5
Nz
5 posts
#6
Mortgage
5 posts
#7
Investment
4 posts
#8
Property
4 posts
#9
Budgeting Apps
2 posts
#10
Apps
2 posts
Products Discussed in r/PersonalFinanceNZ
Appliances
25 reviews
#1
Bosch
4.6★ from 7 reviews
#2
Fisher & Paykel
5.0★ from 6 reviews
#3
AEG
4.5★ from 2 reviews
Budgeting Apps
21 reviews
#1
YNAB
4.2★ from 5 reviews
#2
PocketSmith
3.8★ from 4 reviews
#3
Ledger
3.0★ from 1 review
Engagement Ring
20 reviews
#1
Diamonds on Richmond
3.5★ from 2 reviews
#2
Filigree
5.0★ from 1 review
#3
Tiffany & Co.
4.0★ from 1 review
Flair Used in r/PersonalFinanceNZ
#1
Investing
: "Savings vs investment"
7 posts
#2
Planning
: "Sending Six Figures to NZ after AUS house sale, is Wise safe for that large an amount?"
6 posts
#3
Employment
: "Should i take the offer?"
6 posts
#4
Housing
: "National 5% home loan increase cap effect on house prices"
6 posts
#5
KiwiSaver
: "Kiwisaver average balance reaches $40340"
5 posts
#6
Other
: "No money with a mortgage, and needing to leave a relationship."
2 posts
#7
Insurance
: "Home insurance: $1,000 vs $5,000 excess. What would you choose?"
2 posts
#8
Saving
: "Opinions on Kernel Save account"
2 posts
#9
Retirement
: "jpmorgan -Guide to Retirement -2026"
2 posts
#10
Taxes
: "Bill introduced to raise FIF de minimis limit to $100,000"
1 post
Member Growth in r/PersonalFinanceNZ
Yearly
+16k members(12.8%)
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About
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Last updated: September 13, 2026