r/ukfinance is a subreddit with 27k members. The most common kinds of discussions are advice requests and pain & anger, and the community frequently discusses isa, investment, savings, mortgage, and tax, and they frequently recommend/review index funds and savings account.
All Things Money in the UK. Creating wealth, saving & investing.
Popular Themes in r/ukfinance
#1
Advice Requests
: "I earn £40,000 a year and have had 2 major banks reject my mortgage application. What do I do now?"
14 posts
#2
Pain & Anger
: "I spent £60,000 doing up a converted church but now I can’t sell it or retire"
9 posts
#3
Money Talk
: "What’s something you’ve quietly cut back on because of rising costs?"
8 posts
#4
Solution Requests
: "Struggling with managing money, looking for an app, suggestion and/or education"
1 post
#5
Ideas
: "Kill it or continue development? UK tool for the £100k tax trap…"
1 post
#6
News
: "PRA confirms FSCS deposit limit to be increased to £120,000 from 1 December"
1 post
Popular Topics in r/ukfinance
#1
Isa
: "Would you transfer the 20k max to Isa each year?"
9 posts
#2
Investment
: "Global stock markets are too high and set to fall, says Bank of England deputy"
9 posts
#3
Savings
: "Sister and I are recieving an inheritance soon, she is on UC and is concerned about her benefits. How do we approach this?"
9 posts
#4
Mortgage
: "I earn £40,000 a year and have had 2 major banks reject my Mortgage application. What do I do now?"
8 posts
#5
Tax
: "Tax code changed such that I now pay less Tax, and HMRC says the reason for this is because I *owe* Tax?"
7 posts
#6
Debt
: "How difficult is to buy Debt?"
7 posts
#7
Credit Card
: "Can you guys suggest me a Credit Card that would accept me?"
6 posts
#8
Personal Finance
: "I spent £60,000 doing up a converted church but now I can’t sell it or retire"
6 posts
#9
Property
: "England: for an 18 YO, Is it better to use £20,000 to pay for Uni, or keep as future Property downpayment?"
5 posts
#10
Pension
: "Pension advice for someone who was born in the UK but no longer lives there"
5 posts
Products Discussed in r/ukfinance
Index Funds
1 review
#1
Vanguard
4.0★ from 1 review
Savings Account
1 review
#1
Vanguard S&P 500
4.0★ from 1 review
Member Growth in r/ukfinance
Yearly
+9k members(49.6%)
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About
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Last updated: July 4, 2026