r/PersonalFinanceNZ is a subreddit with 144k members. The most common kinds of discussions are advice requests and solution requests, and the community frequently discusses struggling, looking for, investing, nz, and investment, and they frequently recommend/review appliances, budgeting apps, and engagement ring.
A place to discuss personal finance for New Zealanders. Discuss savings, investments, KiwiSaver, debt management, home loans, student loans, insurance, and anything else personal finance-related.
Popular Themes in r/PersonalFinanceNZ
#1
Advice Requests
: "Anyone considered FIRE with a mix of barista, 4% ,die with zero mix including nz Superannuation?"
15 posts
#2
Solution Requests
: "Some help to restructure my home loan and reviews of options available"
2 posts
#3
Pain & Anger
: "It feels genuinely impossible to get ahead financially as a young person in NZ"
1 post
#4
Self-Promotion
: "Got sick of paying for budgeting apps, so I built a free one. Feedback welcome"
1 post
Popular Topics in r/PersonalFinanceNZ
#1
Struggling
16 posts
#2
Looking For
13 posts
#3
Investing
: "Mortgage free house or Investing"
10 posts
#4
Nz
: "Should an Nz ETF portfolio also hold FSF (Fonterra Shareholders Fund)"
4 posts
#5
Investment
4 posts
#6
Mortgage
: "Mortgage free house or investing"
4 posts
#7
Property
4 posts
#8
Financial Planning
: "Mortgage free house or investing"
4 posts
#9
Funds
: "Fisher Funds private wealth managers"
4 posts
#10
Advice
: "Advice for 19yr old (Kiwi saver)"
3 posts
Products Discussed in r/PersonalFinanceNZ
Appliances
25 reviews
#1
Bosch
4.6★ from 7 reviews
#2
Fisher & Paykel
5.0★ from 6 reviews
#3
AEG
4.5★ from 2 reviews
Budgeting Apps
21 reviews
#1
YNAB
4.2★ from 5 reviews
#2
PocketSmith
3.8★ from 4 reviews
#3
Ledger
3.0★ from 1 review
Engagement Ring
20 reviews
#1
Diamonds on Richmond
3.5★ from 2 reviews
#2
Filigree
5.0★ from 1 review
#3
Tiffany & Co.
4.0★ from 1 review
Flair Used in r/PersonalFinanceNZ
#1
Housing
: "house build cost nz"
7 posts
#2
KiwiSaver
: "Considering a shift from Fisher Funds (growth)"
5 posts
#3
Investing
: "Please make a submission to the Finance and Expenditure Committee in favour of increasing the FIF de minimus threshold to $100,000!"
4 posts
#4
Planning
: "17yo looking for financial advice"
2 posts
#5
Taxes
: "From full time contractor to full time employee with some contracting - can I stop reporting GST if under $55k/year as before"
2 posts
#6
Retirement
: "NZ Super - portability"
2 posts
#7
FHB
: "First house now or later"
1 post
#8
Other
: "Renters insurance explain"
1 post
#9
Saving
: "It feels genuinely impossible to get ahead financially as a young person in NZ"
1 post
#10
Insurance
: "Km so lost, how do I start planning for retirement and savings account for life insurance and is there other things i should open? I have no one to talk too. I feel so behind.."
1 post
Member Growth in r/PersonalFinanceNZ
Yearly
+16k members(12.7%)
Similar Subreddits to r/PersonalFinanceNZ
r/AusFinance
852k members
11.5% / yr
r/fatFIRE
499k members
9.9% / yr
r/irishpersonalfinance
99k members
25.6% / yr
r/MiddleClassFinance
385k members
37.3% / yr
r/Money
828k members
19.0% / yr
r/personalfinance
21.9M members
2.1% / yr
r/personalfinanceindia
613k members
13.3% / yr
r/RichPeoplePF
60k members
14.5% / yr
r/UKPersonalFinance
1.9M members
5.5% / yr
r/whitecoatinvestor
135k members
21.5% / yr
About
GummySearch helps people research Reddit communities by organizing activity, growth, themes, and post-level signals into one place.
This page gives a focused view of r/PersonalFinanceNZ, including current member size, discussion patterns, product reviews, and related communities to explore.
This data is synced periodically so insights stay current and useful for ongoing research.
Last updated: October 2, 2026