r/ukfinance is a subreddit with 26k members. The most common kinds of discussions are advice requests and money talk, and the community frequently discusses isa, investment, savings, mortgage, and tax, and they frequently recommend/review index funds and savings account.
All Things Money in the UK. Creating wealth, saving & investing.
Popular Themes in r/ukfinance
#1
Advice Requests
: "I earn £40,000 a year and have had 2 major banks reject my mortgage application. What do I do now?"
20 posts
#2
Money Talk
: "What’s something you’ve quietly cut back on because of rising costs?"
10 posts
#3
Pain & Anger
: "I spent £60,000 doing up a converted church but now I can’t sell it or retire"
9 posts
#4
Solution Requests
: "Struggling with managing money, looking for an app, suggestion and/or education"
2 posts
#5
Ideas
: "Kill it or continue development? UK tool for the £100k tax trap…"
1 post
#6
Opportunities
: "The Place Where Ambitious People Grow (and Earn!)"
1 post
#7
News
: "PRA confirms FSCS deposit limit to be increased to £120,000 from 1 December"
1 post
Popular Topics in r/ukfinance
#1
Isa
: "Would you transfer the 20k max to Isa each year?"
9 posts
#2
Investment
: "Next Investment"
9 posts
#3
Savings
: "Savings account advice"
9 posts
#4
Mortgage
: "I earn £40,000 a year and have had 2 major banks reject my Mortgage application. What do I do now?"
8 posts
#5
Tax
: "Tax code changed such that I now pay less Tax, and HMRC says the reason for this is because I *owe* Tax?"
7 posts
#6
Debt
: "How difficult is to buy Debt?"
7 posts
#7
Credit Card
: "Can you guys suggest me a Credit Card that would accept me?"
6 posts
#8
Personal Finance
: "I spent £60,000 doing up a converted church but now I can’t sell it or retire"
6 posts
#9
Property
: "England: for an 18 YO, Is it better to use £20,000 to pay for Uni, or keep as future Property downpayment?"
5 posts
#10
Pension
: "Pension advice for someone who was born in the UK but no longer lives there"
5 posts
Products Discussed in r/ukfinance
Index Funds
1 review
#1
Vanguard
4.0★ from 1 review
Savings Account
1 review
#1
Vanguard S&P 500
4.0★ from 1 review
Member Growth in r/ukfinance
Yearly
+9k members(51.5%)
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About
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Last updated: June 12, 2026